The Financial Coconut Podcast

Why are more Singaporeans investing overseas instead of at home? In this episode of Chills with TFC, Reggie sits down with Louis and Jameis to unpack what it would really take to make Singapore’s stock market more vibrant again. The conversation goes beyond returns. It looks at the deeper issues behind the SGX, from company fundamentals and corporate governance, to liquidity, retail participation,...

Would you move back to Singapore if your salary doubled? For some Singaporeans living in Paris, the answer is not as obvious as we think. Yes, France comes with higher taxes, strikes, smaller apartments, language barriers, and a very different pace of life. But the trade-off is also real: stronger healthcare coverage, more holidays, cheaper schooling, employee benefits, unemployment support, and a...

We spend a lot of time talking about wealth strategies, career moves, investing, business, and personal growth. But what if some outcomes are shaped not just by effort, but also by timing, environment, and the patterns we keep repeating? Dawn, SG BudgetBabe and Anthony sit down with Grandmaster David from Imperial Harvest to explore a different lens on success: Ba Zi, Imperial Feng Shui, luck cycl...

Three Singaporean software engineers. One target: $30,000 monthly recurring revenue. One end goal: retire in Chiang Mai. Meet the Jobless Club — Sean, Joseph, and Jonas — a trio of full-time engineers spending their nights and weekends building side businesses that could free them from the corporate grind. Their bet against the lone-wolf indie hacker model? Three founders are more sustainable than...

Singapore loves the story of social mobility. But behind the headlines, there's a quieter story: poverty is often an entrenched social class, and very few people actually climb out of it. Syainda Abdul was one of them. At 17 she was changing diapers. Married into an abusive relationship. Living in rental flats. Surviving on $900/month ComCare aid with $1,200 in expenses, and using $20 of that aid...

Creators, freelancers, and micro-business owners often only think about contracts, IP rights, payment terms, and legal recourse after something goes wrong. But by then, it may already be messy. In this live TFC Business Show session, recorded live at Whiskdom Cafe, we unpack what creators need to know to protect their work and get paid properly. We discuss what happens when a stockist does not pay...

Two helpers. Two drivers. Two cars. That was middle class life back home for our guests in KL, Jakarta, and Hong Kong. So why on earth did they choose to leave it behind for a 4-room HDB and the MRT? Sit down with Shen, Music Programme Director, Mickey Salim, and Theros, Founder, Yinvest.co to unpack the viral IG post comparing middle class life across ASEAN. They get into the painful trade-offs:...

What do you do when the job market is trash and you’ve got a Masters degree but zero interest in a cubicle? You hitchhike to Thailand, obviously. Hear from Yihui and Jake, two 'crazy guys' who went viral for hitchhiking from Singapore all the way to Krabi. But this isn't just a travel vlog, it’s a deep dive into the 'Fun Employed' lifestyle. We’re talking about the reality of 'unemployment maxing,...

Why is it that in one of the wealthiest nations on earth, we still feel like we’re never quite 'safe'? Sit down with a true legend in the Singapore literary and academic scene. Eight years ago, she changed the national conversation with her bestseller This Is What Inequality Looks Like. Now, she’s back with a new project that might be even more uncomfortable…because this time, it’s about you. Intr...

The traditional marketing funnel, awareness, consideration, conversion, is dead. Real buyers don't move in straight lines. Some jump straight to purchase. Others sit on the bench for six months. And some only buy because their friend did. Recorded live at the UOB FinLab SME programme, we dig into what actually moves people from curious to converted. From community-led growth to founder content, na...

She's 26, single, and just bought a near $1 million condo on a freelance income. The internet refused to believe it. Meet Chris Chross, Producer & Sound Recordist, Continuum Creatives - the Singaporean millennial whose TikTok went viral when she filmed her parents' reaction to her solo condo purchase. But the headline misses the actual story. Behind the viral moment is a brutal practical playb...

What happens when you leave Singapore at 21, move to Vietnam, and start life from scratch? Sit down with Sheereen Amran, Founder, Baked and Friends, a Singaporean entrepreneur who built one of Hanoi’s most loved bakeries after taking a leap into the unknown. Her journey wasn’t simple. She faced job rejections, cultural shocks, and even launched her bakery during the COVID lockdowns. But a simple c...

Most Singaporeans don't realise our neighbour up north has been quietly building a franchise empire for over three decades, and 2026 might be the biggest edition yet. We sit down with Kairul Azman Mohd Yusoh, Secretary General of the Malaysia Franchise Association, at the Marrybrown Sentosa flagship to unpack why FIM (Franchising International Malaysia) 2026, happening 21–23 May at KLCC, is offici...

Global shifts. Local wages. SMEs on the brink. What does it actually mean for your paycheck when elephants fight and grass gets trampled? We got a senior policymaker to cut through the noise and get straight answers on Singapore’s job market, foreign talent, and who really pays the price of growth. Guest: Dinesh Vasu Dash (Singapore’s Minister of State for Culture, Community and Youth (MCCY) &...

What does retirement actually look like when you've done it right? In this episode, we sit down with Nicole and Edward, a Singaporean couple in their early fifties who've been fully retired for four years. They didn't inherit wealth. They didn't go all in on crypto. They built their exit the slow, boring, brilliant way, and now they travel 120 days a year, ski across Japan, and still have the fina...

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Could you actually "quit" the Singaporean rat race and still pull in a massive annual income? Meet Evan Koh, the "nerdy engineer" and Founder of Stocks.cafe, who did exactly that. After a PhD and a decade-long stint in Japan, he returned to Singapore with a $200,000 annual passive income and a new mission: hitting the gym and living life on his own terms. From building tools for investors to creat...

Markets are volatile. Headlines are everywhere. Oil prices are rising, geopolitics is heating up, and investors everywhere are trying to predict what happens next. But what if trying to predict the market is the biggest mistake investors make? How should you actually invest in a world that feels unpredictable? Sit with Wei Dai, Global Head of Research, Dimensional Fund Advisors, to break down the...

After nearly a year of conversations with founders, creators, and entrepreneurs, the TFC Business Show is wrapping up its current format. But before we move into the next phase, we’re looking back at the most memorable stories, unexpected insights, and biggest lessons from the journey. From founders who built businesses from scratch to creators turning passion into thriving ventures, this episode...

After 160 episodes and 3 years of conversations, the entire Wise and Shine team is back together for one final discussion. But this episode is different. We’re sharing the real story behind the show, the lessons we learned, and why we’re pressing pause on the podcast… for now. From its humble beginnings to becoming a platform for honest conversations about careers, personal growth, and the changin...

Is talking about money before your wedding unromantic, or is it the ultimate act of love? From 'death files' to treating a marriage like an M&A merger, we’re peeling back the layers on how to build a financially stable future without the awkwardness. Dive into the uncomfortable but necessary conversations couples should have before and during marriage, and why avoiding them can lead to bigger...

Can technology make seasonal food available all year round without losing its freshness? We sit down with Christopher Quek, VC, entrepreneur, and founder of Spike Durian, to explore how a simple obsession with durian led to an unexpected startup opportunity. After two decades investing in startups , Christopher decided to jump back into the arena. What followed was a fascinating journey into food...

Mental health is something many workplaces say they support today. But when it comes to actually sharing a diagnosis at work, many professionals still choose to stay silent. Why is that? Through an honest and thought-provoking discussion, we unpack the fears, trade-offs, and decisions people face when navigating their careers while managing their mental wellbeing. Joining us for this conversation...

🚨 Think you’re too smart to get scammed? Think again. Sit with Beaver Chua , Managing Director and Head of Group Anti-Fraud at OCBC Group - a former police officer now leading the fight against scams inside one of Singapore’s largest banks. Many scam victims today aren’t careless. They’re educated professionals and investors who thought they knew better. In this episode, we explore: Why white-col...

☕ Can a vending machine make café-quality coffee? In this episode of The Financial Coconuts Business Show , we sit down with the founders of Flow Coffee , a startup challenging Singapore’s coffee scene with an unexpected idea: coffee vending machines that serve café-grade drinks made with fresh milk. After noticing how expensive and inconvenient good coffee can be, Chang Wei Sheng (Founder &...