The Financial Coconut Podcast

Why do we say we want innovators… but still reward rule followers? In this episode, we are joined by Patrick Lim, CEO of ACE.SG , and Ezekkious Loo, YSEALI Fellow; Winner of FY25 POL-ITE Entrepreneurs Challenge, to dive into a fascinating paradox: Young people are building projects, joining startup competitions, and launching side hustles earlier than ever, yet many of them still don’t see themsel...

You’ve waited years for your keys. You’ve saved, pinned, planned… maybe even built a 20-page brief. But when the hacking starts and the bills roll in, what really happens? In this episode, we dive into the emotional, financial, and practical realities of renovating your first home. From design dreams to budget shocks, from Pinterest boards to unexpected mold problems, we unpack what most homeowner...

What if the reason your food isn’t fresher isn’t the farm, but everything in between? In this episode, we dive into a business almost nobody dreams of starting, yet it quietly powers entire cities. Think traffic jams, melting margins, broken fridges, and a problem so hidden that most consumers never even notice it. Here’s what we’re unpacking: Why traffic in Metro Manila became a business opportun...

Ever feel like you’re doing everything right at work… but still getting overlooked? You’re not alone, and you might be playing by rules that no longer exist. Unpack the unspoken visibility rules shaping modern careers especially in a world where AI, remote work, and changing leadership expectations are rewriting the promotion playbook. But being louder isn’t the answer. Explore: Why being the “rel...

What happens when parenting meets budgeting… and a little friendly competition? In this lively episode, we have real parents battle it out with their best money-saving (and sanity-saving) strategies for raising kids. There’s laughter, a few surprising confessions, and some very different philosophies on what’s actually “worth it” when it comes to spending on your children. And yes, the audience ge...

Are you thinking about starting your own marketing agency? Well, think again! It’s not as easy as setting up a company and getting your friends to help out. We dive into the ups and downs of running a digital marketing agency with none other than Marcus Ho, founder of Brew Interactive, who's been at it for 17 years. Here’s what you can expect from this episode: How Marcus started his journey from...

Ever wonder why some people walk into a room and instantly have everyone leaning in… while others can’t get a word in edgewise? We pull back the curtain on what really makes someone memorable at work, and why being smart and hardworking isn’t always enough. If you’ve ever left a meeting thinking, “I had so much to say… why didn’t it land?” this one’s for you. Here’s a taste of what we get into: Wh...

We are talking about Singapore’s structural anxiety, its link to finances, and how the latest national budget impacts everyone - from working professionals to families. Join host Reggie, aka your Chief Financial Coconut, and an expert panel as they break down the burning issue of the day. Meet the Guests: Alex Lee: Former CFO and insurance expert, diving deep into retirement realities and the pres...

Dive into the latest Singapore Budget and its impact on youth entrepreneurship, tackling the challenges and opportunities in today's market. Join our guests as they share their unique insights into the changing landscape of work and entrepreneurship. Chua Pei Ying , APAC Head Economist at LinkedIn, Simarna Singh , Regional (APAC) Healthcare Sustainability Manager & Client Partnerships at DKSH,...

Get ready for an insightful episode where we break down the Budget 2026 and its potential impact on the workforce and economy. This isn’t your typical budget discussion. We’re diving deep into AI, labour market shifts, and future career trends. Meet the Experts: Hui Wen Woo: A Recruiter; Director at Binoculer, sharing insights into how the job market has become more complicated than ever. Dr. Pinc...

What happens when rising costs, foreign worker quotas, AI disruption, and global expansion all collide in one national budget? We unpack the real conversations happening behind closed doors: the tensions, the trade-offs, and the tough questions business owners are quietly asking. Here’s what you’ll hear: Why “adapt or be left behind” isn’t just a slogan, and what it really means for SMEs The hidde...

TFC Budget Debate Is Back… And This Year, It’s Personal The numbers are out. The headlines are loud. But what’s really going on beneath the surface of this year’s Singapore Budget? Before you scroll past another hot take, tune in to the only budget debate you actually need to hear. the TFC crew dives deeper than ever, beyond the vouchers and headline announcements, to unpack what the policies real...

New year. New market risks. New opportunities most people aren’t even looking at yet. In this episode, we bring together three seasoned investors with completely different strategies to break down how they’re thinking about 2026 - from AI hype to undervalued markets and everything in between. But here’s the twist: They don’t agree. And that’s exactly why you need to hear this. Inside this episode,...

Funnels are dead. “Best practices” might be costing you money. And the strategy that built an 8-figure brand started with just $500 . In this episode, we go deep with battle-tested operators who’ve actually built, scaled, and exited, not just theorised on slides. Here’s what you’ll hear (without giving away all the secrets): Why your marketing “funnel” might be completely wrong, and what to think...

What really makes someone “creative” at work, and can you actually train it? We dive into a conversation that goes way beyond art and design. Kick off the year with a fresh perspective on growth, identity, and what it really takes to stand out in today’s professional world. We’re joined by Priscilla Tang, Luxury Mindset & Career Coach, who brings a unique blend of career coaching expertise and...

Parenting doesn’t come with a guidebook… and neither does raising money-smart kids in today’s world. We’re living in a time where money is invisible - cards, apps, QR codes, tap-to-pay… even watches and rings. So how do we teach children the real value of money when they barely see it? In this episode, host Dawn Cher (Budget Babe) brings together three powerful voices to unpack a question every pa...

Tune in with Jake, the Founder of Ergotune, a brand that grew from humble beginnings to a game-changing company in the ergonomic furniture space. Listen as Jake opens up about the trials and triumphs of building a business from scratch, with insights into his journey from coding bootcamps to creating ergonomic solutions like the standing desk and office chairs. What you'll hear: The founding story...

What if you’re doing everything “right” - climbing the ladder, hitting milestones, building stability, but deep down… success still doesn’t feel secure? We dig into a growing mid-career reality: more professionals are quietly building skills outside their job; not because HR asked them to, but because they’re trying to protect their future. Because in today’s world, even the most stable job can st...

Get ready to dive into the complexities of legacy planning and wealth transfer. In this episode, we’ll explore: How to overcome the taboos surrounding legacy planning and bring it up with your loved ones Common missteps people make when passing on wealth and how to avoid them The power of starting early with financial education for your kids Planning for non-traditional families , including how to...

What if the loyalty programs you think you understand… are actually built on completely different rules? We sit with a man some in the industry call “the king of loyalty” - the CEO behind one of Singapore’s largest rewards ecosystems. With millions of members and over a million active users every month, he’s got a front-row seat to how consumers really spend, save, and stay loyal. And let’s just s...

Before kids, you spent freely. After kids, every dollar has a new purpose. But what if the biggest financial shock of parenthood isn't the tuition fee, but something you never saw coming? Join our host, SG Budget Babe, as she sits down with three parents from vastly different life stages to uncover the raw, unvarnished truth about how raising a family fundamentally reshapes your financial world an...

Welcome to the first episode of our brand new series, The IPO Circle ! We’re joined by Eugene Lim , Founder & CEO of The Assembly Place , a leading co-living company that’s revolutionising the real estate industry. From humble beginnings with just six rooms to managing over 3,500 keys across Singapore, Eugene shares his journey, challenges, and plans for the future. What to Expect : The Assemb...

They didn’t start with a fancy lab, big funding, or a “Silicon Valley” playbook. They started with scrappy prototypes, real classrooms, and a question that hits hard: Why is quality STEM education still not accessible to every kid? If you’ve ever been curious about startups, education, or what it takes to build something real (literally hardware), this one’s for you. We sit with Adam and Kai from...

"How would you spend the extra 20 years?" It's not a hypothetical question anymore; it's a demographic certainty. We are all living longer, and the traditional three-stage life of study, work, retire is officially obsolete. But what does a 100-year life truly look like, and how do we prepare for a future that is fundamentally different from the one our parents knew? Dive into the seismic shift of...

We sit with Ex Co-Founder of Dollars and Sense, Dinesh Dayani, a long-time personal finance thinker and investor, to unpack how technology, experience, and hard-earned humility have completely reshaped the way he approaches money. From the quiet impact of AI on how we consume financial advice, to early investing wins that felt like genius (but weren’t), this conversation challenges some of the mos...