The EOB Podcast

In this episode of The EOB Podcast, Justin and Julie break down one of the biggest developments in the employee benefits industry: the growing wave of litigation surrounding voluntary benefits, excessive compensation, and fiduciary responsibility. With a fifth lawsuit now filed against a major employer and consulting firm, the conversation explores what these cases mean for brokers, employers, and...

In this special Friends with Benefits episode of The EOB Podcast, Justin and Julie sit down with Jessica Brooks Woods, healthcare leader, executive, and Founder of the newly launched Health Intelligence Network (HIN). This episode was filmed April 16, 2026. Jessica has spent her career bringing together employers, policymakers, consultants, innovators, and healthcare leaders to tackle some of the...

This episode was filmed on March 19, 2026. The healthcare benefits industry is changing faster than it has in years... In this episode of The EOB Podcast, Justin and Julie break down the growing pressure facing Pharmacy Benefit Managers (PBMs), including the FTC settlement involving Express Scripts, new Department of Labor transparency proposals, the impact of CAA 2026, and emerging fiduciary liti...

This episode got a little… theatrical. 🎭 In the first-ever LIVE episode of The EOB Podcast, Justin and Julie are joined by Shawn Gremminger, President & CEO of the National Alliance of Healthcare Purchaser Coalitions, for a deep dive into one of the biggest issues in healthcare today: 👉 Why employers still struggle to access their own data 👉 How PBMs and carriers use opaque contracts 👉 And...

What if the biggest risk in your healthcare plan… is something you can’t even see? In this episode of The EOB Podcast, Justin and Julie are joined by Jamie Greenleaf, Co-Founder of Fiduciary in a Box, to break down one of the most important (and overlooked) issues in healthcare benefits today: 👉 Fiduciary responsibility — and why most employers aren’t prepared for it Drawing from decades of exper...

This one couldn’t wait. In this episode of The EOB Podcast, Justin and Julie break down the proposed Department of Labor rule on PBM transparency — and the flood of industry responses submitted before the comment deadline. With over 500+ submissions from carriers, PBMs, employers, and other stakeholders, the conversation reveals a clear divide: 👉 Those pushing for more transparency 👉 And those…...

What if the solution to rising healthcare costs isn’t more complexity… but more structure? In this episode of The EOB Podcast, Friends with Benefits Episode 2, Justin and Julie sit down with David Balinski, Founder & CEO of Wire Health, to challenge one of the biggest assumptions in healthcare: 👉 Should hospitals be treated like utilities? From unpredictable pricing to lack of transparency an...

Gag clauses were officially banned under the Consolidated Appropriations Act (CAA)… so why are employers still struggling to access their own healthcare data? In this episode of The EOB Podcast, Justin Leader and Julie Selesnick break down the real story behind gag clauses — what they are, why they were prohibited, and how they’re still impacting employers today. While plan sponsors are now requir...

Welcome to the first episode of our new “Friends With Benefits” series on The EOB Podcast.   Julie Selesnick and Justin Leader bring in one of the smartest people they know in the healthcare benefits industry — Mike Miele, FSA, MAAA, Senior Vice President of Insured Services at Capital Rx — to talk about the topic everyone in benefits is arguing about right now: pharmacy benefit managers (PBMs).  ...

In Episode 2 of The EOB Podcast, Justin Leader and Julie Selesnick break down the proposed U.S. Department of Labor rule that could become the most consequential PBM transparency regulation in decades. The proposed rule would require Pharmacy Benefit Managers (PBMs) to provide detailed disclosure of: • Manufacturer rebates • Spread pricing practices • Pharmacy clawbacks • Indirect compensation • A...

In this episode of The EOB Podcast, Justin Leader and Julie Selesnick pull back the curtain on the explosive Schlichter voluntary benefits lawsuits—and why they could permanently reshape how employers, brokers, and carriers operate.   This isn’t legal theory. It’s a real-world warning shot.   Justin and Julie unpack how “voluntary” benefits quietly became a multi-billion-dollar profit machine, why...