The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market Updates

✅ Ready to become a homeowner? Start your stress-free journey today: ⁠⁠⁠⁠⁠theeducatedhomebuyer.com/start⁠⁠⁠⁠⁠ 📩 Have questions about your situation? Shoot us an email: ⁠⁠ ⁠⁠⁠info@theeducatedhomebuyer.com The Federal Reserve Cut Rates by .25 while also stating that the housing market faces significant challenges that they don't have the tools to fix. Should you buy now or wait? In this LIVE e...

✅ Ready to become a homeowner? Start your stress-free journey today: ⁠⁠⁠⁠⁠theeducatedhomebuyer.com/start⁠⁠⁠⁠⁠ 📩 Have questions about your situation? Shoot us an email: ⁠⁠ ⁠⁠⁠info@theeducatedhomebuyer.com Buying a home with a small down payment is possible, but choosing the wrong loan could cost you thousands. In this video we break down the real differences between FHA, 3 percent down convention...

✅ Ready to become a homeowner? Start your stress-free journey today: ⁠⁠⁠⁠⁠theeducatedhomebuyer.com/start⁠⁠⁠⁠⁠ 📩 Have questions about your situation? Shoot us an email: ⁠⁠ ⁠⁠⁠info@theeducatedhomebuyer.com The bigger the local boom, the greater the potential for a local bust. The biggest home price declines are hitting the housing markets that saw the biggest price gains during the pandemic. In th...

✅ Ready to become a homeowner? Start your stress-free journey today: ⁠⁠⁠⁠⁠theeducatedhomebuyer.com/start⁠⁠⁠⁠⁠ 📩 Have questions about your situation? Shoot us an email: ⁠⁠ ⁠⁠⁠info@theeducatedhomebuyer.com Most first time home buyers fail because they start the process the WRONG way. In this video, we show you how to actually buy a home in 2026 without falling into common traps like emotional offe...

✅ Ready to become a homeowner? Start your stress-free journey today: ⁠⁠⁠⁠⁠⁠theeducatedhomebuyer.com/start⁠⁠⁠⁠⁠⁠ 📩 Have questions about your situation? Shoot us an email: ⁠⁠ ⁠⁠⁠⁠info@theeducatedhomebuyer.com Think mortgage rates are about to drop? Not so fast. The Fed just sent a clear message that has big implications for anyone planning to buy a home in 2026. In this episode, we cut through the...

✅ Ready to become a homeowner? Start your stress-free journey today: ⁠⁠⁠⁠⁠⁠theeducatedhomebuyer.com/start⁠⁠⁠⁠⁠⁠ 📩 Have questions about your situation? Shoot us an email: ⁠⁠ ⁠⁠⁠⁠info@theeducatedhomebuyer.com Redfin just reported "It’s the Strongest Buyer’s Market in Records Dating Back Over a Decade" with the number of homebuyers in the market at it's lowest level. Is this the right...

✅ Ready to become a homeowner? Start your stress-free journey today: ⁠⁠⁠⁠⁠⁠theeducatedhomebuyer.com/start⁠⁠⁠⁠⁠⁠ 📩 Have questions about your situation? Shoot us an email: ⁠⁠ ⁠⁠⁠⁠info@theeducatedhomebuyer.com Trump just floated the idea of a 50-year mortgage. Is it the future of affordability or a financial trap disguised as a solution? In this episode, we break down who it helps, who it hurts, an...

✅ Ready to become a homeowner? Start your stress-free journey today: ⁠⁠⁠⁠⁠⁠theeducatedhomebuyer.com/start⁠⁠⁠⁠⁠⁠ 📩 Have questions about your situation? Shoot us an email: ⁠⁠ ⁠⁠⁠⁠info@theeducatedhomebuyer.com President Trump proposed 50-year mortgages to improve housing affordability by lowering monthly payments. Is this a good idea for home buyers or a disaster waiting? Should you buy now or wait...

✅ Ready to become a homeowner? Start your stress-free journey today: ⁠⁠⁠⁠⁠⁠theeducatedhomebuyer.com/start⁠⁠⁠⁠⁠⁠ 📩 Have questions about your situation? Shoot us an email: ⁠⁠ ⁠⁠⁠⁠info@theeducatedhomebuyer.com Markets thought mortgage rates were heading down — then Powell stepped in and slammed the brakes. No December rate cut (yet), stocks slid, and mortgage rates jumped. But the Fed also made a s...

✅ Ready to become a homeowner? Start your stress-free journey today: ⁠⁠⁠⁠⁠⁠theeducatedhomebuyer.com/start⁠⁠⁠⁠⁠⁠ 📩 Have questions about your situation? Shoot us an email: ⁠⁠ ⁠⁠⁠⁠info@theeducatedhomebuyer.com Most homebuyers overlook the real cost of ownership. While your mortgage stays fixed, property taxes, insurance, and utilities are all surging and they’re hitting harder than ever which is ha...

✅ Ready to become a homeowner? Start your stress-free journey today: ⁠⁠⁠⁠⁠⁠theeducatedhomebuyer.com/start⁠⁠⁠⁠⁠⁠ 📩 Have questions about your situation? Shoot us an email: ⁠⁠ ⁠⁠⁠⁠info@theeducatedhomebuyer.com Zillow just updated their 12 month forecast predicting home prices will likely rise between September of 2025 and September of 2026. While it's no longer negative, it's not exactly bu...

✅ Ready to become a homeowner? Start your stress-free journey today: ⁠⁠⁠⁠⁠⁠theeducatedhomebuyer.com/start⁠⁠⁠⁠⁠⁠ 📩 Have questions about your situation? Shoot us an email: ⁠⁠ ⁠⁠⁠⁠info@theeducatedhomebuyer.com Mortgage rates are finally trending lower but the experts aren’t all aligned. In this episode, Jeb Smith and Josh Lewis break down the latest data, forecasts, and why inflation, tariffs, and...

✅ Ready to become a homeowner? Start your stress-free journey today: ⁠⁠⁠⁠⁠⁠theeducatedhomebuyer.com/start⁠⁠⁠⁠⁠⁠ 📩 Have questions about your situation? Shoot us an email: ⁠⁠ ⁠⁠⁠⁠info@theeducatedhomebuyer.com If you're planning to buy a home in 2026, waiting until spring will cost you. This episode is a step-by-step breakdown of what a real strategic pre-approval looks like and why most buyers...

✅ Ready to become a homeowner? Start your stress-free journey today: ⁠⁠⁠⁠⁠⁠theeducatedhomebuyer.com/start⁠⁠⁠⁠⁠⁠ 📩 Have questions about your situation? Shoot us an email: ⁠⁠ ⁠⁠⁠⁠info@theeducatedhomebuyer.com You’ve done everything right.......saved, budgeted, got pre-approved and now the government shuts down. So what does that mean for your home purchase? In this episode, we break down the real...

✅ Ready to become a homeowner? Start your stress-free journey today: ⁠⁠⁠⁠⁠⁠theeducatedhomebuyer.com/start⁠⁠⁠⁠⁠⁠ 📩 Have questions about your situation? Shoot us an email: ⁠⁠ ⁠⁠⁠⁠info@theeducatedhomebuyer.com We are seeing clear signs of softening as 15 states are now above pre-pandemic inventory levels. While manyregions are still tight, areas that overheated during the pandemic are seeing clear...

✅ Ready to become a homeowner? Start your stress-free journey today: ⁠⁠⁠⁠⁠⁠theeducatedhomebuyer.com/start⁠⁠⁠⁠⁠⁠ 📩 Have questions about your situation? Shoot us an email: ⁠⁠ ⁠⁠⁠⁠info@theeducatedhomebuyer.com Everyone thinks mortgage rates are the only factor that control home prices but the truth is way more complicated. In this episode, we dig into 25 years of real housing data to uncover when r...

✅ Ready to become a homeowner? Start your stress-free journey today: ⁠⁠⁠⁠⁠⁠theeducatedhomebuyer.com/start⁠⁠⁠⁠⁠⁠ 📩 Have questions about your situation? Shoot us an email: ⁠⁠ ⁠⁠⁠⁠info@theeducatedhomebuyer.com KB Home admits it may have gone too far with home price cuts in Florida—and now the housing market is showing signs of stabilizing. In this LIVE episode we will discuss the current housing ma...

✅ Ready to become a homeowner? Start your stress-free journey today: ⁠⁠⁠⁠⁠⁠theeducatedhomebuyer.com/start⁠⁠⁠⁠⁠⁠ 📩 Have questions about your situation? Shoot us an email: ⁠⁠ ⁠⁠⁠⁠info@theeducatedhomebuyer.com The Fed just cut rates, but mortgage interest rates went up. In this episode, we break down the tug of war inside the Fed, exposing why mortgage rates remain stubbornly high despite market ex...

✅ Ready to become a homeowner? Start your stress-free journey today: ⁠⁠⁠⁠⁠⁠theeducatedhomebuyer.com/start⁠⁠⁠⁠⁠⁠ 📩 Have questions about your situation? Shoot us an email: ⁠⁠ ⁠⁠⁠⁠info@theeducatedhomebuyer.com Interest Rates jumped after sitting at 3 year lows. Where are interest rates going from here? Should you buy now or wait? In this LIVE episode we will discuss the current housing market while...

✅ Ready to become a homeowner? Start your stress-free journey today: ⁠⁠⁠⁠⁠⁠theeducatedhomebuyer.com/start⁠⁠⁠⁠⁠⁠ 📩 Have questions about your situation? Shoot us an email: ⁠⁠ ⁠⁠⁠⁠info@theeducatedhomebuyer.com What happens if mortgage rates drop after you've already locked yours in? In this episode, we break down rate lock float downs, explain how they work, and walk through when you might be a...

✅ Ready to become a homeowner? Start your stress-free journey today: ⁠⁠⁠⁠⁠⁠theeducatedhomebuyer.com/start⁠⁠⁠⁠⁠⁠ 📩 Have questions about your situation? Shoot us an email: ⁠⁠ ⁠⁠⁠⁠info@theeducatedhomebuyer.com Mortgage Interest Rates Sit Near 3 Year Lows as the Federal Reserve Cuts Rates! Where are interest rates headed from here? Should you buy now or wait? In this LIVE episode we will discuss the...

✅ Ready to become a homeowner? Start your stress-free journey today: ⁠⁠⁠⁠⁠⁠theeducatedhomebuyer.com/start⁠⁠⁠⁠⁠⁠ 📩 Have questions about your situation? Shoot us an email: ⁠⁠ ⁠⁠⁠⁠info@theeducatedhomebuyer.com The White House is considering declaring a national housing emergency but will it actually make homes more affordable? In this episode, Jeb Smith and Josh Lewis break down what emergency powe...

✅ Ready to become a homeowner? Start your stress-free journey today: ⁠⁠⁠⁠⁠⁠theeducatedhomebuyer.com/start⁠⁠⁠⁠⁠⁠ 📩 Have questions about your situation? Shoot us an email: ⁠⁠ ⁠⁠⁠⁠info@theeducatedhomebuyer.com Mortgage demand jumps to the highest level in three years, as interest rates drop sharply. Should you buy now or wait for lower mortgage interest rates? In this LIVE episode we will discuss t...

✅ Ready to become a homeowner? Start your stress-free journey today: ⁠⁠⁠⁠⁠⁠theeducatedhomebuyer.com/start⁠⁠⁠⁠⁠⁠ 📩 Have questions about your situation? Shoot us an email: ⁠⁠ ⁠⁠⁠⁠info@theeducatedhomebuyer.com President Donald Trump is making moves to reshape the Federal Reserve—and it could mean big changes for mortgage rates. In this episode, we break down how Trump’s potential Fed nominees could...

Mortgage rates have dipped recently, but don’t expect that trend to continue in 2025. Fannie Mae now projects rates will end the year around 6.5%—barely changed from today. Despite media hype, experts say a real plunge isn’t coming anytime soon. In this LIVE episode we will discuss Fannie Mae's Mortgage Interest Rate Forecast while updating you on mortgage rates and the economy to help you in toda...