The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market Updates

✅ Ready to become a homeowner? Start your stress-free journey today: ⁠⁠⁠⁠⁠⁠theeducatedhomebuyer.com/start⁠⁠⁠⁠⁠⁠ 📩 Have questions about your situation? Shoot us an email: ⁠⁠ ⁠⁠⁠⁠info@theeducatedhomebuyer.com Think your credit score is too low to buy a home? That may be about to change. In this episode, Jeb Smith and Josh Lewis sit down with Anthony Hutchinson of VantageScore to break down a major...

✅ Ready to become a homeowner? Start your stress-free journey today: ⁠⁠⁠⁠⁠⁠theeducatedhomebuyer.com/start⁠⁠⁠⁠⁠⁠ 📩 Have questions about your situation? Shoot us an email: ⁠⁠ ⁠⁠⁠⁠info@theeducatedhomebuyer.com Zillow updated it's housing market forecast projecting that US Home Prices will go up over the next year! Should you buy now or wait? In this LIVE episode we will discuss Zillow's Housing Mar...

✅ Ready to become a homeowner? Start your stress-free journey today: ⁠⁠⁠⁠⁠⁠theeducatedhomebuyer.com/start⁠⁠⁠⁠⁠⁠ 📩 Have questions about your situation? Shoot us an email: ⁠⁠ ⁠⁠⁠⁠info@theeducatedhomebuyer.com Everyone’s waiting for 5%, but the market is already moving and most people don’t even realize it. In this episode, we break down the real trigger behind today’s shift in buyer behavior, the...

✅ Ready to become a homeowner? Start your stress-free journey today: ⁠⁠⁠⁠⁠⁠theeducatedhomebuyer.com/start⁠⁠⁠⁠⁠⁠ 📩 Have questions about your situation? Shoot us an email: ⁠⁠ ⁠⁠⁠⁠info@theeducatedhomebuyer.com "Skip two payments!" "No cost refi!" "Lock it now or lose it!" — Sound familiar? In this episode, we pull back the curtain on the most common (and misleading) mo...

✅ Ready to become a homeowner? Start your stress-free journey today: ⁠⁠⁠⁠⁠⁠theeducatedhomebuyer.com/start⁠⁠⁠⁠⁠⁠ 📩 Have questions about your situation? Shoot us an email: ⁠⁠ ⁠⁠⁠⁠info@theeducatedhomebuyer.com Home prices in some U.S. cities are not just affordable, they’re undervalued by double digits, according to new Moody’s data. In this video, I break down the top 24 markets where home prices...

✅ Ready to become a homeowner? Start your stress-free journey today: ⁠⁠⁠⁠⁠⁠theeducatedhomebuyer.com/start⁠⁠⁠⁠⁠⁠ 📩 Have questions about your situation? Shoot us an email: ⁠⁠ ⁠⁠⁠⁠info@theeducatedhomebuyer.com The One Big Beautiful Bill just passed, but will it actually save you money as a homeowner—or cost you more? In this episode, we break down exactly how the bill affects mortgage interest dedu...

✅ Ready to become a homeowner? Start your stress-free journey today: ⁠⁠⁠⁠⁠⁠theeducatedhomebuyer.com/start⁠⁠⁠⁠⁠⁠ 📩 Have questions about your situation? Shoot us an email: ⁠⁠ ⁠⁠⁠⁠info@theeducatedhomebuyer.com Mortgage Interest Rates Hit a 2025 Low But can this trend continue? How low will interest rates go? Should you lock in now or wait? In today's LIVE, we're giving you a weekly update t...

Mortgage interest rates are finally trending lower after the employment market shows considerable weakness. How low can interest rates go? Should you buy now or wait? In today's LIVE, we are going to discuss the current housing market, mortgage rates as well as the ecomony to help you become The Educated HomeBuyer. Start your stress-free loan journey today Join Rate Watch – we’ll watch rates for y...

✅ Ready to become a homeowner? Start your stress-free journey today: ⁠⁠⁠⁠⁠⁠theeducatedhomebuyer.com/start⁠⁠⁠⁠⁠⁠ 📩 Have questions about your situation? Shoot us an email: ⁠⁠ ⁠⁠⁠⁠info@theeducatedhomebuyer.com Wondering when mortgage interest rates will finally drop? You're not alone—and in this episode, Josh and Jeb break down exactly what needs to happen before rates head lower. From Fed poli...

Huge miss in non-farm payrolls creates a big old rally in the bond market. It's reframing the picture of the labor market making a case for more rate cuts in the short term . In today's LIVE, we are going to discuss the current housing market, mortgage rates as well as the ecomony to help you become The Educated HomeBuyer. Start your stress-free loan journey today Join Rate Watch – we’ll watch rat...

Will the Housing Market continue to become more affordable ? Should you BUY NOW or WAIT for even Lower House Prices? Will we continue to see house price appreciation slow down or will buyer demand drive prices up as mortgage interest rates come down? In today's LIVE, we are going to discuss the current housing market, mortgage rates as well as the ecomony to help you become The Educated HomeBuyer....

Millions of Americans may soon qualify for a mortgage—without a traditional FICO score. In this episode, Jeb and Josh break down how VantageScore 4.0 could reshape homeownership by scoring renters, gig workers, and others left behind by outdated credit models. They explain why this shift matters, how it compares to FICO, and what it really means for you as a future homebuyer Start your stress-free...

Trump is ramping up pressure on Jerome Powell and signaling that rate cuts are coming. After a high-stakes meeting, Trump expressed confidence that the Federal Reserve is ready to ease monetary policy, potentially shifting the trajectory of interest rates and the housing market. This LIVE episode breaks down Trump’s remarks, Powell’s stance, and what this means for the economy and future rate cuts...

Buyers finally have the upper hand in my markets out there as inventory continues to grow while housing affordability remains strained. This imbalance is putting pressure on sellers to adjust house prices lower giving buyers more leverage. In today's LIVE, we are going to discuss the current housing market, mortgage rates as well as the ecomony to help you become The Educated HomeBuyer. Start your...

Are interest rate buydowns really a smart move? In this episode, we break down the real math behind temporary and permanent buy downs and why seller credits aren’t “free money” if you don’t know your break-even point. Josh and Jeb walk through the pros, cons, and smarter alternatives of permanent vs temporary buydowns that most buyers overlook to help you become The Educated HomeBuyer Start your s...

The housing market is shifting and we are not on the same page. After years of aligned optimism, this episode marks a sharp divide in how we see 2025 unfolding. Inventory is growing, demand is strained, and the power dynamic between buyers and sellers is starting to change. If you're trying to buy, sell, or even just understand what’s going on out there, this conversation is exactly what you need....

Trump’s new tariff proposals are sending shockwaves through the economy and mortgage rates are caught in the crossfire. Rising costs from imported goods could push inflation higher, forcing the Fed to rethink its game plan. In this video, we break down how tariffs could derail lower rate projections and what that means for homebuyers. Start your stress-free loan journey today Join Rate Watch – we’...

Inventory is up 31% causing 40% of sellers to cut their price. This is a positive sign for homebuyers as the housing market is shifting for the first time in years. In this episode we discuss what's currently happening the 2025 housing market while answering your mortgage and real estate questions LIVE! Start your stress-free loan journey today Join Rate Watch – we’ll watch rates for you Email: in...

Mortgage interest rates are not controlled by the Fed or TRUMP. In this episode, we break down why political headlines and rate cut demands from figures like Trump and Bill Pulte completely miss the mark. You’ll learn the real drivers of mortgage interest rates and why market expectations, inflation, and risk premiums matter far more than a Fed press conference. If you want to understand how rates...

Housing affordability is improving as mortgage rates decline and housing prices stabilize in most markets. Should you buy now or wait? In this episode, we are going to discuss the current housing market, the FED, Trump policies while answering your mortgage and real estate questions LIVE Start your stress-free loan journey today Join Rate Watch – we’ll watch rates for you Email: info@theeducatedho...

The housing market hasn't crashed. It's just no longer on fire. Homes are sitting longer, price cuts are returning, and buyers finally have leverage in markets like Texas and Florida. Jeb and Josh break down what this shift means for your next smart move whether you're buying or selling. It's a different game now, and understanding the rules will save you thousands. Start your stress-free loan jou...

Higher Interest Rates and seasonality are having a huge impact on home sales. Is this the time to step in and buy or should you wait? In this weekly live we will update on you on what's happening in the economy and the housing market to help you become The Educated Homebuyer. Start your stress-free loan journey today Join Rate Watch – we’ll watch rates for you Email: info@theeducatedhomebuyer.com...

Fed officials are warming up to the idea of a rate cut in July despite Powell’s cautious tone. Chris Waller and Michelle Bowman say tariffs likely won’t spark inflation and argue that waiting too long could hurt the labor market. While markets still expect cuts later this year, pressure is building for action sooner. In this episode, we will dicuss the current real estate market, update you on the...

First-time buyers are still losing deals and missing opportunities, even when they’re financially ready. In this episode, Jeb and Josh reveal the five biggest mistakes smart buyers make and how to avoid each one with calm, clear strategy. They cut through conflicting advice and market noise to help you focus on what really matters. If you’re planning to buy in 2025, this is the clarity you’ve been...

Mortgage rates held steady around 6.93% this week, but under the surface, inflation data came in softer, hinting at a potential shift in the housing market. With cooling price pressures, stable wage growth, and a resilient consumer, the Fed may have more room to ease up. Mortgage applications jumped over 10%, showing that serious buyers are not waiting for perfect rates, they are acting on clarity...