The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market Updates

Start your stress-free loan journey today⁠ ⁠FREE Home Buying Workshop⁠ ⁠Join Rate Watch – we’ll watch rates for you⁠ Email: ⁠info@theeducatedhomebuyer.com The FED just sent a warning that most people are completely missing and it could have a direct impact on the housing market. With inflation not cooling as fast as expected, rates staying higher for longer, and uncertainty rising from global even...

Thinking about buying soon? Start here → https://www.theeducatedhomebuyer.com/start Subscribe to The Educated Homebuyer for weekly insights on buying right, borrowing smart, and building long-term wealth through real estate. If you're thinking about buying a home and want to learn the smartest way to get started, visit https://www.theeducatedhomebuyer.com/start. Mortgage rates might not fall anyti...

Start your stress-free loan journey today⁠ ⁠Join Rate Watch – we’ll watch rates for you⁠ Email: ⁠info@theeducatedhomebuyer.com Mortgage interest rates are moving higher due to uncertainy in the Middle East and how it will impact oil prices and inflation going forward. In this LIVE episode, we’re breaking down what’s really driving mortgage rates, how the latest inflation and jobs data impact the h...

✅ Ready to become a homeowner? Start your stress-free journey today: ⁠⁠theeducatedhomebuyer.com/start⁠⁠ 📩 Have questions about your situation? Connect with our team: ⁠⁠theeducatedhomebuyer.com/start Is the housing market finally starting to improve? In this episode of The Educated Homebuyer , Jeb Smith and mortgage expert Josh Lewis break down Zillow’s latest housing market forecast and what it...

✅ Ready to become a homeowner? Start your stress-free journey today: ⁠⁠theeducatedhomebuyer.com/start⁠⁠ 📩 Mortgage or Real Estate Questions? Leave Jeb and Josh a message: ⁠⁠ theeducatedhomebuyer.com/voicemail/Housing affordability may finally be improving in 2026 — but what does that actually mean for homebuyers? In this episode of The Educated HomeBuyer , Jeb Smith and mortgage expert Josh brea...

Ready To Refinance? Start Here⁠ ⁠Join Rate Watch – we’ll watch rates for you⁠ Email: ⁠info@theeducatedhomebuyer.com Interest Rates just hit a 3.5 year low. Should you refinance now or wait? Are you considering refinancing your current mortgage to pay off debt, lower your mortgage payment, get rid of PMI or just get better loan terms? How do you know when is the right time? In this episode, we disc...

Start your stress-free loan journey today⁠ ⁠Join Rate Watch – we’ll watch rates for you⁠ Questions? Email us: ⁠info@theeducatedhomebuyer.com Mortgage rates dropped sharply last week but will the trend continue? In this LIVE episode, we’re breaking down what’s really driving mortgage rates, how the latest inflation and jobs data impact the housing market, and what it all means for buyers and homeow...

Ready To Become A Homeowner? Start Here⁠ ⁠Join Rate Watch – we’ll watch rates for you⁠ Email: ⁠info@theeducatedhomebuyer.com If you’re self-employed and your tax returns show far less income than you actually make, you’ve probably been told you don’t qualify for a mortgage. In this episode, we break down exactly how bank statement loans work, how lenders calculate income, what they cost, and when...

✅ Ready to become a homeowner? Start your stress-free journey today: ⁠⁠theeducatedhomebuyer.com/start⁠⁠ 📩 Have questions about your situation? Shoot us an email: ⁠⁠ info@theeducatedhomebuyer.com The Federal Reserve Minutes just released confirmed a divided Fed indicating that further interest rate cuts should be paused for now. Does this mean interest rates won't go down? Could they possibly...

✅ Ready to become a homeowner? Start your stress-free journey today: ⁠⁠⁠theeducatedhomebuyer.com/start⁠⁠⁠ 📩 Have questions about your situation? Shoot us an email: ⁠⁠ ⁠info@theeducatedhomebuyer.com If you can’t confidently answer yes to these five checkpoints, you’re not ready to buy a home. In this episode, we break down the hard truths about knowing your numbers, avoiding house-poor mistakes,...

If you’re waiting for mortgage rates to calm down before making a move, you might be waiting longer than you think. Rates remain volatile as mixed economic signals continue to roll in, with inflation cooling but employment surprising to the upside and unemployment ticking down to 4.3%, leaving many wondering whether mortgage rates can actually move lower from here. In this LIVE episode, we’re brea...

✅ Ready to become a homeowner? Start your stress-free journey today: ⁠⁠⁠⁠theeducatedhomebuyer.com/start⁠⁠⁠⁠ 📩 Have questions about your situation? Shoot us an email: ⁠⁠ ⁠⁠info@theeducatedhomebuyer.com The next 60 days will significantly impact the 2026 housing market, as the period of January through March generally dictates the trajectory for interest rates, buyer confidence, and seller behavio...

✅ Ready to become a homeowner? Start your stress-free journey today: ⁠⁠⁠⁠theeducatedhomebuyer.com/start⁠⁠⁠⁠ 📩 Have questions about your situation? Shoot us an email: ⁠⁠⁠⁠info@theeducatedhomebuyer.com 62% of home buyers last year purchased at discount to original listing price, highest proportion since 2019. Will this trend continue into the 2026 housing market? In this LIVE episode we will discu...

✅ Ready to become a homeowner? Start your stress-free journey today: ⁠⁠⁠⁠⁠theeducatedhomebuyer.com/start⁠⁠⁠⁠⁠ 📩 Have questions about your situation? Shoot us an email: ⁠⁠ ⁠⁠⁠info@theeducatedhomebuyer.com President TRUMP just elected a new FED chair, and many buyers are wondering what that actually means for mortgage rates. In this episode, we explain why the appointment of Kevin Warsh may not le...

✅ Ready to become a homeowner? Start your stress-free journey today: ⁠⁠⁠⁠⁠theeducatedhomebuyer.com/start⁠⁠⁠⁠⁠ 📩 Have questions about your situation? Shoot us an email: ⁠⁠ ⁠⁠⁠info@theeducatedhomebuyer.com More than 40,000 signed home purchase agreements were canceled in December, representing 16.3% of all homes that went under contract, according to Redfin. Should you buy now or wait? In this LIV...

✅ Ready to become a homeowner? Start your stress-free journey today: ⁠⁠⁠⁠⁠theeducatedhomebuyer.com/start⁠⁠⁠⁠⁠ 📩 Have questions about your situation? Shoot us an email: ⁠⁠ ⁠⁠⁠info@theeducatedhomebuyer.com The housing market in 2026 is shaping up to be the most normal market buyers and sellers have seen in years. In this video, we break down how rising inventory and cautiously returning demand are...

✅ Ready to become a homeowner? Start your stress-free journey today: ⁠⁠⁠⁠⁠theeducatedhomebuyer.com/start⁠⁠⁠⁠⁠ 📩 Have questions about your situation? Shoot us an email: ⁠⁠ ⁠⁠⁠info@theeducatedhomebuyer.com Mortgage Applications jumped 16% as home buyers come back to the market. At the same time, mortgage rates are sitting near 3 year lows causing pending sales to hit multi-year highs. This is sett...

✅ Ready to become a homeowner? Start your stress-free journey today: ⁠⁠⁠⁠⁠theeducatedhomebuyer.com/start⁠⁠⁠⁠⁠ 📩 Have questions about your situation? Shoot us an email: ⁠⁠ ⁠⁠⁠info@theeducatedhomebuyer.com Buying a home isn’t one big payment—it’s a series of cash moments that catch people off guard and create unnecessary stress. In this episode, Jeb and Josh break down exactly how much cash you re...

✅ Ready to become a homeowner? Start your stress-free journey today: ⁠⁠⁠⁠⁠theeducatedhomebuyer.com/start⁠⁠⁠⁠⁠ 📩 Have questions about your situation? Shoot us an email: ⁠⁠ ⁠⁠⁠info@theeducatedhomebuyer.com President Trump just made some bold calls that will have a huge impact on the 2026 housing market. In this episode, we break down how Trump’s potential housing policies could impact mortgage rat...

✅ Ready to become a homeowner? Start your stress-free journey today: ⁠⁠⁠⁠⁠theeducatedhomebuyer.com/start⁠⁠⁠⁠⁠ 📩 Have questions about your situation? Shoot us an email: ⁠⁠ ⁠⁠⁠info@theeducatedhomebuyer.com Will the Housing Market become more affordable in 2026? Should you BUY NOW or WAIT for Lower House Prices? Will we continue to see house prices move lower or will we see the Housing Market go hi...

✅ Ready to become a homeowner? Start your stress-free journey today: ⁠⁠⁠⁠⁠theeducatedhomebuyer.com/start⁠⁠⁠⁠⁠ 📩 Have questions about your situation? Shoot us an email: ⁠⁠ ⁠⁠⁠info@theeducatedhomebuyer.com The housing market is largely dependent on mortgage rates and 2026 is going to be the year that interest rates finally shift. In this episode we discuss our 2026 mortgage interest rate forecast...

✅ Ready to become a homeowner? Start your stress-free journey today: ⁠⁠⁠⁠⁠theeducatedhomebuyer.com/start⁠⁠⁠⁠⁠ 📩 Have questions about your situation? Shoot us an email: ⁠⁠ ⁠⁠⁠info@theeducatedhomebuyer.com The housing market of 2026 is poised for significant changes, and we're providing our 2026 predictions to help you navigate it. We'll cover everything from home sales and home inventory...

✅ Ready to become a homeowner? Start your stress-free journey today: ⁠⁠⁠⁠⁠theeducatedhomebuyer.com/start⁠⁠⁠⁠⁠ 📩 Have questions about your situation? Shoot us an email: ⁠⁠ ⁠⁠⁠info@theeducatedhomebuyer.com Fed Chair Powell just sent one of the clearest signals yet about where interest rates are headed and it could reshape mortgage rates in the 2026 housing market. In this episode, we break down th...

✅ Ready to become a homeowner? Start your stress-free journey today: ⁠⁠⁠⁠⁠theeducatedhomebuyer.com/start⁠⁠⁠⁠⁠ 📩 Have questions about your situation? Shoot us an email: ⁠⁠ ⁠⁠⁠info@theeducatedhomebuyer.com The housing market shift everyone’s been talking about may already be behind us. Inventory is still rising, but the pace is slowing fast, and that changes the entire conversation for buyers and...

✅ Ready to become a homeowner? Start your stress-free journey today: ⁠⁠⁠⁠⁠theeducatedhomebuyer.com/start⁠⁠⁠⁠⁠ 📩 Have questions about your situation? Shoot us an email: ⁠⁠ ⁠⁠⁠info@theeducatedhomebuyer.com Buying a home in this market feels impossible for many people, but the real stories in this episode prove that buyers are still winning every single day. We walk through the exact hurdles real c...