The Deal Vault

In this episode of The Deal Vault, Greg and Sarah are joined by lending expert Nate for a "put it all together" breakdown of the BRRRR strategy — buy, rehab, rent, refinance, repeat — which they only half-jokingly call the golden goose of real estate investing. After a lighthearted warm-up trading stories about their first jobs, the trio digs into why BRRRR is what most investors are actually tryi...

In this episode of The Deal Vault, Greg and Sarah welcome back Nate Herndon, VP of Production at Loanbidz, for his first recording since knee surgery sidelined him for ten weeks. Nate breaks down one of the most misunderstood tools in real estate investing: blanket loans and portfolio financing for rental property investors. The team gets into when it actually makes sense to tie multiple propertie...

In this episode of The Deal Vault, Greg and Sarah sit down with Peter Hoff, an account executive at Loan Bids and an Eagle Scout with a background in carpentry, construction, and contracting. Peter spends his days on the front lines with real estate investors, building trust from scratch and walking new borrowers through the objections that come up before they have ever closed a deal. This convers...

In this episode of The Deal Vault, Sarah and Greg break down one of the most common financing decisions real estate investors face: whether to use a short-term bridge loan or long-term DSCR debt for their next rental property. They walk through real deal scenarios, ARV math, and the logic behind matching your financing to your actual investing strategy. Whether you're a buy-and-hold investor eyein...

In this episode of The Deal Vault, Sarah and Greg pull back the curtain on their very first real estate deal — a live-in flip in San Diego that started with a VA loan, a deployment on the horizon, and zero experience doing renovation work. What followed was a masterclass in learning things the hard way: cracked granite, flooded flooring, and a toddler watching Octonauts in the corner while the who...

In this episode of The Deal Vault, hosts Sarah and Greg welcome Adam Rawlings to discuss the differences between conventional lending and private institutional lending. Adam brings firsthand expertise from both sides of the lending world, having worked as a loan officer in conventional lending before transitioning to private money, DSCR, and business purpose lending. The conversation breaks down w...

In this episode of The Deal Vault, Greg sits down with Dylan Massey, VP of Production at the team's lending operation, to break down some of the most common misconceptions real estate investors bring to the table when they start shopping for funding. Dylan joined the company three and a half years ago after a stint in car sales, with zero background in mortgages, and has grown into one of the team...

In this episode of The Deal Vault, Sarah and Greg sit down with LoanBidz team member Andy Pham to talk about his journey into real estate lending, how his family's background shaped his work ethic, and why relationships are one of the most valuable assets investors can build. Andy shares how his parents immigrated to the United States from Vietnam, how growing up around entrepreneurial family memb...

In this episode of The Deal Vault, Greg, Nate, Sarah, and special guest Brian dig into how private lending has evolved—and what real estate investors need to understand before choosing a loan partner. Brian shares his background with LoanBidz, how he entered the private lending space, and what he has learned from helping investors navigate rehab loans, DSCR loans, underwriting, valuations, and len...

In this episode of The Deal Vault, Greg, Nate, and Sarah break down one of the most important—and most misunderstood—parts of real estate investing: setting realistic expectations around loan timelines. Using real-world examples and common investor mistakes, the team explains why financing timelines often feel stressful, what actually happens behind the scenes during the loan process, and how inve...

In this episode of The Deal Vault, Greg, Nate, and Sarah break down one of the most common questions real estate investors ask—why would you ever use a rehab loan if you already have the cash? What starts as a lighthearted conversation quickly turns into a practical discussion on leverage, risk, and long-term strategy. The team walks through real-world scenarios showing how using all cash can actu...

In this episode of The Deal Vault, Greg, Nate, and Sarah tackle a question every real estate investor faces at some point—how should you respond when the market shifts? After a lighthearted debate, the conversation shifts into a practical breakdown of how global events, interest rate movements, and economic uncertainty impact real estate investing. The team shares real examples of how quickly rate...

In this episode of The Deal Vault, Greg, Nate, and Sarah walk through what actually happens after you say "yes" to a loan—breaking down the step-by-step process from application to closing and funding.   They unpack the transition from sales to processing, explaining how initial deal assumptions get verified, documented, and approved by underwriting. The conversation highlights the importance of c...

In this episode of The Deal Vault, Greg, Nate, and Sarah break down one of the most practical—and overlooked—skills in real estate investing: how to actually communicate your deal to a lender so you can get real answers.   What starts as a lighthearted conversation quickly turns into a tactical walkthrough of what investors need to provide in order to get accurate loan options, real rates, and fas...

In this episode of The Deal Vault, Greg, Nate, and Sarah dive into a concept they jokingly call "green means go ahead and shut up about it"—but behind the humor is a powerful lesson about how deals actually get done.   This conversation breaks down the role of a lending partner in filtering, structuring, and strengthening deals before they ever reach underwriting. They unpack the difference betwee...

In this episode of The Deal Vault, Greg, Nate, and Sarah kick off the podcast by answering a simple but important question—why should anyone listen to them? What unfolds is a real, honest conversation about their unconventional paths into real estate lending, their shared mission to educate investors, and why their perspective as lending partners (not direct lenders) gives them a unique edge. They...