The Canadian Real Estate Investor

We dive deep into the latest developments shaping Canada's economic and housing landscape: Immigration policy shifts: Examining the potential economic impacts of reduced immigration targets and their effects on the housing market Housing market dynamics: Analyzing proposed tax changes, including the removal of GST on new homes, and their implications for homebuyers and builders Regional housing tr...

Saving for a down payment on a house in today’s market can be challenging, but we’ve got you covered. Dan is joined by Simon from The Canadian Investor Podcast in this part one of two episodes.  They break down essential strategies and tools for first-time home buyers, including how to make the most of the First Home Savings Account (FHSA), TFSA, and RRSP Home Buyers' Plan.  They explain how each...

We are live at the OHBA conference in Niagara Falls! Joined by Dave Wilkes, President and CEO at Building Industry and Land Development Association (BILD), Bob Schickedanz, past OHBA president & partner Farsight Homes & Kirstin Jensen, VP of Policy, Advocacy & Relationships.  Learn more at OHBA Bob Schickedanz Dave Wilkes Kirstin Jensen Sign Up For The Next Webinar Realist  Join the be...

We explore the five crucial preparations you need before diving into real estate investment. From understanding your personal motivations to building a power team and developing a capital strategy, we provide a comprehensive guide to ensure success in the real estate market.  Define Your 'Why': Establish your personal motivations and goals to stay focused through challenges. Craft an Investment Th...

We analyze the Bank of Canada's recent decision to cut interest rates by 50 basis points, bringing the overnight rate to 3.75%, and its implications for the housing market. The Bank of Canada's significant rate reduction aims to support economic growth and manage inflation, but fixed mortgage holders may not see immediate benefits due to already priced-in rate cuts. Housing demand and prices remai...

We explore the concept of owner-occupied commercial real estate, discussing its potential as a strategic investment for business owners looking to buy their workspace.  Which businesses are best suited for this approach, the benefits and challenges it presents, and how financing for these properties differs from traditional methods. How Owner-occupied commercial real estate offers unique investmen...

In this jam packed news episode we cover a lot of ground, including:  CREA policy investigation & tougher GTA building permits, Slowest rent increases in three years, and potential for low mortgage rates and prices. Canada’s slower inflation rate and China’s new overseas tax on ultra-rich impacting real estate. Record market share by Canadian real estate investors with concerns over market ris...

We are joined on the show by EQ bank to tell us all about their new innovative banking product specifically for laneway and garden suites.  Who is this product for?  A step by step guide on how to apply and use this financing How appraisals impact the process Sign Up For The Next Webinar Realist  Join the best community in Canadian Real Estate realist.ca Attend a Meetups   Meetups Nick  Instagram....

There are been some very big announcements recently in the mortgage space for adding units, we go through them and tell you everything you need to know....so far  Canada's new refinancing rules allow up to 90% LTV for adding secondary suites. Impact on Homeownership: Changes enable creative financing for "house hackers" to add units and leverage equity. Concerns and Criticisms: Discusses risks of...

How challenging is it to secure deals with MLI Select, a program offering reduced premiums and longer amortization based on your commitment to affordability, accessibility, and climate compatibility? Does it truly deliver on its promises? How the point system determines eligibility based on affordability, efficiency, and accessibility. Examining the pros and cons, including long-term affordability...

We are joined by Scott Terrio who is a Certified Credit CounsellorManager, Consumer Insolvency, he to chat with us about a scary subject right now, bankruptcy in Canada Bankruptcy Overview: Analyzing real estate bankruptcies: Who's most affected?\ Economic conditions: 2017 vs. now Financial Decisions: Bankruptcy vs. alternatives "House ATM" impact on investors Recovery Steps: Post-bankruptcy finan...

CMHC updates and CREA stats - plus we hear from all our meetup hosts and their market conditions.  Despite recent interest rate cuts, the Canadian housing market remains stagnant, with national home sales showing only a modest 1.3% increase in August but down 2.1% year-over-year. New property listings are up by 1.1% but remain below historical averages, contributing to a balanced market where supp...

We are joined today by the CEO of Greybrook, Sasha Cucuz, who shares his thoughts on the market; Sasha Cucuz shares insights into recent market volatility, highlighting factors like fluctuating interest rates and changes in consumer sentiment. Evaluation of the Bank of Canada's efforts to engineer a "soft landing" with interest rates and their impact on real estate activity. Importance of addressi...

We are honoured to be joined by Ethan & Elizabeth, partners & founders of cheap old houses - at this point, world famous for finding the best houses at the best prices and using love, skill and passion to bring them back to glory! we discuss, Great houses tell stories and evoke inspiration. What draws viewers or buyers to certain properties. The ongoing housing crisis across North America....

We’re going to cover a few articles and reports today: 'We’re definitely not going to an old-age home’: Why seniors aren’t downsizing their homes and what it means for Toronto’s millennials “Canadian university cities facing surprising rental market downturn” “Canadian universities see international students' enrolment down 45 per cent after rule change. 'The system is just hanging on’” A report f...

Breaking news in the Mortgage world with some major changes on the horizon. But what do they mean? How will they take shape in the market?  Ottawa to expand 30-year amortizations Increasing the insurable amount by 50% from $1M to 1.5M First Time Home Buyers & Investors  Will these rules increase affordability  Sign Up For The Next Webinar Realist  Join the best community in Canadian Real Estat...

In a world where deals are harder to come by - we are always looking for those creative ways to make them work....this is one of the best ways;  What is a Vendor Take Back Mortgage? How Does a VTB Work? Benefits for Sellers & Buyers Common Scenarios for VTBs Risks and Considerations Sign Up For The Next Webinar Realist  Join the best community in Canadian Real Estate realist.ca Attend a Meetup...

For real estate investors, leveraging mortgages is crucial for maximizing investment returns and optimizing cash flow. A deep understanding of financing options through mortgages can significantly enhance investment strategies, allowing investors to expand their portfolios efficiently. Have you ever wondered what goes on behind the scenes when securing a mortgage? What exactly are the roles and re...

GDP growth, government spending, upcoming elections in Canada and the US, and how these things might factor into picking a market to invest in. The government is spending billions of dollars to make the economy look good, and it could have a massive impact on real estate in Canada a “ME-cession” rather than a “we-cession”  Government cities tend to be more resilient during recessions for several k...

We are diving into a new federal initiative aimed at tackling Canada's housing crisis. The government has announced 56 properties for conversion into affordable housing. We'll explore the implications and potential impacts of this plan. What does it mean for the housing market and affordability nationwide?? Could this be the key to solving the housing crunch? Why do people seem upset and concerned...

Cap rates for different cities can provide valuable insights into potential investment opportunities. Here's how they can help you understand which cities might be better for investments: Return Comparison : Higher cap rates suggest better potential returns. Risk and Stability : Higher cap rates come with more risk; lower rates suggest stable markets. Trends : Changing cap rates can indicate marke...

Zoning is a crucial component of urban planning as it helps to guide the development of land and ensure the appropriate use of land for various purposes. If you're interested in investing in real estate, understanding zoning laws is essential. In today’s episode, we aim to answer the following questions: What exactly is zoning? How were the types and categories historically formed? What is the pro...

Recent reports show some positive changes in two significant areas: inflation and housing starts. This begs the question: have things shifted? Have we hit the bottom and are now beginning the slow and long journey back out of the mess we found ourselves in? Why is inflation falling, and what does it mean for the Canadian economy? What does cooling inflation mean for the rate environment? Does this...

We cover the most recent CREA report and look at markets across the country  The biggest price increases & decreases in markets  Buyers markets vs sellers markets  Whats coming in the fall? Host updates from across the country  Attend Our Event On Multiplexes  Sign Up For The Next Webinar Realist  Join the best community in Canadian Real Estate realist.ca Attend a Meetups   Meetups Get a Pre A...

A topic that’s as relevant now as it was during the dark days of the global financial crisis…Bankruptcies! Real estate developers facing an increasingly harsh financial climate,  More than 300 Canadians filing for bankruptcy each day,  How Canadians could walk away from their homes if house prices fall, Attend Our Event On Multiplexes  Sign Up For The Next Webinar Realist  Join the best community...