The Canadian Real Estate Investor

One simple tool to compare multiple properties, Cap Rates. We've talked about them on the show a lot, but haven't done a deep dive, until now.  Determine the Net Operating Income (NOI) How to calculate a cap rate with examples What is a good Cap Rate? Cap Rate Compression If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an em...

We go through a recent Statistics Canada report about real estate investors across the country, their incomes, their locations and their portfolios In 2021, household debt exceeded the size of the economy, with three quarters of the debt tied up in mortgages Established immigrants—those who landed before 2010—comprised a higher share of investors than their share of the provincial populations. Wom...

The Bank of Canada’s Financial System Review is the topic of today’s episode - among other things like inflation going up, and the risk on fixed rates rather than variable rates right now. BoC: Mortgage payments could soar up to  40% in 3-years we’re fighting inflation with inflation, and it’s not working The differences between fixed and variable mortgages & many other types  If you have any...

The 1% rule & The 2% rule 50% Rule for Expenses & The The 70% Rule for Reno's  The  100:10:3:1 rule If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to tcreipodcast@gmail.com Sign up for our Course  Course Sign up for the   Newsletter Meetups   meetups Merch   merch Get a Pre Approval G & H Mortgage Group...

The pre con don, Jordan Scrinko joins us for our first episodes where we focus on condos and more specifically pre construction condos, are they investments? What is pre construction, we go through the whole process How to pick a good project & What happens when a project goes south  What investment strategy works best  If you have any questions for the show or want to work with Nick and Dan p...

The city of Toronto just legalized fourplexes, they made it legal to put 4 units in neighbourhoods lot in the city of Toronto without development charges. We look at how this legislation will affect housing supply, affordability & more.  Decline in household size vs. increase in sqft How many empty bedrooms there are in Canada How long will it take to see meaningful change  If you have any que...

We have Patrick Cosette on to chat about his best strategies for your corporate taxes, he also shed his insights the smith maneuver.   GST/HST vs Income Tax vs Payroll Tax OPEX vs CAPEX (applies to both personal & Corporate) What is the Smith Maneuver & is it worth it  If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send...

As investors we always should be learning and one of the best ways to do that is to build genuine relationships with other investors, and the best way to do that is networking, and the best place to do that is at events .  15 tips to get the most out of networking ULI has a segment on the Spring Meeting, one of the largest Real Estate Events in the country How to network with intention  If you hav...

The construction of new homes in Ontario is the highest-taxed sector in terms of production taxes.  Developer margin (after tax) 10% Construction workers (after tax) 17% Value of Land and materials 23% Government gets 31% If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to tcreipodcast@gmail.com Sign up for our Cours...

We spent the morning touring around beautiful Kingston, Ontario.  We were there to look at Multifamily property but also to interview an impressive young man by the name of David, who is the founder and one of the owners of Axon Properties, a PM firm that has grown like crazy and manages 1500 units now and counting. David shares with us the most important lessons he's learned.  https://axonpropert...

We are looking at 12 Lessons from a very successful man who grew a family offices net worth into the billions.  What qualifies a family office  What services are offered Major ones in Canada and how they all invest in Real Estate.  If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to tcreipodcast@gmail.com Sign up for...

 What is a Monetary Policy Report & why its important to real estate investing, we look at  Changes in borrowing behaviour  Substantial increases in borrowing costs & disposable income  What Mortgages are Canadians choosing right now  If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to tcreipodcast@gmail.com...

Canadian Real Estate Association (CREA) has released a new report, we look at the changes in home prices, volume of transactions and more, A great deal of the day in Regina, Saskatchewan for less than 500k seasonal & cyclical market changes  Transaction volume is way down  If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send...

The Government has a new program to help first time home buyers, but does it really help? We look at this and other assistance programs   A new government program that aims to help first time home buyers  Is you primary residence an investment?  Down payments & the Home Buyers Plan (HBP)  If you have any questions for the show or want to work with Nick and Dan please reach out to them on socia...

In this special episode we are joined by Adam & Matt Scalena, brothers, brokers, beauties and hosts of the Vancouver Real Estate Podcast. These two have been actively buying, selling and investing in Vancouver and the lower mainland for over a decade and they share their expertise with us, we chatted about:  What makes Vancouver so investable Their strategies on picking markets & creating...

In Chip Wilson's first ever interview on Real Estate we get an in depth look at his holdings, current projects & grand ambitions. Chip is an amazing, charismatic and highly intelligent entrepreneur who changed the fashion game, now he's looking to do the same for Real Estate. We sat with him & David Ferguson, the CEO of Low Tide Properties in their beautiful office in downtown Vancouver &a...

CMHC has gamified possibly the best mortgage product in the country. We look at MLI select and how to gain enough points to qualify.  Accessibility, Affordability & Energy Efficiency  CMHC and their role  Borrower & Guarantee Requirements If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to tcreipodcast@gmail....

What do Ozark, Breaking Bad and Canadian Real Estate have in common....Money Laundering!  The 3 steps to launder money and the 3 V's  a $200,000 fine aims to expose money laundering How is Money Laundered into the economy Red Flags you can spot to stop it  If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to tcreipodc...

A new practice is coming to Canadian Real Estate....Open Bidding. We cover this in detail;  What is it Open Bidding Why does it matter & what affects will it have on Prices and Process  We look at Australia's market which practices open bidding  A 10% cap rate for less than 500k In Red Deer Alberta  If you have any questions for the show or want to work with Nick and Dan please reach out to th...

Its a mixed bag episode where we cover an array of great topics:  Housing affordability seems to be improving Office Occupancy and return to office Rate pause & what happens next  Immigration & Rental housing shortage  If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to tcreipodcast@gmail.com Nick  Instagram....

We are joined by a special guest, a paralegal/property manager who has helped shape our business, we ask her about the following topics;  Laws that govern the landlord and tenant relationship  Rent control &  Evictions How to screen tenants All the forms and notices you need to know If you have any questions for the show or want to work with Nick and Dan please reach out to them on social medi...

How the global banking system crisis could impact real estate investors - specifically  trying to answer a few questions: The demise of a few banks, most notably Silicon Valley Bank & Signature Bank. Could we see small similar financial institutions in Canada suffer similar fates?  Is Canada’s perception of global strength in finance due to banking oligopoly? Will rates come down sooner as a r...

We start things off by look at a survey that puts real estate as the top wealth building tool for 2023, but is. there a conflict of interest?  A sweet deal of the day in Dartmouth at an 11% cap rate  How much money can you make renting your roof to a cell provider What is a 15 minute city and why the push for them If you have any questions for the show or want to work with Nick and Dan please reac...

Today we’re going to do a back to basics episode by request - we will cover the first 3 things you need to do to become a real estate investor: Get a budget - mortgage pre-approval  The Big Six Banks Find a market that fits that budget & establish return metrics Find a good property in that market  If you have any questions for the show or want to work with Nick and Dan please reach out to the...

We review a survey from MPC - Mortgage Professionals Canada. MPC basically represents mortgage professionals, like agents and brokers, and they release a great semi annual market report, this is that report;  Mortgage renewals - fixed versus variable Home price expectations  mortgage affordability & increased debt servicing cost If you have any questions for the show or want to work with Nick...