The 3Bz Podcast - Building Better Business

Successful business owners don't just work hard. They work with intention. In this episode of The 3Bz Podcast, Stephanie shares seven simple habits that help business owners end one week well and start the next with confidence. From reviewing your numbers and planning your priorities to clearing your head and protecting time to switch off, these small habits can have a huge impact on how your...

Could you find an extra £1,000 in your business without taking on a single new client? In this episode of The 3Bz Podcast, Stephanie sets you a challenge. Using real examples and practical strategies, she shares seven places where business owners often uncover hidden profit, improve cash flow and stop money quietly leaking out of their business. From pricing and unpaid invoices to subscriptions, s...

Cash flow problems don't just happen to struggling businesses. In fact, some of the biggest cash flow challenges happen in businesses that are growing. In this episode of The 3Bz Podcast, Stephanie explains why good businesses run out of cash and the financial traps that catch business owners out time and time again. You'll discover the difference between profit and cash, why VAT and tax o...

Not every client is the right client. And one of the most expensive lessons business owners learn is that saying yes to the wrong client can cost far more than lost revenue. In this episode of The 3Bz Podcast, Stephanie shares the client red flags she never ignores anymore and the warning signs that often lead to difficult working relationships. From clients who only care about price to those who...

In this episode of The 3Bz Podcast, Stephanie explores a thought-provoking question: If A B C S UK disappeared tomorrow, how would she rebuild it? Starting with nothing more than a laptop and the lessons learned over the last five years, Stephanie shares exactly what she'd focus on, what she'd ignore and what she'd do differently. From building relationships and documenting systems to...

In this episode of The 3Bz Podcast, Stephanie explores the small business mistakes that often cause the biggest problems. From undocumented processes and underpricing to unpaid invoices, tax planning and poor financial visibility, Stephanie shares real examples from both her own business and client experiences to demonstrate how seemingly minor decisions can create major consequences. This episode...

In this episode of The 3Bz Podcast, Stephanie talks about the moment a business stops being something you’re “trying” and starts becoming something you’re truly responsible for. From outgrowing old habits to needing better decisions, clearer numbers and stronger systems, this episode explores the shift that happens as a business grows and why what worked at the beginning often stops working later...

In this episode of The 3Bz Podcast, Stephanie talks about the stage of business where things are technically working but still don’t feel right. From feeling constantly behind to questioning whether things should feel easier by now, this episode explores the emotional and practical reality of growing a business and why success on paper doesn’t always feel successful behind the scenes. Stephanie br...

In this episode of The 3Bz Podcast, Stephanie takes listeners behind the scenes of her business and shares the reality of what it actually takes to run a business that looks calm, structured and successful from the outside. From decision-making and boundaries to systems, priorities and the constant small adjustments most people never see, this episode explores the difference between how businesses...

In this episode of The 3Bz Podcast, Stephanie breaks down one of the biggest reasons business owners feel financially unclear…they’re looking at the wrong numbers. From relying on bank balances to obsessing over revenue without understanding profit, this episode explores why visibility matters more than vanity metrics and how misunderstanding your numbers can quietly impact decisions, confidence a...

In this episode of The 3Bz Podcast, Stephanie challenges a common belief many business owners carry…that they’re the problem. Feeling overwhelmed, inconsistent or “all over the place” is often misinterpreted as a lack of ability, when in reality, it’s a lack of structure. Stephanie breaks down what missing structure actually looks like in a business, why it becomes more noticeable as a business gr...

In this episode of The 3Bz Podcast, Stephanie challenges one of the most common habits holding business owners back…guessing. From relying on bank balances to making decisions without full visibility, this episode breaks down why “I think I’m doing okay” is not the same as actually knowing where your business stands. Stephanie explores where guessing shows up in day-to-day business decisions, why...

In this episode of The 3Bz Podcast, Stephanie dives into a stage of business that most people experience but rarely talk about; the messy middle. This is the point where a business is no longer new, clients are coming in and things look like they’re working from the outside, but behind the scenes, it feels heavier, more reactive and harder to manage than expected. Stephanie breaks down why this st...

In the first episode of Series 4 of The 3Bz Podcast, Stephanie explores what the start of a new tax year really means for business owners and why it’s more than just a fresh set of dates. In this episode, Stephanie breaks down the areas that quietly hold businesses back year after year, including pricing, bookkeeping, financial visibility and habits, and explains what actually needs to change to a...

In this milestone episode of The 3Bz Podcast, Stephanie Marshall reflects on how the show has grown and why its original intention still matters today. As the final episode of Series 3, Stephanie shares ten of the biggest lessons business has taught her so far. From understanding the difference between revenue and profit to recognising the importance of systems, community and decision-making, this...

In this episode of The 3Bz Podcast, Stephanie Marshall shares five key decisions business owners should make before the end of the tax year. As March comes to a close, many businesses start thinking about their numbers, their tax position and what they want the next year to look like. But thinking about change is not the same as making it happen. In this episode, Stephanie focuses on the decisions...

In this episode of The 3Bz Podcast , Stephanie Marshall is joined by fellow bookkeeper Mehul Dave to discuss the reality of building a bookkeeping practice from the ground up. Mehul shares his journey from working in accounting roles in India to restarting his career in the UK, navigating setbacks in education, and launching his own practice during the Covid period. Despite qualifying and starting...

In this episode of The 3Bz Podcast, Stephanie Marshall shares five financial red flags she often sees before a business begins to struggle. Working closely with businesses every day gives bookkeepers and accountants a unique perspective. Patterns start to appear long before problems become obvious to the business owner. In this episode Stephanie explains the warning signs that frequently show up i...

In this episode of The 3Bz Podcast, Stephanie Marshall explores the difference between growing a business and scaling one. Many business owners focus on growth. More clients, more sales, more work. But growth alone does not always create a stronger business. In fact, without the right systems and financial foundations, growth can sometimes create more stress and less profit. In this episode, Steph...

In this episode of The 3Bz Podcast, Stephanie shares the honest truths most bookkeepers wish business owners understood. From unclear transactions and late information to VAT surprises and messy expense records, this episode explores the small habits that create unnecessary stress in business finances. Stephanie explains why clean communication, consistent record-keeping and financial engagement a...

In this episode of The 3Bz Podcast, Stephanie Marshall explores the real cost of procrastination in business and why it is not a time management problem but a self-regulation problem. Drawing on established psychological research, this episode unpacks why high-performing business owners delay important decisions, how short-term mood relief leads to long-term stress and poorer outcomes and why avoi...

In this milestone episode, Stephanie reflects on how the show began and why its original intention still matters today. What started as a simple, audio-only podcast without a launch plan or polished production has grown through consistency, clarity and a commitment to helping business owners build better businesses. There was no big strategy. Just a decision to begin. With over 3,000 downloads acr...

In this episode of The 3Bz Podcast, Stephanie explores one of the most common but least talked about issues in small business: Bad-fit clients. While many business owners focus on getting more clients, fewer stop to look at the impact certain clients have on time, energy, confidence, and profitability. This episode looks at how bad-fit clients quietly drain resources, create unnecessary stress and...

Being busy is often worn like a badge of honour in small business. Full diary. No gaps. Always on. And yet…the numbers don’t reflect it. In this episode, Stephanie talks about why being busy doesn’t automatically mean your business is profitable, why over-delivery quietly eats into your margins, and how “just getting through the work” can stop you making better decisions. This is about stepping ba...

Pricing is one of the things business owners overthink the most and fix the least. In this episode, I’m talking about why pricing feels so uncomfortable, why so many business owners are undercharging without realising it and why constantly tweaking your prices doesn’t actually solve the problem. This isn’t about copying what someone else charges or pulling numbers out of thin air. It’s about looki...