The 3Bz Podcast - Building Better Business

January has a way of making even solid businesses feel uncomfortable financially. Invoices take longer to get paid, sales slow down and suddenly the numbers feel louder than usual. In this episode, Stephanie breaks down what January cash flow anxiety really looks like and, more importantly, how to tell the difference between a normal seasonal wobble and a genuine red flag that needs attention. We...

January doesn’t need to mean starting from scratch or reinventing your entire business. More often than not, that’s what creates overwhelm before the year has even properly begun. In this episode, Stephanie talks through how to approach January as a reset rather than a rebuild. We look at what to stop doing because it didn’t work last year, what to keep because it did , and what to start focusing...

Kicking off the new year, Stephanie is joined by Natalie Potts for a grounded, honest conversation about planning for 2026 without pressure, panic or unrealistic expectations. This episode is for business owners who want structure and direction but are tired of rigid goal setting and hustle-led planning. Together, Stephanie and Natalie talk about how to reflect on the year just gone, decide what r...

This Christmas Day episode is a moment to pause, reflect and say thank you. In this final episode of 2025, Stephanie looks back on a year of conversations, learning and growth on The 3Bz Podcast. From powerful guest episodes to honest solo conversations, this episode pulls together the themes that mattered most to business owners this year. We talk about the topics that resonated, the questions th...

In this episode of The 3Bz Podcast , Stephanie is joined by Natalie Edwards , founder of Made in the Button Room , an eco-conscious crochet business proving that slow, creative work still has a powerful place in modern business. We talk about how a hobby started at home can grow into a full-time business, the importance of sustainability beyond buzzwords, and why creativity, community and fun are...

This week’s episode is your calm but firm reminder to get your business in order before the year ends. If you’ve ever hit January feeling overwhelmed, behind or slightly furious with your past self, this one is for you. In 15 minutes, Stephanie walks you through the five things every business owner should sort now to avoid the classic New Year panic. No overwhelm, just simple steps that genuinely...

The Autumn Budget wasn’t just about businesses, it impacts every one of us as individuals too. In this episode of The 3Bz Podcast, I’m breaking down what the 2025 Autumn Budget means for everyday people: employees, families, renters, savers and pensioners. From frozen thresholds to rising savings tax and the new mansion levy, I’ll walk you through what’s changing, what it really means for your poc...

The 2025 UK Autumn Budget dropped and there’s a lot in there for business owners to digest. In this episode of The 3Bz Podcast , I’m breaking down the budget announcements from Wednesday and cutting through the noise. We’ll unpack tax changes, possible business-rate shifts, what could hit your cash flow and where you might still find opportunity. Whether you’re a sole trader, a small company, or g...

Back by popular demand, data strategist Zoë Dew returns to unpack why so many multi-offer businesses stall (spoiler: your offers are sitting in silos). We dig into the myth of the neat “offer ladder,” why most £100 buyers don’t magically jump to £2,000 and how to build a journey that actually moves people through your suite over time. Zoë shows you how to switch focus from audience growth to conve...

This week I’m joined by strategist Natalie Potts to tackle the problem behind most slow sales: unclear messaging. We break down some of Natalie’s simple framework; get congruent about who you are, get specific about your ideal client, build an offer that actually solves their problem, then market and sell to that person. We talk about why “industry standards” rarely apply, why behaviour beats vani...

This week I’m joined by Zoë Dew , data strategist and founder of Zoë Dew Consulting, who helps high-earning, multi-offer business owners finally get clarity from their numbers, without getting lost in spreadsheets. We talk about why data can feel intimidating, the problem with “industry standard” metrics and how to actually use your own numbers to make better business decisions. Zoë shares a refre...

Business burnout doesn’t always look like falling apart, sometimes it looks like showing up, ticking all the boxes and still feeling completely drained. In this episode of The 3Bz Podcast, I’m talking about what burnout really looks like for business owners, why it creeps up even when things are going well and how to pull yourself out of it before it takes over. If you’ve been feeling tired, resen...

You know it’s time. You’re charging too little, doing too much, and let’s be honest...starting to resent the work. But the thought of raising your prices makes your stomach flip. This episode walks you through how to raise your rates without losing the clients you actually want to keep. I’ll talk about what signs to look out for, how to communicate a price increase clearly (without overexplaining)...

Companies House is getting a serious glow-up, and it’s not just cosmetic. From new ID checks and the end of the old web filing system, to the introduction of ACSPs and the requirement to file through software, changes are happening right now that every UK limited company director, shareholder and PSC (Person of Significant Control) needs to understand. In this episode, I’m walking you through what...

Making Tax Digital for Income Tax or MTDIT is full of jargon, and honestly, HMRC hasn’t done the best job at explaining it. So in this episode, I’m breaking it down properly. We’ll cover what MTDIT is, who it affects, when it kicks in, and the real-world steps you need to be taking now especially if you’re self-employed or a landlord earning over £50k. Because April 2026 might feel far away, but i...

Whether you’re freelancing, Ubering, OnlyFans-ing or side hustling something in between, you still have to deal with tax. And surprise...HMRC doesn’t make it easy. In this episode, I’m breaking down what most people don’t tell you about tax when you earn money through gig economy platforms, side hustles,or self-employed work. We’ll cover what counts as income, what HMRC does and doesn’t know, what...

Most people think scaling means adding more offers, hiring a team, or hitting six figures. But none of that sticks without a solid financial foundation underneath it. This episode demonstrates what it really looks like to shift from solopreneur to CEO, not just in mindset, but in money. You'll hear the key financial systems every business needs before they scale, how to stop winging your numbe...

AI isn’t coming, it’s already here. But if the thought of integrating it into your business makes you want to launch your laptop out the window, this episode is for you .In EP129, we’re talking about how to future-proof your business using AI in a way that feels manageable, strategic and aligned with how you want to run things. No tech degree needed. No soulless automation. From content creation t...

We’ve been sold the dream of stacking side hustles like trophies. But if you’re overwhelmed, stretched too thin, and wondering why none of it feels sustainable...you’re not alone. In this episode, I’m calling out the obsession with multiple income streams and why it’s not always the smartest move for small business owners. You’ll hear why passive income isn’t as passive as it sounds, how chasing “...

In this episode of The 3Bz Podcast, I’m joined by sustainability expert Kathryn Frimond to look at how bookkeepers can make their practices (and their clients’) more sustainable. We’re talking: ♦ How to measure your carbon footprint ♦ Why digital clutter is a sustainability issue ♦ The financial perks of going greener ♦ And how to track and report sustainability efforts in a way that actually make...

Another year, another tax bill panic? In this episode of The 3Bz Podcast , I’m breaking down exactly why your tax bill always feels like a shock, and what you can do right now to stop the stress, avoid cash flow chaos and stay ahead of HMRC's complicated compliance rules. Whether you’re a sole trader dreading January or a limited company pushing payments to the wire, this 15-minute episode giv...

Business expenses shouldn’t be a guessing game. In this week’s episode of The 3Bz Podcast, I’m cutting through the confusion and giving you the no-nonsense guide to what you can actually claim (and what might land you on HMRC’s radar.) We’re covering: The golden rule HMRC uses to assess claims The most commonly missed (and over-claimed) expenses Why everyday clothes don’t count, but Canva and clie...

VAT confuses a lot of business owners, but ignoring it doesn’t make it go away. In this episode, I break down what VAT actually is, when you need to register, what to claim and how to stop it becoming a cash flow disaster. I also cover the red flags HMRC are looking out for and when voluntary registration might actually work in your favour. If you’re hovering near the threshold or unsure what appl...

Not a numbers person? Doesn’t matter. There are 5 key numbers every business owner should have a handle on. No jargon, no spreadsheets, just clear insight into what’s working, what’s not and what to fix first. In this episode, I walk you through what these numbers are, why they matter more than your follower count and how to use them to make better decisions. This is the episode to bookmark, save...

You’ve made a profit in your business, so why does your bank account still feel empty? In this episode of The 3Bz Podcast, I’m breaking down the difference between profit and cash flow and the sneaky reasons business owners can be smashing their sales targets but still feel like they’re treading water. From timing gaps to tax traps, we’ll walk through what’s really going on behind the numbers and...