Selling St Pete with Nicole Saunches

In this episode, Nicole Saunches speaks with Justin Kelly of VanDyk Mortgage about the recent changes in the real estate industry in the midst of the current global health crisis. The events of the last few weeks have created a lot of uncertainty and unprecedented measures have been taken to attempt to slow down this global pandemic. And, while a lot of people have lived through wars, challenging...

On today's episode, we're discussing the Coronavirus.  I thought it was important to do so for several reasons: Though state officials say the threat to the public remains low, public interest in learning about the disease is high - in particular, who is most at risk and how to prevent it from spreading Overnight the first two cases for Pinellas County were reported bringing the number of cas...

On this podcast, I am joined by Dan Miller of Tactical Defense and we are talking about about personal safety and self defense. Dan has a love for and training in several martial arts. And, while he has a passion as a martial artist and had a lot of training in the martial arts and self-defense, he came to the realization that the technical skills he had learned didn't necessarily translate to wha...

In this episode, with are once again joined by Megan Galane with Mountain West IRA and she shares with us one of her wealth building strategies - the utilization of private and promissory notes.

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In this episode, Nicole Saunches speaks with Oliver Gray from New York Life about how to protect your home and your family’s financial future. In the U.S., 7 out of 10 households are dependent on two incomes. What would happen to your loved ones if you were to die prematurely, become disabled or critically ill, and your income suddenly disappeared? Would they be able to continue to make the mortga...

In this episode, Nicole Saunches discusses the 2020 Real Estate Market Outlook with Chris Musto from Guaranteed Rate.   Many people are approaching this year anticipating a recession, however, times have changed and there are quite a few differences between the years that led up to 2008 and the real estate crash and today that may ease these concerns. At the end of 2019, the U.S. jobless clai...

In this episode, Nicole Saunches speaks with Ryan Thompson of Total Title Solutions regarding the pros and cons of iBuyers.

For many decades, Florida has been the destination for retirees and empty nesters. And, who can blame them? The Sunshine State provides and abundance of sunshine, beautiful beaches and a variety of activities to partake in.  I’ve noticed in my nearly five years as a real estate advisor that our industry devoted more attention towards encouraging and guiding first-time home buyers and those mo...

In this episode, Nicole Saunches speaks with Steve Kelly of All Western Mortgage about renovation loans.

In this episode, Nicole Saunches speaks about appraisals and the appraisal process with John Barcelo of Valucentric.   For customers looking to secure a mortgage, it is good to know what an appraisal is and what is involved with the process.  For consumers who haven't purchased or sold a property in the last several years, the regulations surrounding appraisals has changed quite a bit as...

In this episode, Nicole Saunches outlines the six steps she takes to ensure a successful sale for her clients and to build and maintain a successful business by referral.

In this episode, Nicole Saunches walks you through her six step process for helping buyers find their dream home.

In this episode, Nicole Saunches speaks with Megan Galane from Mountain West IRA about utilizing a self-directed IRA to purchase investment properties or other alternative assets. Nicole felt it was important to record this episode because 1) a lot of people don’t know about self-directed IRSa; 2) a lot of people don’t know you can buy investment properties and alternative assets with a self-direc...

In this episode, Nicole Saunches interviews Chris Musto, Vice President of Mortgage Lending with Guaranteed Rate. When it comes to luxury homes, Guaranteed Rate is the #1 lender for jumbo loans and Coastal Properties Group, Christie’s International Real Estate is the #1 brokerage in Pinellas County for luxury sales, in particular waterfront sales and properties over $1M -- which makes the two a pe...

Is your home or property properly insured? When was the last time you shopped for a new homeowners insurance policy or compared your rate? Are you insured for the current value of your home? Insurance carriers do renew their dwelling values and increase them accordingly. It’s important to make sure you are not under insured. In this episode, Nicole Saunches interviews Tracy Baer with North Shore I...

In this episode, Nicole Saunches interviews Christine Shelton with Shelton Home Inspections. For most people buying a home is the largest investment and a home inspection is an inexpensive way to investigate the condition of a home. What is a home inspection? A home inspection is a systems and components inspection and giving a prospective buyer (or seller) the condition of a home.   In addition t...

In this episode, Nicole Saunches interviews Brian Brown with Old Republic Home Protection to discuss why a buyer, seller and/or homeowner would be interested in purchasing a home warranty. Below are the top reasons in favor of purchasing a home warranty plan: Home Warranty plans can help offset or protect against unexpected costs of a major repair (Statistically, homeowners have a major repair in...

Real estate laws vary from state to state. Some states require the use of an attorney to facilitate a transaction. Florida is not an attorney state and transactions can be facilitated by title companies. In this episode, Nicole Saunches talks with John Ricker from Baxter Title about the role of the title company in a real estate transaction.

In this episode, Nicole Saunches speaks with Ray Rau of VanDyk Mortgage about obtaining and utilizing VA Loans.   This summer the Department of Veterans Affairs celebrated the 75th Anniversary of the GI Bill, which created the VA Home Loan Benefit.  And, this summer in Washington, DC the VA honored the recipient of the 24 millionth VA home loan since the benefit's inception 75 years ago....

Is your credit score costing you?  In this podcast, Nicole Saunches and Arnold Bogerty discuss credit, the make-up of your credit score and dispel some credit myths.  Did you know the rates you pay for insurance are based on your credit score?  As are the rates you pay on interest-bearing loans.  If your FICO score is less than a 750, you are paying higher interest rates and so...

Nicole Saunches introduces herself and tells you what you can expect to hear on future episodes and gives you a sneak peek to an upcoming episode.