Selling St Pete with Nicole Saunches

Is the St. Pete real estate market actually slow — or is that just the national headline? In this episode of Selling St. Pete , I sit down with Doug Wagner of CrossCountry Mortgage to unpack what's really happening in Pinellas County right now — and why the story here looks different from what you're seeing on the news. Whether you bought in 2021 and feel trapped by your low interest rate, you're...

In this episode of Selling St. Pete, host Nicole Saunches sits down with home warranty expert Tina Romanik from Home Warranty of America to discuss how sellers can leverage home warranties as powerful negotiating tools. Whether you're listing a property with aging mechanicals or simply want to stand out in a competitive market, learn how offering a home warranty up front can protect you from costl...

In this inspiring episode of Selling St. Pete with Nicole Saunches , Nicole sits down with Sandy Bean , founder of the St. Pete Girl Boss Network — a 10,000+ member community of women entrepreneurs who are redefining what collaboration and connection look like in business. Together, they explore how Sandy transformed personal challenges into a powerful movement centered around belonging, psycholog...

Episode Overview Join host Nicole Saunches in this powerful conversation with business coach and trauma expert Shakti Rios, founder of Phnx Legacy. Discover how human design and emotional freedom technique (EFT) can revolutionize your approach to business, helping you work in alignment with your natural wiring rather than against it. In This Episode, You'll Learn: About Human Design: What human de...

Here’s a polished set of show notes that align with the style of your previous Selling St. Pete with Nicole Saunches episodes and integrate the transcript details you provided: Selling St. Pete with Nicole Saunches Guest: Clive Gavin, State Farm Insurance Agent (FL) Contact: (727) 799-4665 • Clive@DriveWithClive.us Episode Snapshot Homeowner’s insurance has become one of the hottest—and most confu...

In this episode of the  Selling St. Pete Podcast , host  Nicole Saunches  sits down with  Clive Gavin , a seasoned State Farm Insurance agent with over two decades of experience, to demystify the world of auto insurance. Whether you’re a daily commuter, a seasonal resident, or someone trailering a boat across Florida, understanding your coverage is essential—especially in a no-...

Boating in Tampa Bay is a lifestyle—but it comes with its own set of challenges. From saltwater corrosion to keeping up with modern electronics, local boat owners often find themselves juggling repairs and upgrades at the worst possible times.  In this episode of the  Selling St Pete Podcast , host Nicole Saunches sits down with  Max McNary, owner of First Time Marine , a mobile marine service com...

In this episode of the Selling St. Pete Podcast, host Nicole Saunches welcomes back Andi Menaul from Goodwin Mortgage Group to discuss the impact of hurricanes Helene and Milton on the Tampa Bay area. They focus on the challenges faced by displaced families and explore the FHA 203h loan as a financial lifeline for those affected by the disasters. Andi explains the eligibility criteria, which allow...

Join Nicole Saunches as she sits down with Austin Weaver from My Easy Mortgage to uncover the common pitfalls and mistakes that could cost you more money or even prevent you from obtaining a mortgage. In this insightful episode, Austin shares expert advice on navigating the mortgage process, ensuring you're well-prepared for one of the most significant financial decisions of your life. Key Top...

Join us as Nicole Saunches from Coastal Properties Group International, Forbes Global Properties speaks with Ashley Hutson, an esteemed Estate Planning Attorney from Berlin, Patten, Ebling. Together, they discuss the proactive steps individuals can take to ensure peace of mind, maintain control over their affairs, and safeguard their legacy. Episode Highlights: The Foundation of Legacy: Nicole and...

In this episode, I share some of the latest insights on the housing market, covering nationwide and local trends impacting buyers and sellers. Key Highlights: Nationwide Trends: 4 million real estate transactions in 2023, the lowest in three decades despite a 24% population increase since 1993. Local Insights: Pinellas County saw an 11% sales decrease, while St. Pete experienced a 6.4% decline yea...

Nicole Saunches from Coastal Properties Group engages in an insightful conversation with Angelic Williams, financial expert from J Galt Financial Suite, on the crucial topic of financial strategies for business owners. In this episode of Selling St Pete podcast, they explore the nuances between establishing business credit and corporate credit, shedding light on the advantages of securing corporat...

Join us on the latest episode of Selling St Pete as we sit down with Pinellas County native and attorney David Reider from Berlin, Patten, Ebling. Discover how David's background as a real estate agent influences his role today and gain valuable insights into the various brokerage relationships realtors can establish with clients. Explore Berlin, Patten, Ebling's unique approach as both a...

In this episode of Selling St Pete, your host, Nicole Saunches, delves into the holiday season and how to navigate it with grace, focusing on mental well-being. Joining her is Kelly Abanda, a Positive Intelligence Coach with Design Your Detour, as they explore strategies to avoid the top 3 mistakes that often lead to increased stress during this festive time. Nicole and Kelly set the stage by disc...

In this episode, I chat with Frank Gemma with Caliber Home Loans. He explains why sellers may want to consider offering a credit vs. a price reduction when selling their home. With interest rates in the 7-7.5% range, many home are staying on the market longer and some buyers are seeing a decrease in their buying power due to higher interest rates. A seller credit will have a bigger impact in reduc...

In this episode, Nathan and I speak with Joanna - a mutual client of ours who previously had been unsuccessful in attempting to purchase a home. When I met her in 2022, she mentioned that she would like to purchase a home eventually, but had some things she needed to sort out first. Throughout our discussion, it became clear that most of the obstacles and barriers she mentioned could be overcome w...

Nathan Willis with Southstate Bank joins me again (previously featured on Episode 44) and this time we are discussing a loan geared towards first-time homebuyers. Originally from Springfield, MO, the Southwest Missouri State graduate transitioned from corporate sales into the mortgage industry approximately 20 years ago. Nathan's father was a contractor and he was familiar with the real estate...

The market has slowed considerably since the pandemic frenzy. Since then, interest rates have eclipsed 8% and exceed 7%. These rates may seem astronomical following the historically-low rates we saw in 2020 and 2021. And, yet, the current interest rates hover near the median interest rate since 1975 (7.14%) and far lower than the 18.63% rates experienced 1981. For buyers who are looking to make a...

In this episode, I speak with Andi Menaul with Motto Mortgage Impact. Andi and I share many passions, one of which is working with and helping service members and veterans. We both have histories of working with service members and veterans prior to entering the real estate in our respective roles. We chat about how the VA loan is different from other loans such as FHA, conventional, jumbo and por...

In this episode, Nicole Saunches speaks with Alexa Price of the Price Mortgage Group at Go Mortgage.  Born and raised in Tarpon Springs, Florida, Alexa was raised in a family with deep roots in the real estate industry.  She has been in the mortgage industry since 1995 and has a wealth of knowledge.  Alexa and the Price Mortgage Group are backed by Go Mortgage, an innovative mortgag...

In this episode, I talk about the difference between a condominium, coop, townhome and villa.  Additionally, I outline the documents sellers should provide to buyers when purchasing a condominium or coop.  It is important for sellers to provide buyers with those documents as soon as possible because buyers have a three-day rescission period when requesting the documents in writing. When...

In this episode, I discuss business banking with Tiffany Street and why it is important for business owners, especially entrepreneurs to open a business bank account when they establish their business. Additionally we discuss: what documentation a business owner needs to do to start up a business account how a business owner's personal finances, credit and income impact the business' bank account...

In this episode of the Selling St Pete podcast, I chat with Kelly Abanda, founder of the Biz Bestie Lounge, on the power of community and collaboration.  Kelly shares with listeners her journey from the Midwest, to LA, to a 4-year global road trip, and what led her to relocate to St Petersburg in the summer of 2022.   Along the way, she learned powerful and valuable lessons that gave her...

In this episode of the Selling St Pete podcast, I provide a market update with nationwide and local data.  The presentation utilized in this episode was prepared by Brian Buffini, the National Association of Realtors and the Florida Realtors Association. As I mentioned in the podcast, real estate is hyperlocal.  If you would like to receive a market update specific for your neighborhood,...

In this episode of the Selling St Pete podcast, I have recorded my most personal episode yet;  I am speaking with Margaret Wright from an Ounce of Prevention about health and wellness and the role nutrition and supplements play in optimal living.