Selling St Pete with Nicole Saunches

In this episode, Nicole Saunches interviews Leah Negri, General Manager of Platinum National Title.  For Leah, this is a family affair as she and her mother manage Platinum National Title and between the two of them have more than 50 years of experience in the title industry!   Leah and Nicole speak about the importance of title insurance and why it is critical to store your title insura...

In this episode, Nicole speaks with KC Kephart - a functional medicine nutritionist, Board Certified health coach and founder of the Feel Good Formula.  They discuss: Why she chose to specialize working with women who have autoimmune diseases the definition of autoimmune diseases are the most common symptoms women with autoimmune diseases experience the connection between autoimmune diseases...

In this episode, I am joined by Mike Romano with Thrive Mortgage.  We discuss: the difference between a buyer's market and a seller's market the rapid increase in interest rates in 2022 an historic view of interest rates in the last 50 years the pace of new construction and how that plays a role in the inventory we look at data points for several categories all the way back to 2008 to see how...

On this episode, I'm joined by Nathan Willis with South State Bank and we will be discussing South State's Physician Loan.  This portfolio product offers medical doctors (MD), doctors of Osteopathic Medicine (DO), dentists, and veterinarians who possess a 700+ credit score with a 100% loan to value mortgage up to $750,000, a 95% loan to value mortgage up to $1M for applicants with a 720+ cred...

Have you recently purchased a property in Florida? Did you have a homestead exemption on your previous home? Did you move less than two years ago? If you answered yes to these questions, did you or are you planning to apply for the portability benefit? If not, you may be leaving money on the table. In this episode, we take a deep dive into the Save our Homes cap, portability benefit, homestead exe...

In this episode, Nicole Saunches explains how property taxes are calculated in Pinellas County, including what variables impact property taxes, how exemptions and valuation caps are administered, how the taxing authorities set their budgets each year and how homeowners can work with the property appraiser's office to ensure their property values are fair and accurate. I think this is an important...

In this episode, I discuss customary closing costs for buyers and sellers in a residential real estate transaction. O break down the costs customary for sellers and for buyers as well as some differences in closing costs when buying new construction. Additionally, I offer several ways to potentially save money at closing. I hope this episode has been informative and useful for you. If you think so...

In this episode of the Selling St. Pete podcast, we examine whether or not we can expect the outcome of the presidential election to have an impact on the real estate market. In a year filled with adversity, the real estate market has actually been a bright spot with strong sales - so strong in fact, they are the most since 2005 in February, July, September and October. It’s quite possible we woul...

Several years ago Sean Doyel was looking after his friend's home while he was away.  On one of his inspections, Doyel encountered a pipe that had burst in the ceiling and had caused approximately $75,000 in damage to the property.  The homeowner filed a claim with his insurance company and the claim was denied.  The homeowner went to court to try and compel the insurance company to...

Are you looking for a Lease with a Right to Purchase? Are you looking for transparency, choices, value, control and flexibility? -Transparency: Upon entering this program, you are given the monthly lease and purchase price informaiton each year for up to five years so you can plan for the future -Choices: This investment firm provides access to the MLS listings in the communities they serve, expan...

In this episode, we talk about what buyers can do to write a compelling offer that captures the seller’s attention in a multiple offer situation.  My top three tips are: 1) Show you are qualified, and are the best candidate, to purchase the home 2) Find out what's important to the seller and include it in your offer, and conversely, do not include the seller's non-negotiables in your offer 3)...

In this episode, we take a look at Brian Buffini’s mid-year real estate report and compare the national numbers in that report to what is happening here locally in Pinellas County. Following this episode, I will be taking a brief hiatus to re-Group and will resume with new episodes in October. I would love to know if you have topics that you would like to request or have questions that you would l...

On this episode of the Selling St Pete podcast, I share why I am a fan of the Homesnap app.  This mobile application can be downloaded on mobile phones or can also be accessed via the web at www.homesnap.com.  Outlined below and in this episode are all the reasons I am a fan of the Homesnap app. Homenap offers a national search portal  Homesnap is syndicated with all of the multiple...

In this episode, I speak about the nuances of condo financing with Nathan Willis of CenterStage Bank.

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In this episode, I'm joined by Paul Valenti and Jeffrey Lorick from the Pinellas County Office of Human Rights and we are going to be talking about Fair Housing.  A few months ago, I attended a training these gentlemen put on at my realtor board, the Pinellas Realtor Organization.  The training was about how implicit bias can have an impact on Fair Housing laws.  The training was on...

To build or not to build - that is the question for this episode of the Selling St. Pete podcast. Today we’re going to be talking about new construction. When it comes to buying a new home, a buyer may opt for a newly constructed home over an existing home, especially in a market that is expanding rapidly. In this episode,  we’re going to take a high-level overview of new construction. We’ll...

On this episode of the Selling St. Pete Podcast, I'm joined by Susan Vaughn a fellow real estate advisor with me at Coastal Properties Group, Christie's International Real Estate and today's topic is pocket listings. Our definition of pocket listing is:  a property where a broker holds a signed listing agreement with the seller, whether that be an Exclusive Right to sell or Exclusive agency"...

In this episode, we talk about debt and financial literacy with Lori Elliott of Prosperity Solutions Group (PSG). Lori has spent the majority of her career in finance. About four years ago, Lori and her husband Tom co-founded PSG. The company is chartered to provide consumers and business owners with financial literacy as well as methods to become debt-free and build wealth.  In fact, in many...

Hurricane season is officially underway and today we're going to be talking about buying and selling during hurricane season.  On this podcast, I have been joined by Frank Gemma with Caliber Home Loans and Tracy Baer with Northshore Insurance. Weather experts are predicting an active hurricane season with above-normal activity this year.  In fact, we have already had three named storms s...

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In this episode, we chat with Chris Boss with Boss Law in St. Pete to discuss resources that people can tap into if they are struggling financially due to COVID-19. To apply for the Payment Protection Program (PPP loan), you need to apply with a bank (and you must have an account open with the bank 48 hours prior to the application). The federal government has contributed a $600/week kicker for un...

Real estate laws vary from state to state and an important question to ask when hiring your real estate agent is how you will be represented in the transaction. As discussed in this episode, there are three different relationships a customer can have with their real estate agent In the state of Florida.  Listed below are the duties of the agent in each relationship.  A Transaction Broker...

In this episode, Nicole Saunches interviews Cathy DiLeo with DiLeo Design and Staging.

In this episode, Nicole Saunches speaks with Nicole Hayes, also known as Escrow Nico, from Coast to Coast Title & Escrow. COVID-19, also known as the coronavirus has caused a massive shift in the way we live and work as we all adjust to this new era of social distancing. And, though the real estate industry is still deemed an essential business in Florida and we are able to continue facilitating t...