SeedTime with Bob and Linda Lotich

I love studying the habits of successful people to get ideas of what makes them stand out. In this video Linda and I discuss 8 of the key success habits of wealthy and successful people to see what we all can learn   Links Mentioned: Our Real Money Budgeting Course - https://seedtime.com/rmb-waitlist Article of 8 Habits of Wealthy & Successful People - https://yourfinancialtoolkit.com/8-habits-of-...

Looking back, are there things you wished for and prayed for that you have today? Have you taken the time to soak in the blessings God had in store for you? Life moves by so quickly, don't miss out on seeing God's work in your life!   These are a few of the topics we cover: Praying for what we want Looking for God's Blessings God works out everything for our good   Find out more a  https://SeedTim...

Need some great frugal tips and tricks? Well you can start by NOT doing these 17 things. Linda and I think we're pretty frugal, but in this video we're going to find out if we truly are. Join us as we discuss 17 Things Frugal People Don't Do.   Links Mentioned: How We Travel for Free (video): https://youtu.be/ZoC2Njxk184 Our MediShare Review: The Good and The Bad (video): https://youtu.be/eQpx7hM_...

Have you needed a co-signer? You may have wondered, "What does the Bible say about cosigning?" My wife Linda and I discuss just that and what you should consider when it comes to cosigning loans... Join us!   Links Mentioned: Study by Creditcards.com - https://www.creditcards.com/credit-card-news/co-signing-survey.php The Atlantic article on Cosigning - https://www.theatlantic.com/business/archive...

Everything starts with a tiny seed. Nothing "big" is born big. It takes time to see success in anything we set out to accomplish. It doesn't matter how much you have or how big your goal is, just start where you are and make your way to success step by step.   These are a few of the topics we cover: Achieving success It is more blessed to give than to receive God starts with seeds Starting with wh...

All couples experience money issues and we want to help you eliminate any strife that may occur in a relationship because of finances. Linda and I want to let you in on the Unlikely Money Change Marriage. And, it can change your marriage, too!   Links Mentioned: Interview with Chuck Bentley - https://youtu.be/w3znNfOMyZA Our Real Money Budgeting Course - https://seedtime.com/RMB (Please note: link...

Are you on top of your finances? Are you spending MORE than you're earning? Find out what has helped our household finances as we discuss "If It Weren't For THIS, We'd Be Devastated Financially…"   Links Mentioned: Our Real Money Budgeting Method Course - http://seedtime.com/RMB (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your supp...

I've found an article listing the" Top 10 Money Myths You Need to Forget." And yes, there are some money myths that need debunked. Join me as we chat about some misinformation surrounding personal finance.   Links Mentioned: Source article: https://www.listenmoneymatters.com/top-10-money-myths/ How to calculate your REAL hourly wage: https://seedtime.com/how-much-are-you-really-getting-paid/ (Plea...

What is your strategy when it comes to shopping for another vehicle? I'm trying to convince my wife Linda how smart people buy cars. We don't agree on everything with the cars we buy, so let's see who wins this one...   Links Mentioned: Lessons from My Millionaire Mentor - https://youtu.be/K_p0ghLBvF4 (Please note: links mentioned may be affiliate links which help us support our podcast and websit...

The Bible is chock-full of wisdom. In this episode, Linda and I are going to share with you 3 Practical Money Tips we found in the Bible... that still hold true today! No matter where you stand financial, these tips are great biblical principles to apply to your finances. Enjoy!   Links Mentioned: Study by Creditcards.com - https://www.creditcards.com/credit-card-news/co-signing-survey.php The Atl...

Have you ever made a money mistake? I'm sure we all have at some point, I know we definitely have. My wife Linda and I are sharing with you Our 5 Worst Money Moves. Experience is often the best teacher and we have learned a few lessons we will never forget... Enjoy this episode and learn from our mistakes!   Links Mentioned: The Real Money Budgeting Course: https://seedtime.com/rmb4 (Please note:...

Have you ever wondered if you'll ever be able to pay off your mortgage? In this episode, my wife Linda and I are sharing some ways we were able to pay off our mortgage in 3 years! With God's grace, the impossibility of feeling that you'll never have a house payment becomes a possibility. Join us in learning the 5 things that we did that helped make it happen.   Links Mentioned: How can I build wea...

I bet you've watched Fixer upper and know exactly who Chip and Joanna Gaines are. But, they are so much more than who they are on TV. They strive for excellence in all that they do, no matter what life throws at them. And, they have cultivated an environment around them where growth and excellence are encouraged. They choose to see the BEST in people! Let's look at other lessons we've learned from...

Each year Amazon founder, Jeff Bezos, releases an annual report to shareholders. My good friend Steve Anderson studied these reports to gain insight on how to grow a business like Amazon all while maintaining your standards. Steve has turned his findings of 14 business principles into a book, The Bezos Letters. If you are a business owner, looking to have growth like Amazon, this podcast is for yo...

What is the fear that's holding you back from achieving your goals and dreams? Being an entrepreneur, I can attest that learning to overcome your fears is a part of the journey. In life, there are always new challenges and new hurdles that we must face and overcome. Fear will permeate everything we do. I encourage you to step out of your comfort zone and try new things. There are distinct patterns...

There are so many decisions to be made every day. And, everyone makes decisions differently. Each of our decisions shouldn't be made solely from a financial aspect. What about health decisions? Sometimes you need help right away, no matter the financial consequences. Even when we're focused on meeting our financial goals, there are many lenses in which we should use when making decisions. And, whe...

There's so much wisdom that comes with age! My wife Linda and I read an article by Byron Wien about life lessons he's learned in his first 80 years of living. He made some awesome points and gave very wise advice that we want to share with you. Now is always the right time to challenge yourself and show kindness to others. Join us as we gain some life wisdom thanks to Byron!   Links Mentioned: Art...

Network marketing comes with pros and cons. In this episode, I want to discuss how to be in multi-level marketing the right way. My wife Linda and I value the relationships with our friends and family. And, we want you to know that you can be in an MLM without sacrificing your relationships for business success and financial gains... because relationships are with more than the money we make!   Th...

Most people think a budget will steal their freedom and restrict their lifestyle, but it turns out that when done correctly a budget will actually provide MORE freedom as well as these other 4 benefits.   Find out more a  https://SeedTime.com   If you haven't checked out our best-selling book Simple Money, Rich Life ( https://seedtime.com/smrl/ ), we think you'll love it. It was named the 2022 Boo...

There are so many ways to make money, new ways every day. Use your skillset to create a lucrative career for yourself with a job that is not only in-demand now, but will also be a future demanding job! In this two part series, I will give you entrepreneurial ideas you can start online and freelance right from your home.   Links Mentioned: Facebook Ads Manager Training: https://sdti.me/fb-ads-train...

Marriage doesn't have to be a financial constraint! Chuck Bentley and I are here to let you know that marriage is not the cause of financial problems, it's the very best solution for financial problems! There's much more to marital finances than the mechanics of money itself. The Bible says that two are better than one. God has designed us to be mutually helpful... even when it comes to our money....

This episode discusses how you can make money in the 21st century, but not just simple side jobs that aren't going to help you build a career or business for yourself. If you want to make real money, you need to separate yourself from the crowd and being able to offer some value that others can't. How do you do that? That's what this podcast is all about...   Links Mentioned: How to know what dire...

All that we have is from above. Are you a good steward of what God has entrusted you with? When we obey, trust and listen to God... we will see what He can do in our lives. Giving in faith and obeying God is all a part of God's path for our lives, during Seedtime and Harvest. Join us as we discuss Our 2 Biggest Financial Tests with Talaat and Tai McNeely... how financial tests can turn into financ...

As parents we teach our kids so many things! Money is definitely a subject we should be teaching our kids about. If you don't know where to start when it comes to what your child should learn about money, Art Rainer (author of The Money Challenge) and I are here to help! Join us as we discuss 5 Money Lessons We Should Be Teaching Our Kids!   Links Mentioned: The Money Challenge by Art Rainer - htt...

When career opportunities present themselves that match your skill set, prayers of job promotion may go unanswered. Do not be dismayed when being passed over for promotion, God has something bigger in mind for you. When God doesn't answer prayer, He is preparing to bless you in ways you may never have thought about before! If you have ever been passed over for a promotion unfairly, keep trusting G...