SeedTime with Bob and Linda Lotich

Feeling overwhelmed and stressed out with overload? Chris Cook, of Win Today Podcast, is a lifelong learner who has a pursuit of improving all areas of his life. And he does that exceptionally well. So I thought we could talk about this idea of margin and how to reduce the overload, the overwhelm, the busy-ness that so many of us struggle with. Join Chris and I as we chat about: How to reduce over...

Today we're talking about 30 passive income ideas for 2021 and beyond. So a friend of mine, Grant Sabatier of MillennialMoney.com ( https://millennialmoney.com ), has this article where he lists 62 passive income ideas. And I went through that list, and there's some really great ones in there that I want to share with you. So, I'm pulling the top 30 ideas, and we're going to go through them togeth...

For most people, budgeting is a scary word. Are you scared by budgeting? If you feel that way, you might be doing one of these five things wrong (or maybe all of them), when it comes to budgeting. When you're doing any one of these things, it's just going to make budgeting really difficult and not a lot of fun for you. We're going to talk about what these things are and hopefully how to fix it so...

Do You Spend Like A Millennial? Linda and I are Millennials and we're going to find out if we spend money like a Millennial. Or, if we spend like a Boomer! We'll look at our spending habits and see if they line up with study findings on how millennials spend their money, join us!   Links Mentioned: How We Travel For Free - https://youtu.be/ZoC2Njxk184 Our Money Mastery Quiz -  https://seedtime.com...

Let's break the myths of passive income! I've earned passive income for years now and want to share with you some secrets I've learned along the way. So let's get started, here's Passive Income: 4 Things NO ONE Ever Tells You!   Links Mentioned: 7 Ways To Make Passive Income (My Results With Each) - https://youtu.be/6X2TG87eugM Our Money Mastery Quiz - https://seedtime.com/quiz (Please note: links...

If you are in debt and struggle with tithing, this podcast is for you! I've been in debt before, and there are so many who struggle with this very same topic. Join me as I discuss whether you should tithe while paying off debt!   Links Mentioned: Master Your Money By Ron Blue - https://amazon.com/Master-Your-Money-Step-Step/dp/0802414516 Our Money Mastery Quiz - https://seedtime.com/quiz (Please n...

Are you burning your hard-earned money? Join Linda and I as we find out if we are wasting money making poor financial decisions, or if we're spending money wisely. In this podcast you will learn 8 things that people do that wastes their hard-earned money!   Links Mentioned: You're Burning Your Hard-Earned Money If You Do These 8 Things Article - https://www.lifehack.org/597870/youre-burning-your-h...

If you're new to budgeting, or if you need a little help with your budget, Linda and I are excited to share with you 10 Incredibly Useful Hacks To Stick With Your Budget. Plus we'll let you know how to get Our FREE Budgeting Worksheet, which is a great way to start your budget today!   Links Mentioned: Free Budgeting Worksheet - https://seedtime.com/free-sheet The Real Money Method Course - https:...

If you're in the market for a used car you need these 5 used car buying tips. I'll show you how to buy a car with my car buying tips, my exact strategy, that has saved me over $10k. So, if you're looking how to save money buying a car, you've come to the right place! Links Mentioned: One Month of Consumer Reports Online Service - https://www.consumerreports.org/cars Edmunds Total Cost To Own (TCTO...

Spenders vs savers. Nerds vs free spirits. In this video, Linda and I look at 7 of the struggles that we SAVERS (who live with SPENDERS) have to put up with! Are you married to a spender? If you are, I'm sure you'll agree with some of these struggles!   Links Mentioned: 7 Struggles Only People Married To SAVERS Will Understand - https://youtu.be/ucTqProH6Z0 Our Money Mastery Quiz -  https://seedti...

Spenders vs savers. Nerds vs free spirits. In this video, Linda and I look at 7 of the struggles that we SPENDERS (who live with SAVERS) have to put up with! Are you married to a saver? If you are, I'm sure you'll agree with some of these struggles!   Links Mentioned: 7 Struggles Only People Married To SPENDERS Will Understand - https://youtu.be/bccNtiHsrgI   Our Money Mastery Quiz - https://seedt...

Join us as we finish up our book study of Craig Hill's: "The 5 Wealth Secrets 96% Of Us Don't Know." In this podcast Linda and I discuss Wealth Secret #5 (of 5), that you need to know about! (If you're following along in the book study, we're discussing chapter 6: Leave An Inheritance For Two Generations).   Links Mentioned: "The 5 Wealth Secrets 96% Of Us Don't Know" Book by Craig Hill - https://...

Join us in our book study of Craig Hill's : "The 5 Wealth Secrets 96% Of Us Don't Know." In this episode, Linda and I discuss Wealth Secret #4 (of 5) that you need to know about! (If you're following along in the book study, we're discussing chapter 4: Anticipate Economic Cycles).   Links Mentioned: "The 5 Wealth Secrets 96% Of Us Don't Know" Book by Craig Hill - https://amzn.to/2BSuJf5 (Please no...

Join us in our book study of Craig Hill's : "The 5 Wealth Secrets 96% Of Us Don't Know." In this episode Linda and I discuss Wealth Secret #3 (of 5), that you need to know about! (If you're following along in the book study, we're discussing chapter 3.)   Links Mentioned: "The 5 Wealth Secrets 96% Of Us Don't Know" Book by Craig Hill - https://amzn.to/2BSuJf5 "Rich Dad Poor Dad" Book by Robert Kiy...

Join us in our book study of Craig Hill's : "The 5 Wealth Secrets 96% Of Us Don't Know." In this podcast Linda and I discuss Wealth Secret #2 (of 5), that you need to know about! (If you're following along in the book study, we're discussing chapter 2.)   Links Mentioned: "The 5 Wealth Secrets 96% Of Us Don't Know" Book by Craig Hil l - https://amzn.to/2BSuJf5 "Rich Dad Poor Dad" Book by Robert Ki...

Join us in our book study of Craig Hill's : "The 5 Wealth Secrets 96% Of Us Don't Know." In this episode, Linda and I discuss Wealth Secret #1 (of 5), that you need to know about! (If you're following along in the book study, we're discussing chapter 1: Used Jars.)   Links Mentioned: "The 5 Wealth Secrets 96% Of Us Don't Know" Book by Craig Hil l - https://amzn.to/2BSuJf5 "Rich Dad Poor Dad" Book...

You learn a lot about yourself when you fast from social media for an entire year.  As a Christian fasting social media had some big implications.  It wasn't just a detox, but quitting social media for a year was a spiritual thing for me that had some amazing benefits. Join Linda and I as we discuss the 8 biggest lessons I learned from my experience.   These are a few of the topics we cover: Takin...

We're always looking to save money where we can. What if I told you that spending money today can actually save you money in the long run?  Join Linda and I as we tell you about 30 purchases that will start saving you money immediately!   Links Mentioned: Source article: https://www.msn.com/en-us/money/personalfinance/30-purchases-that-will-start-saving-you-money-immediately/ss-BBYASK8?li=BBnb7Kz#...

Have you ever wanted something only to realize that God has something better in store for you? When we listen, obey and trust God… amazing things are in store! This is the story of the insane thing God asked us to give away and what happened as a result.    Links Mentioned: The Opposite Life by Alex Seeley - https://www.amazon.com/Opposite-Life-Unlocking-Mysteries-Upside-Down/dp/0718075102/ (Pleas...

Join Lauren, Linda and I as we discuss the 10 most common budgeting questions from our Real Money Budgeting students. Even if you aren't in our Real Money course, you get to tag along as we answer these questions as well as the life changing benefits of having a budget.   Links Mentioned: Our Real Money Budgeting Course - https://seedtime.com/realmoney (Please note: links mentioned may be affiliat...

We created a new "Prayers for Finances devotional/plan" available for you - for free. Not only does this include about 12 Bible verses about God's provision for us, but also a few key financial prayers that work. So if you need a financial breakthrough right now - check them out!   Links Mentioned: The YouVersion Bible Mobile App: Seedtime.com Bible Reading Plans - https://seedtime.com/youversion...

If you have lost your job or lost hours due to the craziness of the pandemic, here are some side hustle ideas that might help you make a few bucks until life returns to "normal." Now is a terrific time to make money or start a business. Join Linda and I as we discuss Corona-Proof ways to make money. Links Mentioned: Amazon - https://www.amazon.com/   LiveOps - https://liveops.com/   TakeLessons -...

You don't have to be bored or feel like it's groundhog day while in quarantine. Maybe you even think that quarantine can't be a good thing. We're here to tell you that it can be a very good thing. In this episode, Linda and I discuss how you can actually BENEFIT from the quarantine! Links Mentioned: Our Sabbatical Year Miracle: https://youtu.be/nlDa_EJdYlg The Rest of God (book by Mark Buchanan): ...

Will the markets drop further? Is now the time to exit the stock market completely? Is now a good time to invest? What am I doing with our investments? Where do I invest my money? In this episode, we're going to discuss the places where you can invest your money.   Links Mentioned: M1 (my favorite online broker - 100% free to trade and you can buy partial shares): http://seedtime.com/2/m1.php See...

Did you know the Bible is a great place to get financial advice? Like many subjects in the Bible, these money lessons are still relevant today. God's word is full of financial lessons and money advice… although one may not think to get financial advice from the Bible. Join my wife Linda and I as we discuss Bible & Money (3 Practical Tips For Today)!   Links Mentioned: Free Email Course: How to Mas...