SeedTime with Bob and Linda Lotich

When it comes to money, it's important to set financial rules for yourself in addition to having a budget. I have 7 rules for money that my household abides by and that have proven themselves over and over again. I want to share these with you in hopes that not only do they help you, but that you could also pass these money rules on to your friends and family!   Links Mentioned: Getting Out of Deb...

What do you do when you do not like your career and want a career change? Do you ever consider your faith when it comes to your work? It is important to let God lead you to where you're supposed to be. Even when you feel that you're not in the right job, you're not outside of God's will...He is teaching you right where you are! God and career go hand in hand. God has so much more in store for us,...

Do you know how much debt you have? Knowing exactly how much you owe is the beginning of your journey to achieving a debt-free life! My hope is for everyone to enjoy the freedom and the peace of mind that debt-free living gives so that you're able to give back and help others. Join me as I discuss how to be successful in becoming debt-free with Mary Hunt from Debt-Proof Living!   Links Mentioned:...

Are you hiding money from your spouse? This episode takes an in depth look at hiding money from your spouse and how to recover from financial infidelity! Join me as I discuss financial infidelity in a Christian marriage with Talaat McNeely (from His and Her Money).   Links Mentioned: Talaat & Tai McNeely's website - https://www.hisandhermoney.com/ Teach Me How To Budget Course (His & Her Money) -...

Join me as I interview Joshua Becker, a leading voice on minimalism, as we explore if Christian minimalism is a lifestyle we should all consider!   Link Mentioned: Joshua Becker's book: "The Minimalist Home" - https://seedtime.com/The-Minimalist-Home   (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)   These are a few of...

Setting new goals for yourself each year is always a good thing. When it comes to setting financial goals, there are so many you could choose from... paying off credit card debt, tithing, creating an emergency fund, giving more, improving your net worth, etc. I want to help you reach whatever financial goal you've set for yourself (even if you haven't set any goals yet!). At the same time, I want...

No matter how much time you have to earn extra cash, I have found a variety of options that almost anyone can do. There are several side hustle ideas that pay well. Not only can you earn a decent amount of additional money, these jobs are fairly flexible and offer opportunities for different skill sets.   Links mentioned: Uber - https://seedtime.com/2/uber.php Clean Lots -  https://seedtime.com/2/...

Today we are speaking to everyone out there who has experienced failure. In my experience as a writer/entrepreneur, failing multiple times comes with the territory. But, I want to be an encouragement to all my listeners and know that it is worth it… keep trying! Join me and Joseph Michael (Founder of Learn Scrivener Fast), as we discuss failure leading to success.   These are some of the topics we...

If you aren't a Christian these 7 things probably aren't going to make sense, but if you are, let this be an encouragement that God's ways of handling money are always better than the world's ways.     These are the 7 topics we cover: Giving More Actually Means Having More Not To Be Wasteful To Be Honest On Our Taxes & Everything Else Chase Debt-Free Living Obey God's Leading When It Comes To Our...

Bob and Linda Lotich discuss generous giving and generous living - especially as it pertains to living a Biblical-focused Christian lifestyle. We get asked quite often about how to be generous or how to grow in generosity, and so here are our 5 best ways to be more generous. Links Mentioned: Get the FREE PDF -  https://sdti.me/21-giving-verses
 (Please note: links mentioned may be affiliate links...

You could save so much money by just not spending money on even a few of these 11 things! I'm always looking for ways to save money and I have found several things to stop spending my money on, and in turn, pocket the savings. Even if you consider yourself to be a frugal person, I want to share with you some things that you may not have considered when saving money. All links mentioned in the desc...

If you aren't a Christian these 7 things probably aren't going to make sense, but if you are, let this be an encouragement that God's ways of handling money are always better than the world's ways.   Find out more a  https://SeedTime.com   If you haven't checked out our best-selling book Simple Money, Rich Life ( https://seedtime.com/smrl/ ), we think you'll love it. It was named the 2022 Book of...

In reviewing my finances and my financial goals, I wanted to find some easy money moves that I can make to achieve my goals. In my research I found 7 easy money moves that you can also make today! Whether you're looking to earn money, save money, or improve your overall finances there's something here for everyone!   Links Mentioned: 7 Easy Money Moves You Can Make Today: http://seedtime.com/money...

The Bible has some very specific principles that apply to our finances and believe it or not - some pretty specific instructions for American Christians. As usual, many of these will apply to those outside of the U.S. as well. I want to challenge you to an exercise to see how wealthy you truly are! This was an eye-opener for me and I bet it will be the same for you. Join me as I dig into the passa...

Should Christians be praying for money?  It is an idea that I am pondering and I don't think I am going to pray for money any more. Join me (Bob) and Linda as we chat about it and explore this idea.   These are a few of the topics we cover: God provides in many ways, not just with money. We almost never want the money itself, we just want the stuff. We don't want to limit God in what He can do. Go...

My friend has paid off over $80k by selling on eBay. In sharing his story, I hope it helps you pay off debt (or just make some extra cash!). Bryan & his wife paid off $82,000! How? Buying and selling stuff on eBay. I'm going to be asking him some questions and hopefully his answers will inspire you to pay off your debt, too!   Topics and questions I asked Brian in this interview: 1️⃣► EXPLAIN WHAT...

I want to share with you 5 Biblical Financial Principles that I've learned, that I think every Christian should know! Essentially, these are 5 Bible Verses about money that should be impacting the way we handle our money decisions each day. I hope these verses are a blessing to you, as they have for me!   Link mentioned:  If you would like to memorize these verses, I've created a FREE PDF download...

Jeff Rose and I discuss some of the ways the Bible has impacted (and improved) our businesses. A lot of people miss out on some really incredible ideas in the Bible. It's this book that is thousands of years old, but so much of it is still relevant to us today. A lot of tremendously successful businesses tap into some of these biblical principles, whether they realize it or not.   Link mentioned:...

My wife Linda and I talk about the benefits we've experienced from taking sabbaticals.  We encourage you to work sabbaticals into your life and see the benefits for yourself! God has amazing things in store for you... He does BIG things through sabbaticals!   These are a few of the topics we cover: Knowing when to take a sabbatical, no matter the length. How to prepare for a sabbatical. Seeing how...

A few years back I interviewed a millionaire to pick his brain on what things he had done to achieve his financial success. I was thrilled to find out that a few simple financial changes he made, had set him up for financial success.  I found this interview to be incredibly inspiring and I hope you feel the same way!   These are a few of the topics we cover: The 2 simple changes most of us can mak...

Linda and I talk about some of our money fights and how we have reduced them over the years, how a budget has improved our marriage, and how to stay happily married to someone who views money completely different than you.   These are a few of the topics we cover: How to get your spouse to care about the finances The one thing we did that has reduced our money fights more than anything else Why a...

Joshua Becker and I talk about the life-changing benefits of owning less stuff as it pertains to beginners. Dealing with the objections, the myths, and highlighting the benefits of the minimalist lifestyle.   These are a few of the topics we cover: How a possession-filled American can make a major transition and begin to live a simpler life. Why minimalism doesn't have to be scary and you can own...

When we are fighting a financial battle, it isn't really ours to fight. Our job is to depend on God and to rest in His grace. But how do we balance that with working hard (another Biblical concept)? That's what Linda and I discuss in this episode.   Find out more a  https://SeedTime.com   If you haven't checked out our best-selling book Simple Money, Rich Life ( https://seedtime.com/smrl/ ), we th...

Joseph Michael of Scrivener Coach ( https://ScrivenerCoach.com )  talks about what it takes to finally get started with your business idea started. Joseph created an extremely successful online business by using his day-job lunch breaks to work on it- eliminating the excuse that so many of us use that we don't have enough time!   Find out more a https://SeedTime.com   If you haven't checked out ou...

Carrie Rocha gave me an awesome tip on how I can save a lot more at Whole Foods and Trader Joe's markets.   In the interview we cover: The 1 simple trick you can do that will yield the most savings at the grocery store Why she doesn't really like couponing How to save money on natural and organic foods The truth about shopping at Costco/Sams and who benefits from it   Find out more a  https://Seed...