Secure Your Retirement

Are you wondering what you can do now at the beginning of this year to prevent you from scrambling at the end of it? Whether you’re in the retirement or accumulation phase of your life, it is important that you have goals for the new year. Writing down your goals increases your chances of achieving them. In this episode of the Secure Your Retirement podcast, we talk about your 2022 financial goals...

Are you a teenager with the goal of achieving financial and time freedom before the retirement age? Or maybe you’d like for your teenager to consider following this path? There are different paths that young people can learn about and adopt to build their financial future without following the traditional “9 to 5 then retire” path. Dan explains how teens can start getting involved with finances ea...

Is long-term care something you’re thinking about or a conversation you’re having with your loved ones? It is important that you know all the risks involved and the options you have when it comes to long-term care. You have to keep in mind that long-term care, be it nursing homes or assisted care living is very expensive. In this episode of the Secure Your Retirement podcast, we talk about long-te...

What were your favorite moments or highlights of the Secure Your Retirement Podcast in 2021? Whatever episode(s) you liked better, we hope it was informational and fun for you. In this episode of the Secure Your Retirement podcast, we have Laura, Nick Hemmingsen, and Morgan Dunn to share what their 2021-episode highlights were over a glass of La Marco Prosecco wine. Listen in to learn more about o...

If you’re considering retiring before the Medicare age of 65, there are a few things you need to know. When thinking of early retirement, it is important that you consult a financial professional to help you put together a spreadsheet on the factors to consider. In this episode of the Secure Your Retirement podcast, we talk about retirement before Medicare and the factors to consider before doing...

Do you find the idea of creating an estate plan overwhelming and time-consuming? It is crucial that we make time with our spouses and have a conversation around estate planning because it’s about our children. We mostly spend our lives building wealth and preparing for retirement and forget to plan for when we’re not here, which is inevitable.    In this episode of the Secure Your R...

As the new Covid variant “Omicron” starts to spread like wildfire, are you protected enough? Can you manage that bad news and still maintain your peace of mind? We often do the asset allocation/buy and hold strategy because that is what was introduced to us, and we don’t know any better. Achieving your peace of mind means that your investment’s risk is being actively managed at any point in the ma...

Did you know that you might end up spending more on taxes after retirement due to a lack of proper tax preparing and planning strategy? It is important that you proactively do tax preparation outside of the tax deadline and plan your taxes as part of your retirement planning. In this episode of the Secure Your Retirement podcast, we have Steven Jarvis, a CPA, owner of Retirement Tax Services, host...

Jerome Powell is known to be a proponent of printing money. And as debates on him heading the Federal Reserve come to the surface, you might, as investors, find it easy to be wooed by headlines and make your financial decisions out of emotions (and break away from the numbers game). In this episode of the Secure Your Retirement podcast, we discuss why investing out of emotions could be a bad idea...

Would you like to have sustainable living standards after your retirement? Maybe it is high time you started social security planning. There are many things you should be thinking about when planning your retirement like; when you retire, the risk of the stock market, spending too much on housing later in life, and much more. Understanding social security and retirement planning from an economic p...

Are you planning on setting up an effective giving strategy in your retirement plan? Whether you’re already a charitably inclined person or are considering setting up a giving strategy for your children or society at large, it’s essential to be aware of the process, timing, and tax benefits of venturing into it. In this episode of the Secure Your Retirement podcast, we talk about what you need to...

Have you already started the conversation about living through your retirement? If you’re 65 or approaching 65, it is time you start thinking and exploring the options available for you to live through your retirement. The CCRC is a care option for older people where you get to live in the same place but through three essential steps of care in your aging process. In this episode of the Secure You...

Have you been considering purchasing an annuity as part of your financial retirement plan? An annuity is an insurance product that you buy from an insurance company and is very advantageous.  When purchasing an annuity, it is important you evaluate the insurance company just like you would a financial advisor to determine its financial background for the safety of your money. In this episode...

Would you like to send your child or grandchild to college at a reduced cost or for free? There are ways to get a college education and remain debt-free, but we often don’t dig deep enough, or we’re too uninvolved with the college planning process. College planning is a process you should get involved with and early to be ready to receive that college debt-free education without eating into your r...

Have you been asking yourself whether it is time to sell or buy? It is perfectly normal to be nervous about your money in the current market, which is a result of the 2020 global pandemic. It is important that you be very careful when making money decisions, especially if they’re not based on data. In this episode of the Secure Your Retirement podcast, we talk about the current market high and whe...

Are you ready to reform your body using Pilates? Pilates is good for anyone of any age since it uses body weight and targets the smallest of muscles. Pilates creates a mind-body connection that helps you release tension and anxiety to be in the moment. To secure your retirement also means having a healthy mind and body so you can enjoy your retirement investment when the time comes. In this episod...

Do you have any strategies surrounding your Required Minimum Distributions (RMD)? Required Minimum Distributions (RMDs) references money in a tax-deferred vehicle like a 401k or the traditional IRAs. You need to think and plan for the Required Minimum Distributions as you will be required to start paying taxes when you get to age 72. In this episode of the Secure Your Retirement podcast, we talk a...

How do you find a purpose and meaningful productivity after your retirement? We often place all of our identity in the work we do that we forget to focus on the third act of life, which is after retirement. If you want to continue making an impact and be productive after retirement, it is time you start focusing on the third act of your life. In this episode of the Secure Your Retirement podcast,...

How will the suspected slightly higher 2021 inflation going to affect your retirement plan? Inflation is the increase of prices in an economy over time but with income remaining relatively the same. The 2020 pandemic disrupted the economy on so many levels including the increase in demand and decrease in supply. In this episode of the Secure Your Retirement podcast, we talk about inflation and how...

If your goal is to achieve financial freedom and save for your retirement, you need to start planning for it as early as now to avoid struggling in your later years. Securing your retirement also means finding your passion and living a joyous life on less money. To achieve financial freedom, you need to educate yourself on money and be intentional in taking action towards investing and passive inc...

Scamming is increasingly becoming more creative and more sophisticated than ever before. How then do you stay informed and protected from any possible scam? Even as you actively plan your retirement, it is important you stay informed and protected from scammers/fraudsters that can cause major damage to your retirement investment. In this episode of the Secure Your Retirement podcast, we talk about...

How prepared are you for your retirement? As you get closer to retirement, it is important that you think about how things are going to pan out for you during that period.   In this episode of the Secure Your Retirement podcast, we have Jay and Maureen Hartford to give a perspective on how to approach the retirement period. They describe what they did right and what they didn’t, and how...

You’re finally approaching retirement after years of building your retirement income. What do you have to do now that you have arrived at the summit of your retirement? In this episode of the Secure Your Retirement podcast, we talk about the four questions to consider helping shape your strategy for spending the retirement income you’ve worked a lifetime to build. We also cover the different appro...

Have you ever thought of franchising as something you can do after the age of 50? If you are not ready to retire yet, but you were downsized or no longer want to stay in the corporate world, franchising is something you can do to stay productive. It is important that you go through a consultant to guide you through the process of getting the right franchise for you. Did you know that you don’t nec...

When looking to hire a financial advisor, what are some of the things you need to be aware of? Hiring the right financial advisor for you all comes down to knowing what you’re looking for, what you’re paying for, and whether the person you’re working with knows what they’re doing. In this episode of the Secure Your Retirement podcast, we cover the 8 questions you need to know positive answers to f...