Secure Your Retirement

How do you find a purpose and meaningful productivity after your retirement? We often place all of our identity in the work we do that we forget to focus on the third act of life, which is after retirement. If you want to continue making an impact and be productive after retirement, it is time you start focusing on the third act of your life. In this episode of the Secure Your Retirement podcast,...

How will the suspected slightly higher 2021 inflation going to affect your retirement plan? Inflation is the increase of prices in an economy over time but with income remaining relatively the same. The 2020 pandemic disrupted the economy on so many levels including the increase in demand and decrease in supply. In this episode of the Secure Your Retirement podcast, we talk about inflation and how...

If your goal is to achieve financial freedom and save for your retirement, you need to start planning for it as early as now to avoid struggling in your later years. Securing your retirement also means finding your passion and living a joyous life on less money. To achieve financial freedom, you need to educate yourself on money and be intentional in taking action towards investing and passive inc...

Scamming is increasingly becoming more creative and more sophisticated than ever before. How then do you stay informed and protected from any possible scam? Even as you actively plan your retirement, it is important you stay informed and protected from scammers/fraudsters that can cause major damage to your retirement investment. In this episode of the Secure Your Retirement podcast, we talk about...

How prepared are you for your retirement? As you get closer to retirement, it is important that you think about how things are going to pan out for you during that period.   In this episode of the Secure Your Retirement podcast, we have Jay and Maureen Hartford to give a perspective on how to approach the retirement period. They describe what they did right and what they didn’t, and how...

You’re finally approaching retirement after years of building your retirement income. What do you have to do now that you have arrived at the summit of your retirement? In this episode of the Secure Your Retirement podcast, we talk about the four questions to consider helping shape your strategy for spending the retirement income you’ve worked a lifetime to build. We also cover the different appro...

Have you ever thought of franchising as something you can do after the age of 50? If you are not ready to retire yet, but you were downsized or no longer want to stay in the corporate world, franchising is something you can do to stay productive. It is important that you go through a consultant to guide you through the process of getting the right franchise for you. Did you know that you don’t nec...

When looking to hire a financial advisor, what are some of the things you need to be aware of? Hiring the right financial advisor for you all comes down to knowing what you’re looking for, what you’re paying for, and whether the person you’re working with knows what they’re doing. In this episode of the Secure Your Retirement podcast, we cover the 8 questions you need to know positive answers to f...

How is the economy going to change now that we’re in the fourth quarter of 2021? Is it still going to be like the last 3 quarters or not? How will it impact our economy in 2022 and the coming few years? There has been a lot of uncertainty in how things are happening, which is leading to market volatility. In this episode of the Secure Your Retirement podcast, we have Andrew Opdyke, a Certified Fin...

Have you ever been concerned about identity theft or being a fraud victim? In today’s cyberworld, identity theft and fraud have become more sophisticated than ever before.  It is important that you stay aware and protected to avoid being on the receiving end of these cybercrimes.  In this episode of the Secure Your Retirement podcast, we share a checklist that we created about how to pro...

Did you know that there are ways you can save on your taxes as a small business? Big Fortune 500 companies do it all the time, and they make more money than you. There are different ways you can save money on taxes and protect your small business and assets, which include being smart with your pension. Working with a tax attorney is also another advantageous way to protect yourself under the attor...

What are some mistakes that you want to avoid when choosing an advisor? When choosing an advisor, there are some mistakes that could cause risks and you need to avoid them before they do so.  There are different types of advisors you should avoid working with and some things you should pay close attention to before committing with an advisor.   In this episode of the Secure Your Ret...

Do you have questions about retirement planning that you want to be answered over a glass of wine? In this episode Secure Your Retirement, we have our monthly wine down episode where we answer a few questions surrounding retirement planning as we enjoy some 19 crimes cabernet sauvignon wine. We cover questions on mortgages, the best asset mixes, whether to sell stocks and how to avoid getting hack...

Are you worried about the idea of a layoff happening to you? Whether you’re close to retirement or know someone at risk of getting laid off, this guide is for you. Covid has made layoffs quite common with everyone but especially with people who are almost at the retirement age. Layoffs can be very stressful but with the right information, you can navigate your way through them.  In this episo...

Do you have plans to set up a special needs trust for your child or a loved one?  A special needs trust is a special type of trust set up to still take care of a person with healthcare needs without disqualifying them from other benefits. This trust which is sometimes referred to as a supplemental needs trust is set up by a third party to supplement for other governmental benefits.  In t...

Have you asked questions about payment to that financial advisor you’re considering hiring? When it comes to hiring a new financial advisor, it is important to ask and understand how they’re getting paid. Whether they’re getting paid through commission or fees, they should disclose that information with ease. It’s always good to know the type of fees you’re getting into. In this episode of the Sec...

Have you heard of the pickleball sport? It’s a sport that you might find interesting if you’re getting close to or are already in retirement.  Pickleball with its low entry cost and easy accessibility into the community is the perfect sport for your retirement plan. The sport has many social and health benefits, which include weight loss, and is increasingly becoming popular with people of al...

You may not be going through the situation of losing a spouse, but it is always wise to stay prepared.  We understand how the situation can be and that is why we have prepared this episode as a resource for you when that time arrives.  In this episode of the Secure Your Retirement podcast, we talk about the different things you should think about when your spouse passes away. We cover to...

Have you considered real estate as one of the ways to build wealth as part of your retirement plan? Real estate can be a huge return on investment when you take the time to understand the market and learn from other investors’ mistakes. Research is showing that the current unique state of the economy is proving to be a very conducive time to invest in real estate due to low-interest rates.  I...

What misconceptions do you hold about retirement planning? To have an active retirement plan, you need to have the right financial advisor to manage your investment.  It is important to settle down with an advisor you’re comfortable with, and that aligns with your philosophy. To debunk these misconceptions, you have to do your research and ask the right questions, so they don’t cost you in th...

Do you have a question relating to retirement planning that you’d like answered in a fun way? In this episode on the Secure Your Retirement Podcast, we have our monthly wine down episode where we answer some of your commonly asked questions about retirement planning in a fun way. We cover questions on social security, 401Ks, power of attorney, and the tax efficiency for a non-IRA account. Listen i...

Have you been thinking of how to start saving for your child’s or grandchild’s college education? How about setting up a 529 Plan? A 529 Plan allows you to invest in your child’s or grandchild’s college education before they even get to that stage. This type of investment has many benefits, including being tax-free during the growth period. In this episode of the Secure Your Retirement podcast, we...

Are you ready to start living your tapas life after retirement? Life is diverse and interesting, and it doesn’t stop being so after you retire.  There are many different elements in life that you can engage in and continue enjoying after you retire. When planning for your retirement, a tapas life should be a big part of it if you want your life to be meaningful in your later decades. &nb...

What are some of the rip-offs you should keep an eye for when choosing an advisor to manage your retirement plan?  When looking for a suitable financial advisor for you, you should ask as many questions as you can to understand certain concerning situations.  In this episode of the Secure Your Retirement podcast, we talk about 4 retirement investment and planning rip-offs you should alwa...

Potential tax changes are coming, and it is important you understand what is proposed and how it might affect you.  It is advisable that you get in touch with your financial advisor to help you understand how to navigate the proposed tax changes if they were to happen today. To have a peaceful and secure retirement planning process, you have to familiarize yourself with what is expected of yo...