Secure Your Retirement

The threat is increasingly becoming bigger where cyber security is concerned. How do you protect your money, your business, and or your customers from cyber frauds and identity thefts? When improving cybersecurity tools in your business, you have to do it efficiently to avoid friction and abandon rates with your customers. In this episode of the Secure Your Retirement podcast, we have Jaime Ramire...

Do you have retirement questions that you’d like us to answer over a glass of wine? In this episode of the Secure Your Retirement podcast, we answer five common questions that we get over a glass of St. Innocent Crémant d'Innocent wine. We cover questions on saving for retirement, when to take social security, risk exposure, annuities for retirement, and how taxes affect your retirement. Listen in...

Have you thought of having a risk-adjusted portfolio? A good risk-adjusted portfolio protects you from a significant market risk like a sudden pandemic. There are traditional ways of adjusting a portfolio to risk, but even those don’t work sometimes. If you want to adopt a risk-adjusted portfolio, do the research, think of what works best for you, and then have a conversation with your financial a...

What does your legacy mean to you? How do you want to approach designing your legacy to be impactful? Having a legacy means knowing yourself and being true to who you are beyond the career you’ve had. It’s important to have the right coaching to help you answer powerful questions and complete assignments to design your legacy. In this episode of the Secure Your Retirement podcast, we have Angelina...

Are you having issues with your digestive system as you grow older? Or maybe you just want to have a better digestive system? In this episode of the Secure Your Retirement podcast, we have Norm Robillard, founder of Digestive Health Institute, gut health expert, microbiologist, and the creator of the Fast Tract Diet. We talk about gut health and the components and benefits of Norm’s Fast Tract Die...

If you want to start securing your retirement, then it is time to be aware of the types of retirement planning options available for you.  In this episode of the Secure Your Retirement podcast, we talk about retirement planning options and our strategy at POM over a glass of Brickyard Wine. We explain the three types of financial advisors and what they offer. Listen in to learn more about our...

Are you aware of the tax situation for 2022? Things have changed when it comes to tax as they do every year and 2022 is no exception. It is important to have information on what you can do and how you’ll be impacted as you proceed to make your financial goals for 2022. In this episode of the Secure Your Retirement podcast, we talk about the 2022 tax changes to help guide you to better financial go...

How will the economy be impacted now that 2022 is here? Covid rates are finally going down and the pandemic is slowly becoming a thing of the past, but how will that impact our economy?  The US is continuing to reopen and even though we’re still experiencing the aftermath of the pandemic- the inflation rates and the markets are getting back to how they’ve historically been. In this episode of...

Are you wondering what you can do now at the beginning of this year to prevent you from scrambling at the end of it? Whether you’re in the retirement or accumulation phase of your life, it is important that you have goals for the new year. Writing down your goals increases your chances of achieving them. In this episode of the Secure Your Retirement podcast, we talk about your 2022 financial goals...

Are you a teenager with the goal of achieving financial and time freedom before the retirement age? Or maybe you’d like for your teenager to consider following this path? There are different paths that young people can learn about and adopt to build their financial future without following the traditional “9 to 5 then retire” path. Dan explains how teens can start getting involved with finances ea...

Is long-term care something you’re thinking about or a conversation you’re having with your loved ones? It is important that you know all the risks involved and the options you have when it comes to long-term care. You have to keep in mind that long-term care, be it nursing homes or assisted care living is very expensive. In this episode of the Secure Your Retirement podcast, we talk about long-te...

What were your favorite moments or highlights of the Secure Your Retirement Podcast in 2021? Whatever episode(s) you liked better, we hope it was informational and fun for you. In this episode of the Secure Your Retirement podcast, we have Laura, Nick Hemmingsen, and Morgan Dunn to share what their 2021-episode highlights were over a glass of La Marco Prosecco wine. Listen in to learn more about o...

If you’re considering retiring before the Medicare age of 65, there are a few things you need to know. When thinking of early retirement, it is important that you consult a financial professional to help you put together a spreadsheet on the factors to consider. In this episode of the Secure Your Retirement podcast, we talk about retirement before Medicare and the factors to consider before doing...

Do you find the idea of creating an estate plan overwhelming and time-consuming? It is crucial that we make time with our spouses and have a conversation around estate planning because it’s about our children. We mostly spend our lives building wealth and preparing for retirement and forget to plan for when we’re not here, which is inevitable.    In this episode of the Secure Your R...

As the new Covid variant “Omicron” starts to spread like wildfire, are you protected enough? Can you manage that bad news and still maintain your peace of mind? We often do the asset allocation/buy and hold strategy because that is what was introduced to us, and we don’t know any better. Achieving your peace of mind means that your investment’s risk is being actively managed at any point in the ma...

Did you know that you might end up spending more on taxes after retirement due to a lack of proper tax preparing and planning strategy? It is important that you proactively do tax preparation outside of the tax deadline and plan your taxes as part of your retirement planning. In this episode of the Secure Your Retirement podcast, we have Steven Jarvis, a CPA, owner of Retirement Tax Services, host...

Jerome Powell is known to be a proponent of printing money. And as debates on him heading the Federal Reserve come to the surface, you might, as investors, find it easy to be wooed by headlines and make your financial decisions out of emotions (and break away from the numbers game). In this episode of the Secure Your Retirement podcast, we discuss why investing out of emotions could be a bad idea...

Would you like to have sustainable living standards after your retirement? Maybe it is high time you started social security planning. There are many things you should be thinking about when planning your retirement like; when you retire, the risk of the stock market, spending too much on housing later in life, and much more. Understanding social security and retirement planning from an economic p...

Are you planning on setting up an effective giving strategy in your retirement plan? Whether you’re already a charitably inclined person or are considering setting up a giving strategy for your children or society at large, it’s essential to be aware of the process, timing, and tax benefits of venturing into it. In this episode of the Secure Your Retirement podcast, we talk about what you need to...

Have you already started the conversation about living through your retirement? If you’re 65 or approaching 65, it is time you start thinking and exploring the options available for you to live through your retirement. The CCRC is a care option for older people where you get to live in the same place but through three essential steps of care in your aging process. In this episode of the Secure You...

Have you been considering purchasing an annuity as part of your financial retirement plan? An annuity is an insurance product that you buy from an insurance company and is very advantageous.  When purchasing an annuity, it is important you evaluate the insurance company just like you would a financial advisor to determine its financial background for the safety of your money. In this episode...

Would you like to send your child or grandchild to college at a reduced cost or for free? There are ways to get a college education and remain debt-free, but we often don’t dig deep enough, or we’re too uninvolved with the college planning process. College planning is a process you should get involved with and early to be ready to receive that college debt-free education without eating into your r...

Have you been asking yourself whether it is time to sell or buy? It is perfectly normal to be nervous about your money in the current market, which is a result of the 2020 global pandemic. It is important that you be very careful when making money decisions, especially if they’re not based on data. In this episode of the Secure Your Retirement podcast, we talk about the current market high and whe...

Are you ready to reform your body using Pilates? Pilates is good for anyone of any age since it uses body weight and targets the smallest of muscles. Pilates creates a mind-body connection that helps you release tension and anxiety to be in the moment. To secure your retirement also means having a healthy mind and body so you can enjoy your retirement investment when the time comes. In this episod...

Do you have any strategies surrounding your Required Minimum Distributions (RMD)? Required Minimum Distributions (RMDs) references money in a tax-deferred vehicle like a 401k or the traditional IRAs. You need to think and plan for the Required Minimum Distributions as you will be required to start paying taxes when you get to age 72. In this episode of the Secure Your Retirement podcast, we talk a...