Secure Your Retirement

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the domino effect in retirement tax planning, where one smart move quietly knocks over another part of your plan. They walk through four cases from recent tax strategy meetings, including a guaranteed income annuity that would have cancelled a charitable tax break, a 0% capital gains sale that raised a couple's tax on So...

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss what life after retirement looks like with longtime client Jerry Coats. Jerry spent his career in engineering and risk management at GlaxoSmithKline, and he and his wife Gardenia have been retired for about two and a half years. He shares the savings habits they set when they first married, how they knew when the time wa...

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss when a business owner should start planning to exit with Van, a Raleigh-based business broker who helps owners across the Carolinas and Virginia sell and transition their companies. For many owners the business is the largest piece of their retirement, and selling it well starts years before a buyer ever sees the books....

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss this quarter's market and economic update with Tom Siomades, from the Federal Reserve's latest rate increase to the oil prices that have kept inflation elevated for about seven months. Tom explains why a quarter-point hike won't make a dent in energy-driven inflation, what the Iran conflict means for shipping and fuel co...

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the emotional side of the transition into retirement with clients Vid and Nupam Desai. Vid recently took early retirement after six years as chief information officer at the FDA, capping a 40-year career in pharmaceuticals, clinical research and medical devices. Nupam is still leading her team at Lenovo and planning her...

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss retiring before your spouse, walking through the specific decisions couples face with early retirement planning when one partner is ready to stop working and the other isn't. This episode covers retirement planning for couples navigating that in-between stretch, including health insurance before Medicare, retirement inco...

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss what actually happens once a household crosses the $1 million mark in their 401k, and why hitting that number raises new questions instead of settling old ones. They walk through why the balance on your statement isn't the number you actually get to spend, how required minimum distributions can sneak up on even careful s...

In this episode of the Secure Your Retirement Podcast, Radon and Murs discuss whether you can truly be a fiduciary and still talk about annuities and walk through exactly when an annuity earns a place in a retirement plan versus when it doesn't. Listen in to learn about the three-bucket strategy for organizing retirement money, why an income safety bucket targets a specific historical return range...

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss long-term care, one of the topics that comes up most often with clients, including those who have saved well and still want a clear plan for it. They break down what long-term care actually means, why it's not the nursing-home picture most people assume, and how continuous care retirement communities and in-home care bot...

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the tax problem quietly building for anyone with a large 401(k) or IRA, required minimum distributions, Roth conversions, and the Medicare IRMAA surcharge that catches even careful savers off guard. Listen in to learn about how RMDs are calculated once you reach your 70s, why a disciplined saving habit can turn into a bi...

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss one of the biggest sources of investment risk hiding in plain sight for people nearing retirement: a portfolio that has grown large thanks to a handful of Magnificent 7 stocks, and what that means once a paycheck is no longer coming in. They walk through a real conversation with a new client whose accounts had grown subs...

In this Episode of the Secure Your Retirement Podcast, Radon discusses what really happens inside a personalized retirement financial plan, walking through the exact process our Director of Financial Planning and Tax Strategy, Taylor Wolverton, uses with every new client. This episode is built for anyone thinking seriously about financial planning for retirement, whether you're still working, alre...

New Trump accounts are now open for enrollment, and the question we're hearing from clients isn't whether they're worth considering. It's how they stack up against the accounts families have already been using for years, 529 plans, UTMA and UGMA custodial accounts, brokerage accounts, and Roth or traditional IRAs for kids. This episode is the follow-up to our first Trump accounts conversation, and...

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss Trump Accounts with Taylor Wolverton, our Director of Financial Planning and Tax Strategy, breaking down exactly how do Trump Accounts work, who qualifies, and why this new option for Trump Investments is quickly becoming part of the conversation around saving for children and investing for grandchildren. Retirement plan...

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss Concentrated Stock Positions and why so many pre-retirees and retirees are sitting on a mountain of Appreciated Stock without a plan for it. Whether it came from Company Stock Options at a long-time employer or from riding a big name higher over the past few years, a single stock that grows into half a portfolio changes...

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss what really happens during an evaluation appointment, the first Financial Advisor Meeting most people have when they start exploring what it actually takes to plan for retirement. They break down the five critical areas that determine Retirement Success, known as the ROUTE to Retirement: Retirement Risk Management, Retir...

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss retirement planning 2026 with returning guest Tom Siomades, chief market economist, for a mid-year Economic Check on everything that's shaped the markets so far. From the Iran conflict's effect on oil prices and inflation to a new Kevin Warsh Fed chair trying to find footing amid inflation and interest rates that refuse...

Medicare's new GLP-1 Bridge Program gives eligible retirees access to Wegovy and Zepbound for $50 a month — but there are three financial catches worth knowing before you enroll. In this episode of the Secure Your Retirement Podcast, Radon and Murs discuss one of the biggest Medicare developments of 2026 — the new GLP-1 Bridge Program, launching July 1, which allows eligible Medicare beneficiaries...

In this episode of the Secure Your Retirement Podcast, Murs and Nick discuss why retirement stress and retirement anxiety don't disappear when the account balance hits a certain number, and what it actually takes to plan for retirement with real confidence. Joined by Senior Wealth Advisor and Certified Financial Planner Nick Hymanson, they walk through the fears and financial stress that show up m...

In this episode of the Secure Your Retirement Podcast, Radon and Murs discuss the SpaceX IPO and what retirement-age investors need to think about before making any decision with their savings. SpaceX began trading on June 12, 2026, at a $1.75 trillion valuation, the largest IPO in stock market history, and the questions from clients started pouring in almost immediately. Rather than telling you w...

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss some of the most effective ways to lower taxes in retirement before the end of taxes 2026 . Drawing from more than 150 client tax strategy meetings conducted by Peace of Mind Wealth Management, they break down the Retirement tax planning strategies that delivered the greatest benefits to retirees. From charitable giving...

In this Episode of the Secure Your Retirement Podcast, Radon Stancil and Murs Tariq discuss the difficult but essential topic of what happens financially when a spouse passes away. From understanding Social Security survivor benefits and the widow penalty to navigating Medicare changes, tax planning, and inherited IRA decisions, this conversation highlights why proactive financial planning and est...

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the critical importance of reviewing your Beneficiary Designations and how one simple oversight could create major complications for your loved ones. From 401k Beneficiary forms to IRA Beneficiary rules, they break down real-world examples showing how outdated or incomplete beneficiaries can derail even the best Estate P...

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the often-confusing world of taxes on sale of home and how different tax rules apply when selling your home versus selling rental property investments. Joined by Director of Financial Planning and Tax Strategist Taylor Wolverton, the conversation breaks down capital gains tax explained in a simple and practical way so re...

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the importance of choosing the right Self-Employed Retirement Accounts after transitioning from W-2 employment into the world of consulting, freelancing, or independent contracting. If you are earning 1099 income and wondering how to handle tax planning , build long-term wealth, and create a strategy for retiring comfort...