Secure Your Retirement

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss why Medicare 2026 is shaping up to be one of the most impactful years for retirees and those approaching retirement. With major Medicare updates , rising Medicare costs 2026 , and several Medicare new rules taking effect, understanding how these changes affect your overall Retirement Planning is more important than ever....

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss a comprehensive market update 2025 recap and how lessons from last year can help investors confidently plan for retirement as we move into 2026. They reflect on policy changes, inflation trends, interest rate shifts, and how thoughtful portfolio risk management and managing market volatility can turn uncertainty into opp...

In this Episode of the Secure Your Retirement Podcast, Radon Stancil and Murs Tariq discuss a major Vanguard announcement that signals a meaningful shift in retirement planning . For years, annuities were often dismissed by large investment firms, yet today we are seeing industry leaders embrace their role in guaranteed income in retirement . Vanguard’s move to introduce a 401k annuity option insi...

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss a comprehensive year-end tax checklist designed specifically for those in or nearing retirement. As the calendar winds down, it’s easy to overlook critical financial decisions that can significantly impact your retirement income tax and long-term retirement planning. This conversation walks through the most important yea...

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the real-life complexities behind early retirement planning and what happens when couples don’t agree on retirement goals. Using a recent MarketWatch article as a springboard, they explore whether a couple with $2 million can truly retire early while juggling differences in spending expectations, lifestyle priorities, an...

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss how financial scams are coming from every direction—phone calls, email phishing scams, text message scams, social media, and even door-to-door encounters—and why a little healthy skepticism is now a key part of scam prevention . They share real-world scam alert examples hitting their community right now, especially senio...

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the November market update and how recent events have shaped the stock market volatility investors have experienced. From a tense government shutdown to missing economic data, rising interest rates , and uncertainty around inflation and investing , November brought no shortage of challenges. Radon and Murs break down wha...

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss how to approach retirement income planning with confidence so you can retire comfortably and secure your retirement . With people living longer, dealing with market volatility, navigating retirement income and taxes, and planning around retirement and inflation, creating a strategy that works for decades is more essentia...

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss four powerful tax strategies you can start looking at now to lower your 2025 tax bill and create more long-term flexibility in retirement . They unpack the difference between simple tax filing and true tax planning , walking through how proactive tax projections , IRA tax planning, and coordinated strategies can help red...

In this episode of the Secure Your Retirement Podcast , Radon and Murs discuss how alternative investments can play a valuable role in portfolio management and retirement investing . They’re joined by Brooke Garcia , a Certified Financial Planner™, Chartered Financial Analyst®, and Chartered Alternative Investment Analyst®, who brings deep expertise in private markets investing , risk management f...

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss how today’s market update ties directly into smarter portfolio management and building a Tax Efficient Portfolio for your non-IRA accounts. From headlines about new highs to rate cuts and tariffs, they translate noise into strategy—focusing on tax planning , tax strategy , and tax efficiency so you can secure your retire...

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the key themes shaping the 2025 economic outlook — from the Federal Reserve outlook and potential Fed rate cuts in 2025 to ongoing tariffs , inflation , and the evolving role of AI and the economy . Joined by returning guest Tom Siomades , they break down what retirees and investors need to know as we head toward the end...

In this episode of the Secure Your Retirement Podcast , Radon and Murs discuss the power of annuities as part of a holistic retirement income planning strategy. Joined by their guest, Sam Wimpy , an insurance and annuity specialist, they break down the evolving world of fixed indexed annuities and how these vehicles can provide principal protection , guaranteed lifetime income , and a meaningful r...

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss how modern life insurance can be more than a death benefit—it can be an all-in-one tool for retirement planning strategies , tax advantages of life insurance , and long-term care insurance . With guest expert Jim Bowman , they explain how well-structured cash value policies—especially Indexed Universal Life —can provide...

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the latest provisions of the One Big Beautiful Bill and how these updates directly affect retirees and pre-retirees. Joined by tax expert Taylor Wolverton, CFP® and EA, they dive into key areas of the 2025 tax changes that could significantly impact your retirement planning strategies . From estate tax exemption levels t...

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the recent Fed rate cuts and what they mean for your retirement. After years of historically high Federal Reserve interest rates , the first rate cut of 2025 signals an important turning point for retirees and those planning retirement. With retirement interest rates shifting, CDs, bonds, and even savings accounts are no...

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss what it really takes to retire before 65 and the key strategies you need to make early retirement not only possible but sustainable. Many people assume that leaving work before Medicare at 65 is too expensive or too risky, especially when it comes to health insurance before Medicare , tax planning, and long-term income s...

In this episode of the Secure Your Retirement Podcast, Radon and Murs discuss the latest developments around the One Big Beautiful Bill Act and how it may impact your ability to claim a SALT deduction in 2025 . From understanding the SALT cap to weighing the benefits of standard vs itemized deduction , they break down what these tax changes could mean for your retirement planning strategy. Taxes a...

In this episode of the Secure Your Retirement Podcast , Radon Stancil and Murs Tariq sit down with Medicare specialist Shawn Southard to unpack the recent developments around Medicare Advantage brokers, broker compensation, and the impact of a federal court ruling on CMS Medicare rules . With Medicare open enrollment and aggressive Medicare marketing campaigns happening every year, understanding h...

In this episode of the Secure Your Retirement Podcast , Radon and Murs discuss the “One More Year Trap” and why so many people struggle with knowing when it’s time to retire. For many, the decision to retire is not just about money—it’s about mindset, emotions, and confidence. They explore the common reasons people delay retirement, from financial incentives like bonuses and stock vesting schedule...

In this episode of the Secure Your Retirement Podcast , Radon and Murs discuss the newly passed tax legislation known as the Big, Beautiful Bill and its significant impact on retirement tax planning. They are joined by Taylor Wolverton , a Certified Financial Planner and Enrolled Agent, who breaks down how the standard deduction 2025 increase and new senior tax deductions can help retirees save th...

In this episode of the Secure Your Retirement Podcast, Radon and Murs discuss the crucial differences between investing before retirement and investing during retirement , and how your approach to risk, growth, and income changes as you move from the accumulation years to the de-accumulation phase. They break down why the strategies that work in your 30s, 40s, and 50s often need to be adjusted onc...

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss one of the most common and important financial decisions in pension and retirement planning —whether to take a pension annuity or lump sum . They explain how this decision can impact your overall retirement income planning , legacy goals, tax strategy, and long-term financial flexibility. This isn’t a one-size-fits-all a...

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss a powerful and often overlooked tax strategy: Net Unrealized Appreciation (NUA) . Joined by their in-house tax and financial strategist Taylor Wolverton, they break down NUA explained in a simple and clear way, helping you understand how company stock inside your 401(k) could lead to significant tax savings in retirement...

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss a real-life retirement planning case study featuring a fictitious couple, John and Jane, who are 55 and aiming to retire at 62. With $2 million in savings, they’re asking the question so many do: Can I retire early and still live comfortably? Using advanced financial planning tools, they break down how income, Social Sec...