Save your Retirement with Pat Strubbe

Women are more inclined to think of others before they think of themselves. They think of their children, their spouse, their parents, and she serves all of them with her love. But along the way, that woman may lose sight of another important figure in her life – herself. Statistics show that women live longer than men, and because of this, retirement can bring more challenges to her than it will...

Two things most Americans can count on come retirement: Social Security and Medicare. You've worked so hard to earn these benefits, but to make the most of them need to have a good understanding of the programs and their many moving parts. You also need to make the right decisions about your benefits, at the right time, for your personal situation. This show will help provide listeners with the ba...

How could the financial moves a person makes before the end of the year help them get closer to the retirement they envision? This show details financial moves to consider before year’s end to help get listeners closer to a financially confident retirement — strategies that can not only boost savings, but help to lower taxes and help protect assets as well. Keeping more in your pocket for retireme...

Two things most Americans can count on come retirement: Social Security and Medicare. You've worked so hard to earn these benefits, but to make the most of them need to have a good understanding of the programs and their many moving parts. You also need to make the right decisions about your benefits, at the right time, for your personal situation. This show will help provide listeners with the ba...

Two things most Americans can count on come retirement: Social Security and Medicare. You've worked so hard to earn these benefits, but to make the most of them need to have a good understanding of the programs and their many moving parts. You also need to make the right decisions about your benefits, at the right time, for your personal situation. This show will help provide listeners with the ba...

Being a celebrity…it’s the American dream, right? Money concerns don’t affect them like they do us, wouldn't you think? Well even celebrities − from all walks of life − aren’t immune to financial woes. Learn about the financial troubles various celebrities have encountered throughout their lives and careers and know that no one is immune from losing money. What can we learn from their mistakes? If...

What if I don’t have enough income to retire? What if I run out of money before I run out of life? What if I’m taking too much risk with my accounts? What if something happens to me and I’m no longer able to make decisions? These are questions all potential soon-to-be retirees should ask now, before they’re potentially hit with the question, “What now?” Because planning ahead can help make for the...

Think about all the ad slogans you’ve heard over the years and I’m guessing you can name at least 5 of them. You recognize all these slogans because they’re simple. And their marketing is so effective that you can picture the logos of these companies and hear that catchy jingle in your head. Because simple sells. But that’s a trap when it comes to retirement, because retirement can be complicated...

Sometimes we can neglect the instances where retirement is suddenly thrust on someone because of unforeseen complications, like a health-related problem. This show dives into that scenario and what can be done to help ensure a comfortable retirement for the retiree. If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/when-retirement-c...

You visit your doctor every year for your annual check-up to stay healthy and to be aware of any potential issues when it comes to your health. Why should your financial health be any different? That only multiplies in importance once you get in retirement, because you’re no longer earning a paycheck. This show examines what you need to be aware of for your financial health in pre-retirement and r...

The Federal Reserve recently cut interest rates, a move that could signal the start of a new cycle of rate cuts to bolster the U.S. economy. It provides a view that a slower-growing economy with low investment returns and workers having to either save more or stay employed longer could be ahead. How might it affect retirees? Will they have to take on more risk to stay retired? If you enjoy the pod...

A phone call or website can seem so impersonal. And worse, it could be a scam. At least, those are possible thoughts one may have before they visit someone to handle their finances in retirement. It’s a scary thought to go out there and do something new. So, to help provide more confidence to face the unknown, this show will focus on what the process is like for a first meeting with a financial pr...

Living to the ripe old age of 100 isn’t as farfetched as it used to be. And as the likelihood of living that long increases, so, too, does the risk of outliving your money. This show details some of the steps people can take today to extend the life of their assets for all those tomorrows that may lie ahead, including suggestions for managing and stretching Social Security benefits, investments, r...

We’ve all heard that we need to save for retirement. But the end goal seems more elusive today than ever. Is there a way to save that will actually have a larger positive impact on the retirement bottom line? Are there certain financial building blocks that, when put in place now, will help create a retirement portfolio designed to last as long as you do? Today’s show details some of the fundament...

It’s hard to discuss life and death matters with your family, because any loss in family is just too hard to even think about. But not discussing these matters can also bring pain, and sometimes, hardships. Should something happen to you – and especially if you’re the breadwinner – you need to plan ahead not just for your sake, but for the sake of your family. You need to discuss a variety of topi...

This show addresses one of the most common retirement planning questions: “Am I on track to retire?” The show speaks to the importance of defining one’s financial needs and objectives. It also asks the question: “How much should we have saved for retirement? If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/is-your-retirement-plan-o...

Who ARE the Seven Retirement Villains? And more importantly, how do you protect yourself from them? In this show, we dig into Pat's best-selling book, the seven retirement villains, and specific steps you can take to protect yourself and your retirement. If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/the-seven-retirement-villains...

The month of March brings us one of the greatest sporting events, the NCAA March Madness tournament. And whether you watch much college basketball or not, many still fill out brackets at the office or with friends. When trying to decide who wins it all, you ask yourself, “Do they have all the right pieces to go all the way and win the national championship?” Well, if you had to put a retirement pl...

When you look at your finances do you wonder if you are truly prepared for retirement? Unfortunately, just having a 401(k) and collecting Social Security may not cut it for many of us anymore. But is there a key retirement piece you might be overlooking? We’ll address that big question on today’s show by posing — then answering — four other key questions. If you enjoy the podcast, would you please...

While we may remember 2008 and the damage the market caused to our economy, it’s also hard to remember that bear markets happen more often than we remember, especially after the market went on a remarkable bull run. But the market is beginning to look dubious again and who knows what awaits in 2020 and beyond. Don’t let the whims of the market dictate your life or your retirement. In this show, be...

If you are retiring soon or recently retired, it’s time to shift the fundamental reasoning for how you invest your dollars. It’s normal to have some hesitancy when it comes to transitioning your investments to coincide with this new phase of your life. Up until now, you have been investing for two primary reasons, to save money and to grow money. Now it’s time to shift that mentality into keeping...

Change can be hard. We all know that. And maybe that’s why we keep making New Year’s resolutions each year, even though many are forgotten before the spring thaw. But what if we made change easier? Well, that’s our goal for today as we go through resolutions that can benefit you in the new year. Resolutions that are approachable, easy to implement, realistic. Resolutions like planning for retireme...

There’s an often-overlooked but potentially very beneficial type of maneuver for retirement-minded people to consider if they currently have assets in a 401(k), 403(b), IRA, Roth IRA, life insurance policy or annuity contract. It’s called a rollover, and this show provides listeners with different rollover maneuvers that, when performed at the right time, the right way and for the right reasons, c...

Interest rates are rising, and many expect they’ll continue to do so. Whether that’s a good thing or a bad thing for a person’s retirement finances depends largely on the measures they take proactively to manage interest rate risk and, where possible, to position their assets to capitalize on rising interest rates. This show provides listeners with suggested steps they can take — with their invest...

Annuities. That insurance offering that actually guarantees income...at a cost. Is it worth the price? It depends: It depends on whether your income sources will provide enough to cover your fixed costs in retirement. It depends on your portfolio’s liquidity, tax profile, and asset mix. It depends on how your retirement portfolio is set up to withstand the erosive risks of market volatility, infla...