Save your Retirement with Pat Strubbe

Who doesn’t want to determine their own financial destiny? Getting to that point can seem like an overwhelming process. But it doesn’t have to be. In today’s show we’ll go through key, practical steps to gaining control of your finances, for today and through your retirement. From understanding your financial situation and establishing a budget to building a portfolio that is geared toward flexibi...

There’s plenty of noise about retirement’s most misunderstood vehicle. Some good - some bad. But what’s the real deal? Are annuities good for retirement…or not? Today we'll help you learn if they could be a fit for you or not. If you enjoy the podcast, would you please consider leaving a short review on podcasts.apple.com/us/podcast/all-about-annuities-is-an-annuity-right-for-you/id1053921132?i=10...

Today’s show is about the biggest threat to your retirement. It’s not inflation. It’s not the stock market. And it’s not the skyrocketing cost of healthcare. It’s living longer. This isn’t someone’s “opinion.” It’s a fact. People are living longer than ever before. And that means you need a strategy to make your money last 25, 30, or even 40 years. Listen and learn solutions to this retirement cha...

How do you know if your retirement portfolio is really ready for action? Does it have the stamina to last as long as you do? Does it have the diversity and liquidity to withstand taxes? Market volatility? Inflation? What about the income sources to cover health care, let alone your day-to-day expenses? It’s a lot to consider. But so are the ways a plan can be derailed. And because we don’t have a...

How sturdy is your financial house? Is it built on a solid foundation – the rock? or like the foolish man, is it built upon the sand? Tune in to find out what goes into building your financial house, and more importantly: making sure it stays up! If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/building-your-financial-house-in-reti...

Preparing for retirement can be daunting, but you’re not alone. Pat’s down-to-earth humor and expertise shines through with his plain English answers to common financial questions. With nearly 25 years retirement-planning experience, and the knowledge gained from writing his best-selling book, Save Your Retirement, Pat educates his listeners on common retirement topics, such as: annuities, health...

Preparing for retirement can be daunting, but you’re not alone. Pat’s down-to-earth humor and expertise shines through with his plain English answers to common financial questions. With nearly 25 years retirement-planning experience, and the knowledge gained from writing his best-selling book, Save Your Retirement, Pat educates his listeners on common retirement topics, such as: annuities, health...

Preparing for retirement can be daunting, but you’re not alone. Pat’s down-to-earth humor and expertise shines through with his plain English answers to common financial questions. With nearly 25 years retirement-planning experience, and the knowledge gained from writing his best-selling book, Save Your Retirement, Pat educates his listeners on common retirement topics, such as: annuities, health...

Preparing for retirement can be daunting, but you’re not alone. Pat’s down-to-earth humor and expertise shines through with his plain English answers to common financial questions. With nearly 25 years retirement-planning experience, and the knowledge gained from writing his best-selling book, Save Your Retirement, Pat educates his listeners on common retirement topics, such as: annuities, health...

Preparing for retirement can be daunting, but you’re not alone. Pat’s down-to-earth humor and expertise shines through with his plain English answers to common financial questions. With nearly 25 years retirement-planning experience, and the knowledge gained from writing his best-selling book, Save Your Retirement, Pat educates his listeners on common retirement topics, such as: annuities, health...

Preparing for retirement can be daunting, but you’re not alone. Pat’s down-to-earth humor and expertise shines through with his plain English answers to common financial questions. With nearly 25 years retirement-planning experience, and the knowledge gained from writing his best-selling book, Save Your Retirement, Pat educates his listeners on common retirement topics, such as: annuities, health...

Preparing for retirement can be daunting, but you’re not alone. Pat’s down-to-earth humor and expertise shines through with his plain English answers to common financial questions. With nearly 25 years retirement-planning experience, and the knowledge gained from writing his best-selling book, Save Your Retirement, Pat educates his listeners on common retirement topics, such as: annuities, health...

Preparing for retirement can be daunting, but you’re not alone. Pat’s down-to-earth humor and expertise shines through with his plain English answers to common financial questions. With nearly 25 years retirement-planning experience, and the knowledge gained from writing his best-selling book, Save Your Retirement, Pat educates his listeners on common retirement topics, such as: annuities, health...

In construction, the key to a sturdy, long-lasting house is the foundation. The same goes for people seeking to build a solid financial house for retirement: It all starts with a sturdy foundation. This show details the eight pillars — assets, income, protective features and more — that go into building a financial house for retirement that’s not just comfortable to live in but designed to withsta...

Retirement can account for two, three or more decades of a person’s life. As such, retirement can be broken up into three stages – the early active years, a transition period and then the final years. Stages that come with its own unique risks that can easily derail many retirement dreams. Unless of course these risks are accounted for and addressed ahead of time with well-thought-out, straightfor...

Preparing for retirement can be daunting, but you’re not alone. Pat’s down-to-earth humor and expertise shines through with his plain English answers to common financial questions. With nearly 25 years retirement-planning experience, and the knowledge gained from writing his best-selling book, Save Your Retirement, Pat educates his listeners on common retirement topics, such as: annuities, health...

Deciding to retire is one of the biggest steps a person will take in their lifetime. When one part of you is saying, “It’s time,” it’s important to pause and ask, “Am I in a good financial place to retire?” This show will help listeners answer that question for themselves by providing them with eight things they absolutely must know — about the biggest retirement risks, about their income situatio...

Most people get excited when they think about retirement. The time to pursue hobbies, travel, to slow down and smell the roses. But with that next phase in life can come the worry of how to pay for it. The question of whether the investment decisions being made now are the right ones. Will the savings be enough? How to cover the moving targets of healthcare costs? And taxes. These are questions th...

Investing for Growth and Income: Why you need both, and how to get them Saving for retirement is one thing. But figuring how or where to invest that money can be quite another. Do you invest for growth or for income? That is, generally speaking, do you invest in stocks or bonds? For most people, historically the answer has come down to where they are relative to retirement: If before retirement, t...

Every other day it seems like there are new ways to help us stay healthy: practicing yoga, taking fish oil or turmeric supplements, solving Sudoku puzzles, the list goes on. And as we get older - and perhaps face a couple more wrinkles or aches and pains - many of us tend to pay more attention to these tips in an effort to maintain and even strengthen our overall physical wellness. But what about...

Thinking about, let alone planning for the death of a loved one is something many of us choose to set aside for later — or maybe never. But what if that person is the household’s breadwinner? How would you replace that paycheck, even in the short term? How will the bills get paid? To the point, will your family be okay if something happens to their breadwinner? Today, we’ll walk our listeners thro...

Most people are familiar with the concept of diversification as it applies to their assets — spreading money across stocks, bonds, cash, etc., so all your eggs aren’t in one basket. What many don’t know is that with retirement looming on the horizon, they need to consider several different levels of diversification to give their assets a better chance of providing enough income to last throughout...

You know you need to save money for retirement. And you have been, maybe not as much as you should be, but you’ve been saving. Yet a nagging question remains: have you been saving in a way that will enable your money to last as long as you need it to? Even with market volatility, or if inflation or taxes shoot up? Even if you or your spouse gets sick? Those are hard questions to answer, but if you...

There are some things that just go together. Like peanut butter and jelly. Cookies and milk. How about retirement savings and risk? Now that combination sounds the alarm for many people. But do you really know how much risk is in your portfolio? Do you know what would happen to your savings if interest rates spiked or international stocks dropped? What risks would your portfolio and therefore your...

Life insurance is one of the most valuable and versatile assets a pre-retiree or retiree can have. Yet not only do people tend to question whether buying life insurance is a worthwhile expenditure, they’re also intimidated when it comes to purchasing it. Today’s show helps listeners understand why they should consider life insurance, how life insurance works, the many ways it can help protect a fa...