Save your Retirement with Pat Strubbe

Are you concerned at all that tax rates could go up in the future? If so, you are not alone! Join us as Jen and Pat interview David McKnight, the best-selling author of The Power of Zero as they discuss tax planning as well as his new book, "Tax-Free Income for Life."

Are you concerned at all that tax rates could go up in the future? If so, you are not alone! Join us as Jen and Pat interview David McKnight, the best-selling author of The Power of Zero as they discuss tax planning as well as his new book, "Tax-Free Income for Life." If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podcast/interview-with-...

When it comes to the government’s response to COVID, are the relief packages too little? Too much? It’s still hard to say. There were good intentions with the stimulus relief packages, but when it comes to some of these temporary changes in the rules for your retirement accounts, you can’t forget there were strings attached. Plus, we’ll cover the biggest unknowns in retirement and much, much more....

There are lots of mistakes people tend to make during a recession; and new government rules allowing more access to retirement accounts might prompt you to make a mistake you can’t undo. So whatever you do…DON’T make a major mistake with your money! Plus, we’ll go over the topics that NEED to be on your retirement planning list and the financial taboos that make us cringe. If you enjoy the podcast...

We’re nearing the end of the third quarter of 2020 and most of us are over it. Can we just go ahead and move on to 2021 already? We’ll share some ideas about how 2021 could play out. And if you became a game show millionaire, could you really retire on what you won? We’ll answer that question, plus we’ll dive into our Save Your Retirement Mailbag. If you enjoy the podcast, would you please conside...

Should you be concerned about your Social Security benefits? It seems like the numbers just keep changing, and campaign promises are adding even more confusion to the mix. But we’ll try to help sort all of that out today! Plus, with all the options you have to weigh in retirement, it feels like the longest game of Would You Rather…ever! If you enjoy the podcast, would you please consider leaving a...

We’re nearing the end of the third quarter of 2020 and most of us are over it. Can we just go ahead and move on to 2021 already? We’ll share some ideas about how 2021 could play out. And if you became a game show millionaire, could you really retire on what you won? We’ll answer that question, plus we’ll dive into our Save Your Retirement Mailbag.

Should you be concerned about your Social Security benefits? It seems like the numbers just keep changing, and campaign promises are adding even more confusion to the mix. But we’ll try to help sort all of that out today! Plus, with all the options you have to weigh in retirement, it feels like the longest game of Would You Rather…ever!

Despite all the hits the economy has taken in 2020, Americans are still piling money into their retirement accounts. We’ll discuss if there’s ever a good time to slow down on those retirement contributions, plus we’ll cover the three stages of retirement and a rundown of the things that could seriously damage your plan. If you enjoy the podcast, would you please consider leaving a short review on...

The second quarter of 2020 was the worst the U.S. has ever had. Economists hope for recovery in the third quarter, but it depends on just how well we can keep the virus in check. It’s not all bad news, though. We’ll also hear some financial tips from the rich and famous, and we’ll answer your questions when we open our Save Your Retirement mailbag. If you enjoy the podcast, would you please consid...

Government spending continues to ramp up and the U.S. budget deficit hit an all-time high in June of 2020. The Social Security Trust Fund was projected to go broke in 2035, and that projection was released before the covid pandemic hit! With forced early retirements and millions still unemployed, Social Security faces new challenges. Pat discusses how these things could impact your retirement, plu...

When we think about retirement and what you need to focus on with your money, four things often come to mind, and we think that everyone in retirement needs at least these four things in their plan in varying levels – Protection, Growth Potential, Income and Liquidity. If you enjoy the podcast, would you please consider leaving a short review on podcasts.apple.com/us/podcast/four-retirement-buildi...

A phone call or website can seem so impersonal. Or worse, it could be a financial scam. At least, those are possible thoughts one may have before they visit someone to handle their finances in retirement. It can be a scary thought to go out there and do something new. So, to help provide more confidence to face the unknown, this show will focus on what the process is like for a potential new clien...

A phone call or website can seem so impersonal. Or worse, it could be a financial scam. At least, those are possible thoughts one may have before they visit someone to handle their finances in retirement. It can be a scary thought to go out there and do something new. So, to help provide more confidence to face the unknown, this show will focus on what the process is like for a potential new clien...

If you are retiring soon or recently retired, it’s time to shift the fundamental reasoning for how you invest your dollars. Moving from your working career and “paycheck” mode into retirement and “distribution” mode is a serious deal. It’s normal to have some hesitancy when it comes to transitioning your investments to coincide with this new phase of your life. But now it’s time to shift that ment...

If the year 2020 has taught us anything, it’s that income is critical. There are all sorts of ways to make money and earn a living while you’re working. But when you’re retired, the choices are different. Today’s show is all about what you should know about creating income in retirement. If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/pod...

First, it was the SECURE Act that passed at the end of 2019. Then the Coronavirus happened sending the markets and the economy into a tailspin. We may be only talking about a couple of months here, but planning for retirement has changed because of recent events. So, what will be the new normal? We’re less concerned about a new status quo and more concerned that your retirement plan is designed to...

You visit your doctor every year for your annual check-up to stay healthy and to be aware of any potential issues when it comes to your health. Why should your financial health be any different? That only multiplies in importance once you get in retirement, because you’re no longer earning a paycheck. This show examines what you need to be aware of your financial health in pre-retirement and retir...

When times get tough, it’s easy to get overwhelmed by feelings of doubt. But is that really the best way to succeed? Today we’ll talk about how you can make a shift to focus on the silver lining in the darkest of days, and how to identify opportunities for success in challenging times. If you enjoy the podcast, would you please consider leaving a short review on https://podcasts.apple.com/us/podca...

When people think about a market crash, their mind immediately goes back to 2008. Yet no matter the year, no one can really tell when we’re in a bull market or bear market until we’re already well entrenched. So how are investors to cope with this possibly unsettling information? Working with a financial advisor, we believe those who are in an accumulation stage of life should continue to invest w...

Fears of the coronavirus sent the markets tumbling in February and March, raising concerns that global economic growth could be impacted. So, medical emergencies can even cause market volatility? What are retirees to do? How do you plan for something like a virus outbreak in your retirement plan? We’ll discuss how to react and what to consider when the unexpected occurs, and ways to help ensure yo...

It’s easy to go from one extreme to the other when it comes to being risky or ultra conservative, but we might need to be somewhere in between. For most of us, we don’t want as much excitement as we age – especially when it comes to our money. There’s just no sense in taking unnecessary risk. So today we’ll talk about how you help ensure you have the right balance between risk and safety within yo...

Retirement is one of the most important life stages a person will go through, and with people living longer, the need to properly plan for retirement is critical. This can be a daunting undertaking. In this show, we’ll look at some key points that can help get you on the right track to planning a successful retirement. If you enjoy the podcast, would you please consider leaving a short review on h...

You are the captain of your own retirement and just as much as a captain of a ship does, you make the decisions for the direction you choose, navigate the storms that will come your way and anything else that may happen while you’re adrift. But a captain always has someone by his side to shoot ideas off of, offer alternatives and should something happen to the captain, finish the voyage that the c...

Change can be hard. We all know that. And maybe that’s why we keep making New Year’s resolutions each year, even though many are forgotten before the spring thaw. But what if we made change easier? Well, that’s our goal for today as we go through resolutions that can benefit you in the new year. Resolutions that are approachable, easy to implement, realistic. Resolutions like planning for retireme...