Save your Retirement with Pat Strubbe

For years, you’ve been focused on saving and accumulating wealth. But you don’t want to forget an important part of the equation – how do you get money out of those accounts? What are the taxes that it can trigger when you start withdrawing money? It’s important that you understand the rules when it comes to taking money out of your retirement accounts AND potential changes in the law if you want...

It’s time to face the fact that higher taxes are probably coming. Most people don’t realize we’re in a low tax rate environment, but taxes aren’t going to remain “on sale” forever. This week we’ll cover how the Biden tax hikes are starting to come into focus and what you can do to help protect your savings from higher taxes down the road. We’ll also talk about the biggest transfer of wealth in his...

Many are optimistic that the US is finally emerging from the pandemic, but with millions still unemployed and concerns about possibly higher inflation in the future, only time will tell if we could truly make a recovery. We’ll hear from the chair of the Federal Reserve on what’s going on with the labor force in the US. We’ll also spend some time talking to Generation X, because ready or not, Gen X...

Many are optimistic that the US is finally emerging from the pandemic, but with millions still unemployed and concerns about possibly higher inflation in the future, only time will tell if we could truly make a recovery. We’ll hear from the chair of the Federal Reserve on what’s going on with the labor force in the US. We’ll also spend some time talking to Generation X, because ready or not, Gen X...

For the typical American household, Social Security represents the majority of their retirement assets. On this week’s show, you’ll learn about the factors you must consider before claiming and some of the biggest mistakes to avoid. Plus, we’ll talk about how to help you embrace the idea of living longer in retirement instead of dreading the idea of a long, costly retirement. www. SCPreservation.c...

How much does age really matter? Phil Mickelson proved at the 2021 PGA Championship that what matters even more than your age is what you believe you can do. And the fact is, more of us are living longer, leading more active lives in retirement. So, we need to get serious about planning for longevity. Today on Save Your Retirement we’ll talk about what goes into an income plan to make sure your mo...

To travel or not to travel - that is the big question many Americans are considering as we get into the summer travel season. More destinations and attractions are opening back up, more people are vaccinated, and more people are itching to get out of their homes for a while. But even if travel isn’t on your agenda for summer of 2021, now is the perfect time to start planning for your summer 2022 v...

There’s no question that inflation is a huge concern for Americans, especially those who are living on a fixed income in retirement. Could there be an even bigger threat to the economy? Some experts think so. And no matter where the economy is when you’re retired, at the end of the day there’s no retirement without income. Today on Save Your Retirement with Pat Strubbe we’re here to help you learn...

There are a few expenses in retirement that we just can’t escape. Business Insider says paying taxes is one of them. But not so fast. This week, Pat shares some of the keys to reducing or even eliminating your taxes in retirement. You don’t want to miss it!

For weeks now we’ve been sounding the alarm that higher taxes are probably coming. The spending plans being proposed by President Biden involve trillions of dollars to pay for infrastructure and other efforts, and he is eyeing higher taxes in the future. We’re told the Biden tax increases are expected to target the wealthy, but we have some insights from a financial analyst who says the impact cou...

"Most Americans get a failing grade when it comes to retirement literacy, according to The American College of Financial Services. On this week’s show we cover what the scores are for financial literacy, and how we can close the gap when it comes to our knowledge on retirement. You don’t want to miss it! www. SCPreservation.com"

"Can you have too much of a good thing? Surges in different economic sectors could mean a “super charged” economy in the near future. That could mean massive volatility for your retirement money. If you don’t know what might happen to your retirement savings if the markets take a hit, a 15-minute financial checkup with us is probably worth your time. And listening to our show today is most definit...

"We’ve dealt with unprecedented challenges this year, but does that mean we need brand new solutions? Or are there time-tested principles for dealing with financial difficulties? Today we’ll go back to the basics and focus on financial fundamentals for retirement. Plus, we’ll cover strategies for breaking down your expenses in retirement and we’ll even have some holiday fun on this week’s episode...

"2021 will be here before you know it…that’s when Congress will be back in session and by then we’ll have more answers on the final makeup of Congress. So, will Washington be in gridlock or will we see any changes that could impact your retirement? You don’t want to miss the nonpartisan(!) insights from a Washington insider coming up in our next episode of Save Your Retirement! www. SCPreservation...

Covid has affected us in all sorts of ways, especially with how we think about our money. In this week’s episode of “Save Your Retirement with Pat Strubbe” we’ve got our eye on consumer trends that could emerge in 2021 as we all continue to shift our behavior in response to the pandemic. Don’t miss it! www. SCPreservation.com

Resolutions are easy to make and even easier to break. Whether you’re ready to start 2021 off with a bang or you’re still reeling from everything that 2020 brought us, it’s time to look ahead and think about practical goals for the new year. It’s the New Year’s edition of “Save Your Retirement with Pat Strubbe!” www. SCPreservation.com

Any time is a good time to break a bad habit. Whether you want to make improvements in your routine at home, your job performance at work, with your physical health or your financial health, the time to make a positive change for your future…is right now. Join us as we discuss how this could improve your retirement plans.

"You might be celebrating the balance you’ve accumulated over the years in your retirement accounts. But not so fast. Don’t forget about your silent partner … Uncle Sam. After his cut, your net worth might not be as high as you thought it was. This week we’ll talk taxes and a very special guest joins the show to discuss Pat’s new book, The Retirement Secret. You don’t want to miss Pat’s interview...

"You might be celebrating the balance you’ve accumulated over the years in your retirement accounts. But not so fast. Don’t forget about your silent partner … Uncle Sam. After his cut, your net worth might not be as high as you thought it was. This week we’ll talk taxes and a very special guest joins the show to discuss Pat’s new book, The Retirement Secret. You don’t want to miss Pat’s interview...

"2021 is a big year for people who are turning 72. It’s time for their first required minimum distributions. Plus, the temporary suspension of required minimum distributions is over, so everyone needs to make sure they follow they take an RMD in 2021. Today on Save Your Retirement we’ll talk about what you need to understand about your retirement accounts and how you can be proactive so taxes won’...

"Whether it’s the spread of a virus, an election, action from the federal government, or this recent trend of shareholder activism, just about anything can cause bumps in the markets. And if you don’t want those wild swings to potentially impact your retirement, you’re in the right place. On today’s episode we’ll talk about strategies to help bring predictability to your retirement income so you h...

"Do you think Americans are saving more money or less money in the time of Covid? We’ll tell you what analysts are seeing in saving habits among Americans. Plus, there are several reasons why you could see your taxes increase under the Biden Administration. We’ll talk about what could happen with taxes in the future and how you can create protected income for your retirement. That’s all in this we...

"Just how much debt can our country handle? And what should you do if you’re worried about who could be paying for all that debt down the road? A lot of people have questions about their income and taxes in retirement. Tune in to learn more about strategies to try to protect yourself. www. SCPreservation.com"

"Interest rates are near record low levels. They’re so low, it may seem like you might as well just stuff your money under your mattress or stash it away in a cardboard box since it’s hardly earning anything. Today learn strategies for how retirees can generate income without risking their entire life savings in the stock market. www. SCPreservation.com"

How do you plan for the future when there’s so much we don’t know? It’s the challenge that’s always been there, but it’s a lesson we’ve all had to learn with the uncertainty and turmoil of 2020. Plus, Gene Simmons “kissed” higher taxes goodbye this year and we’ll talk about how you can, too! All that and much, much more when you tune in to our next episode of Save Your Retirement with Pat Strubbe.