Retiring Today

You can’t “set it and forget it” when it comes to investments - you have to update your investment plan as you get closer to retirement. If you think about it as a slow cooker - you might turn the heat down on risk and crank up the temp on diversification. In this episode we talk about how the investment strategy changes as you head to and through retirement. 

Tax Planning is one of the six components included in every customized retirement plan we help individuals and families put together. We call it Your Merkle Plan. In this episode of Retiring Today, Chawn Honkomp joins us in the podcast booth to talk about the steps you can take to control of taxes in retirement. 

Want to make the most out of your income in retirement? Schedule your 15 Minute Retirement Check-Up Call to talk with a retirement planner at MerkleRetire.com -- ABOUT THIS EPISODE Retirement income is a new concept if you've been receiving W-2 wages for the last 30 or 40 years. In this episode of Retiring Today, Loren Merkle discusses how to turn your retirement savings into retirement income. Pl...

Retirement is so much more than investments. It’s an entire lifestyle. In this episode of Retiring Today, learn how building a lifestyle plan is essential to your retirement vision and how Merkle Retirement Planning offers opportunities for fun, education, and connecting with your peers!

What happens to my 401(k) when I retire? You have a lot of options. In this episode of Retiring Today, we cover two: leave it or roll it. Listen now to learn about the advantages and disadvantages of both. 

Are you ready to retire? Schedule your 15 Minute Retirement Check-Up Call to talk with a retirement planner at MerkleRetire.com -- ABOUT THIS EPISODE Are you ready for retirement, but don't know how to get started? Get organized with our Retirement Checklist. In this episode of Retiring Today, we talk about the things you can do right now to take control of your retirement.

The IRS has changed the IRA rules. Again. In this Episode of Retiring Today, we decode the new IRS guidelines and talk about what it means if you’ve recently inherited an IRA. We also cover the questions that are still unanswered by the IRS and what distribution strategies you have for your inherited IRA. 

Do you ever find yourself searching Google for answers to your retirement questions? In part two of The Web’s Most Searched Retirement Questions, we discuss more commonly searched retirement questions and their explanations. These topics range from taxes, RMDs, and choosing the best retirement account for you.

When you have a question about something, you most likely turn to Google to find the answer. It's estimated Google processes approximately 63,000 search queries every second, translating to 5.6 billion searches per day and approximately 2 trillion global searches per year. On this episode of Retiring Today, we are answering just a few of the web's most searched retirement questions. We discuss ret...

How do I figure out how much money I need in retirement? What does a Retirement Income Plan look like? How do I access the money in my accounts once I am retired? We answer these concerns and more in this episode of Retiring Today. 

In this episode of Retiring Today, we answer your most frequently asked retirement questions. From what is a retirement planner to Social Security and taxes, these are the things our retirement planners get asked the most. 

You’ve probably seen the headlines with phrases like - Stock Market Slump, Dismal January, and Bears Beware. No doubt the stock market has seen some wild swings recently. In this episode of Retiring Today, we will discuss how these market swings don’t need to equal retirement swings.

According to a new report by Financial Engines, 68% of adults aged 55 and over admit that they procrastinated setting money aside for retirement. In this episode of Retiring Today, we discuss procrastinating and how it could affect your legacy plan.

What factors will determine the economy in 2022? In this episode of Retiring Today, we discuss the 2022 financial outlook including COVID, labor shortages, and the stock market. Plus, what you can do to take control of your retirement in the midst of the uncertainty of a new year. 

According to a Business Insider 2021 article by Ben Winck, the average chance adults expect to work beyond 62 is 50.1%. That’s down from 51.4% in March and marks the smallest share since the Federal Reserve Bank of New York’s survey began in 2014. In this episode of Retiring Today, we discuss the Retirement Resignation Revolution and how to know if you’re ready to retire.

2022 is just around the corner. Is this the year you retire? Or maybe it’s the year you get serious about planning. In this episode of Retiring Today, we discuss five retirement resolutions you can do this year to help you get retirement ready!

What happens to you when you’re gone is not a fun conversation - but it’s an important one. In this episode of Retiring Today, we are heading back to the classroom for Legacy Planning 101. We will tackle this tough topic plus provide you with the action steps you can take right now to protect the wealth you’ve worked so hard to achieve.

For many, their retirement vision includes leaving a legacy for loved ones or charities. Those loved ones are often children or grandchildren. In this episode of Retiring Today, we talk about when, how, and if you should involve your children in your retirement planning process.

Give and save. Sounds great right? In this episode of Retiring Today, we discuss a strategy that could help you accomplish just that.

When The Price is Right started back in 1956 a loaf of bread cost just 18 cents. In this episode of Retiring Today, we tackle the topic of inflation through one of America’s favorite gameshows. 

Everyone wants a superhero on their side when it comes to retirement. In this episode of Retiring Today, we talk about the superpowers of Social Security. Learn how to maximize your benefit and make sense of all of the options you have for electing this important piece of your retirement income. 

When there’s something strange in your neighborhood, who you gonna call? Ghostbusters! In this episode of Retiring Today, we have some fun fighting the ghosts that could haunt your retirement plan. 

Do you have the right person on your team to help you through retirement? Many people tell us they have a long standing relationship with their current adviser - but are they the best person for the job? In this episode of Retiring Today, we tackle how to decide - what to look for in a retirement planner and how to break up with your current adviser, if it’s what’s best for your retirement vision.

You live together. You’ve raised kids together. You’ve saved together. But should you retire together? In this episode of Retiring Today, we explore how to answer this question both financially and emotionally. 

When you have a question about something or want to learn more about a topic, where do you typically turn? Google is apart of our daily lives. Account to a Google Search Study, Google Processes over 3.5 billion searches per day. Did you know about 30% of people get their financial information from a Google search but the results of a Google search are not your retirement plan. In this episode of R...