Retiring Today

Is Social Security still a mystery to you? Schedule your 15 Minute Retirement Check-Up Call to get your questions answered and talk with a retirement planner at MerkleRetire.com -- ABOUT THIS EPISODE Social Security is an essential part of your retirement income – but with all the information and misinformation out there, the best decision can feel like a big mystery. We make sense of Social Secur...

Want to make the most out of your investments in retirement? Schedule your 15 Minute Retirement Check-Up Call to talk with a retirement planner at MerkleRetire.com -- 2022 was the last year for the market since 2008. Plus- 2022's double-digit bond market loss was the worst since 1976. Miserable markets can be great news... but how? Today we talk about three reasons to be optimistic after a mi...

Is retiring in your 50s right for you? Schedule your 15 Minute Retirement Check-Up Call to talk with a retirement planner about your specific situation here: https://bit.ly/3bDqHU -- ABOUT THIS EPISODE We are taking a journey through the decades - to help you live out your retirement vision! In this episode, we focus on your 50s. This is the decade where some are retiring, but most are still worki...

Is retiring in your 70s right for you? Schedule your 15 Minute Retirement Check-Up Call to talk with a retirement planner about your specific situation here: https://bit.ly/3bDqHU   --  ABOUT THIS EPISODE We are taking a journey through the decades - to help you live out your retirement vision! In this episode, we focus on your 70s. This is the decade when the government requires you to...

Is retiring in your 60s right for you? Schedule your 15 Minute Retirement Check-Up Call to talk with a retirement planner here: https://bit.ly/3bDqHU -- ABOUT THIS EPISODE We are taking a journey through the decades - to help you live out your retirement vision! What do in your 50s, 60s, and 70s – First in our three-part series. -- Sign up for our online Journey to Retirement workshop at RetireWit...

Are you wondering how SECURE Act 2.0 could affect you in retirement? Schedule your 15 Minute Retirement Check-Up Call to talk with a retirement planner here: https://bit.ly/3bDqHU -- SECURE Act 2.0 is changing the retirement landscape – again. This 300-page bill includes more than 90 retirement provisions including the rules around catch-up contributions and annuities. Here’s what you need to...

Are you wondering how SECURE Act 2.0 could affect you in retirement? Schedule your 15 Minute Retirement Check-Up Call to talk with a retirement planner here: https://bit.ly/3bDqHU -- SECURE Act 2.0 is changing the retirement landscape – again. This 300-page bill includes more than 90 retirement provisions. Many change the rules around Roth accounts. Here’s what you need to know! -- Loren Merk...

Are you wondering how SECURE Act 2.0 could affect you in retirement? Schedule your 15 Minute Retirement Check-Up Call to talk with a retirement planner here: https://bit.ly/3bDqHU -- ABOUT THIS EPISODE A new piece of legislation has been passed and you might be wondering, how could it impact your retirement. In this episode of Retiring Today, Loren Merkle and Molly Nelson are discussing how requir...

Check out this special message from Loren Merkle and producer, Richelle Smith, on what is ahead in 2023!

If you have concerns about how inflation could affect you in 2023, schedule your 15 Minute Retirement Check-Up Call to talk with a retirement planner here: https://bit.ly/3bDqHU -- New Year 2023 brings with it some positive changes, believe it or not, all thanks to inflation. In this episode of Retiring Today, Loren Merkle and Molly Nelson discuss the impact inflation and government changes h...

If you have concerns about retirement in 2023, schedule your 15 Minute Retirement Check-Up Call to talk with a retirement planner here: https://bit.ly/3bDqHUi -- If you plan to retire in 2023, this episode is your guide! Loren Merkle and Molly Nelson discuss what to consider and how to get started with your journey to and through retirement. They consider legislative and stock market changes...

If you have questions about the retirement red zone, schedule your 15 Minute Retirement Check-Up Call here: https://bit.ly/3bDqHUi In this episode of Retiring Today, Molly Nelson and Chawn Honkomp discuss the red zone of retirement. Similar to football, you need to have a retirement plan in place and a team on your side to help you achieve your goals. Listen to this episode to learn how you c...

If you have concerns about when to take Social Security in retirement, schedule your 15 Minute Retirement Check-Up Call here: https://bit.ly/3bDqHUi -- 86% of non-retired Americans 45 and older know they could receive higher Social Security payments by delaying benefits to 70 yet only 11% of respondents said they plan to wait that long. What about you? Should you wait until 70 or elect now? I...

With Thanksgiving just days away, we wanted to thank all our listeners! Whether you just found us for the first time or have been listening since the beginning, we are grateful for the continued support of our podcast. We will be back next week with a brand-new episode. Until then, we wish you and your families a wonderful Thanksgiving!

What is keeping you from retirement? In this episode of Retiring Today, Loren Merkle and Molly Nelson bust through the barriers and offer solutions to some of the things that could be keeping your from retirement.

If you have questions about the risks that could affect your retirement, schedule your 15 Minute Retirement Check-Up Call here:  https://bit.ly/3bDqHUi -- There are many risks associated with retirement – inflation, the stock market, taxes and more. Retirement planners specialize in building a comprehensive long-term plan so you can feel good about where you're headed. On this episode of...

You've saved for thirty or forty years and as retirement nears you start to think about your transition to spending that hard-earned money. On this episode of Retiring Today, Loren Merkle and Molly Nelson talk about the three stages of retirement spending and the strategy behind distributing your money to last the rest of your life. Loren Merkle, CERTIFIED FINANCIAL PLANNER™, RETIREMENT INCOM...

How do you feel about 2022? Are you glad it's almost over or are you savoring the last couple of months of the year? In this episode of Retiring Today, Chawn Honkomp and Molly Nelson talk about your concerns and questions about 2022, what to look forward to in 2023, and what you can do right now to take control of it all!

Schedule a 15-Minute Retirement Check-Up Call here:  https://bit.ly/3bDqHUi Inflation has soared, interest rates are on the rise, and the stock market is in a slump. You want to retire but you may be wondering how? In this episode of Retiring Today, Chawn Honkomp joins Loren Merkle and Molly Nelson in the podcast booth to discuss ideas on how to retire during a recession. Are you wondering if...

You spend decades saving for retirement, taking advantage of tax-deferred accounts and traditional IRAs, however there can be strings attached! On this episode of Retiring Today, we talk about RMDs and how to eliminate the shock of surprise.  -- If you have questions about how you can avoid these surprises, schedule a 15 Minute Retirement Check-Up Call with one of our retiremen...

Trying to figure out housing for yourself or a loved one can be overwhelming. Perhaps you are trying to decide whether to downsize or join a retirement community. Maybe your parent has considering assisted living or a nursing home. When it comes to making these decisions, there are an overwhelming amount of options, including how to pay for it all. In this episode of Retiring Today, Becky Mon...

This episode is all about celebrating our 100th episode of Retiring Today. We reflect on the topics that dominate our retirement conversations, the impact legislation has on your retirement, and what we are watching for next. Join Molly Nelson and Loren Merkle in this monumental episode of Retiring Today. -- If you have questions about your retirement journey, schedule a Complimentary 15 Minute Re...

The Federal Reserve raised benchmark interest rates by another three-quarter of a percentage point this week, and many are wondering how this will affect your retirement. In this episode of Retiring Today, Molly Nelson and Loren Merkle discuss four strategies you can implement into your portfolio to protect your assets against inflation.  -- If you have questions about your retirement journey...

Staying up to date on new legislation is crucial in keeping your retirement plan as resilient as possible. In this episode of Retiring Today, our Director of Medicare, AnnaMarie Morrow joins us to talk about recent changes to Medicare laws and how you and your retirement could be affected. -- If you have questions about your retirement journey, schedule a Complimentary 15 Minute Retirement Ch...

Caring for a spouse or loved one can have a lasting effect on you and your retirement plans. Will you need to retire early? Do you know how to navigate your needs, as well as the needs of those you're caring for? In this episode, Loren Merkle and Molly Nelson talk with Caregiving specialist Kathy Koenig about the role caregiving can play in your retirement and things you can do to make the be...