Retiring Today

Learn about everything you need to plan for in retirement! Sign up for our online Journey to Retirement workshop at RetireWithMerkle.com — ABOUT THIS EPISODE Owning stocks, bonds, and annuities may feel like a retirement plan – but investments alone aren’t enough. Discover what else you need to live out your retirement vision. — Loren Merkle, CERTIFIED FINANCIAL PLANNER™, RETIREMENT INCOME CERTIFI...

Take advantage of our complimentary online workshop and watch from your couch! Sign up for Journey to Retirement at RetireWithMerkle.com — ABOUT THIS EPISODE Original Medicare covers many medical and hospital services. But some of the things it doesn't cover might surprise you. You’ll need to plan to pay for some common medical expenses. — AnnaMarie Morrow, Director of Medicare Molly Nelson, H...

Don’t wait! Have a plan in place and DOWNLOAD your Succession Plan Checklist now at SuccessionChecklist.com — Are you worried about having a plan in place when you pass? Schedule your 15 Minute Retirement Check-Up Call to talk with a retirement planner at ⁠MerkleRetire.com⁠ — ABOUT THIS EPISODE When it comes to planning for retirement – we preach being prepared – and we emphasize “act now.” Your e...

Are you wondering how to transform the way you think about taxes in retirement? Schedule your 15 Minute Retirement Check-Up Call to talk with a retirement planner at  ⁠MerkleRetire.com⁠ -- ABOUT THIS EPISODE Retirement is a mindset shift. You are leaving the working years behind and looking forward to a new purpose – a new identity – and the time to pursue all the things you want to do in retireme...

Are you worried about how the debt limit crisis could affect you in retirement? Schedule your 15 Minute Retirement Check-Up Call to talk with a retirement planner about your specific situation at  ⁠MerkleRetire.com⁠ -- ABOUT THIS EPISODE The government has technically run out of money to meet its financial obligations and if the debt limit is not raised, it could lead to defaults on loans, unpaid...

Joy is such a big part of retirement, and studies show that those who enjoy retirement the most find things that bring them joy – it seems obvious but it can be difficult to find a new identity once you leave the working years behind. Today we are talking with speaker, coach, and joy connoisseur Lisa Even about how you can find joy in retirement. -- Lisa Even, Speaker, Coach, and Joy Connoisseur L...

Do you have a plan for retirement? Schedule your 15 Minute Retirement Check-Up Call to talk with a retirement planner about your specific situation at  ⁠MerkleRetire.com⁠ -- ABOUT THIS EPISODE Ready or not – retirement will hit you with a lot of decisions! What if you had a plan for these decisions, how much better would your retirement be? Today we have a showdown: Plan vs Decision, and spoiler a...

This week we are rebroadcasting one of our most popular episodes! Follow along with Loren, AnnaMarie, Molly, and Richelle as they discuss the importance of staying organized with Your Retirement Checklist . This checklist could help you discover some important retirement action steps you can do right now. It could also help you decide if you are ready to retire. -- Are YOU ready to retire? Schedul...

What challenges could you as a woman face in retirement? Schedule your 15 Minute Retirement Check-Up Call to talk with a retirement planner or our Director of Medicare at  ⁠MerkleRetire.com⁠ -- ABOUT THIS EPISODE Retirement is different for women. You face many additional challenges that men may not in retirement. In this episode of Retiring Today, we dive into those obstacles and how you could be...

Sign up for our online Journey to Retirement workshop at RetireWithMerkle.com -- ABOUT THIS EPISODE It makes sense that you may want to pass on some of your wealth to your children or grandchildren, but before you do it you should be aware of how the IRS may or may not tax those gifts and all the options you have for passing on your legacy. -- It is crucial to have a plan in place for yo...

Sign up for our online Journey to Retirement workshop at RetireWithMerkle.com -- ABOUT THIS EPISODE Have you ever wondered how to decrease your retirement tax bill? It starts with knowing the ways each of your retirement accounts will be taxed based on your specific situation. In this episode of Retiring Today, we cover the taxing of Social Security, IRAs, 401(k)s, stocks, and more! Listen now to...

Is Social Security still a mystery to you? Schedule your 15 Minute Retirement Check-Up Call to get your questions answered and talk with a retirement planner at MerkleRetire.com -- ABOUT THIS EPISODE Social Security is an essential part of your retirement income – but with all the information and misinformation out there, the best decision can feel like a big mystery. We make sense of Social Secur...

Want to make the most out of your investments in retirement? Schedule your 15 Minute Retirement Check-Up Call to talk with a retirement planner at MerkleRetire.com -- 2022 was the last year for the market since 2008. Plus- 2022's double-digit bond market loss was the worst since 1976. Miserable markets can be great news... but how? Today we talk about three reasons to be optimistic after a mi...

Is retiring in your 50s right for you? Schedule your 15 Minute Retirement Check-Up Call to talk with a retirement planner about your specific situation here: https://bit.ly/3bDqHU -- ABOUT THIS EPISODE We are taking a journey through the decades - to help you live out your retirement vision! In this episode, we focus on your 50s. This is the decade where some are retiring, but most are still worki...

Is retiring in your 70s right for you? Schedule your 15 Minute Retirement Check-Up Call to talk with a retirement planner about your specific situation here: https://bit.ly/3bDqHU   --  ABOUT THIS EPISODE We are taking a journey through the decades - to help you live out your retirement vision! In this episode, we focus on your 70s. This is the decade when the government requires you to...

Is retiring in your 60s right for you? Schedule your 15 Minute Retirement Check-Up Call to talk with a retirement planner here: https://bit.ly/3bDqHU -- ABOUT THIS EPISODE We are taking a journey through the decades - to help you live out your retirement vision! What do in your 50s, 60s, and 70s – First in our three-part series. -- Sign up for our online Journey to Retirement workshop at RetireWit...

Are you wondering how SECURE Act 2.0 could affect you in retirement? Schedule your 15 Minute Retirement Check-Up Call to talk with a retirement planner here: https://bit.ly/3bDqHU -- SECURE Act 2.0 is changing the retirement landscape – again. This 300-page bill includes more than 90 retirement provisions including the rules around catch-up contributions and annuities. Here’s what you need to...

Are you wondering how SECURE Act 2.0 could affect you in retirement? Schedule your 15 Minute Retirement Check-Up Call to talk with a retirement planner here: https://bit.ly/3bDqHU -- SECURE Act 2.0 is changing the retirement landscape – again. This 300-page bill includes more than 90 retirement provisions. Many change the rules around Roth accounts. Here’s what you need to know! -- Loren Merk...

Are you wondering how SECURE Act 2.0 could affect you in retirement? Schedule your 15 Minute Retirement Check-Up Call to talk with a retirement planner here: https://bit.ly/3bDqHU -- ABOUT THIS EPISODE A new piece of legislation has been passed and you might be wondering, how could it impact your retirement. In this episode of Retiring Today, Loren Merkle and Molly Nelson are discussing how requir...

Check out this special message from Loren Merkle and producer, Richelle Smith, on what is ahead in 2023!

If you have concerns about how inflation could affect you in 2023, schedule your 15 Minute Retirement Check-Up Call to talk with a retirement planner here: https://bit.ly/3bDqHU -- New Year 2023 brings with it some positive changes, believe it or not, all thanks to inflation. In this episode of Retiring Today, Loren Merkle and Molly Nelson discuss the impact inflation and government changes h...

If you have concerns about retirement in 2023, schedule your 15 Minute Retirement Check-Up Call to talk with a retirement planner here: https://bit.ly/3bDqHUi -- If you plan to retire in 2023, this episode is your guide! Loren Merkle and Molly Nelson discuss what to consider and how to get started with your journey to and through retirement. They consider legislative and stock market changes...

If you have questions about the retirement red zone, schedule your 15 Minute Retirement Check-Up Call here: https://bit.ly/3bDqHUi In this episode of Retiring Today, Molly Nelson and Chawn Honkomp discuss the red zone of retirement. Similar to football, you need to have a retirement plan in place and a team on your side to help you achieve your goals. Listen to this episode to learn how you c...

If you have concerns about when to take Social Security in retirement, schedule your 15 Minute Retirement Check-Up Call here: https://bit.ly/3bDqHUi -- 86% of non-retired Americans 45 and older know they could receive higher Social Security payments by delaying benefits to 70 yet only 11% of respondents said they plan to wait that long. What about you? Should you wait until 70 or elect now? I...

With Thanksgiving just days away, we wanted to thank all our listeners! Whether you just found us for the first time or have been listening since the beginning, we are grateful for the continued support of our podcast. We will be back next week with a brand-new episode. Until then, we wish you and your families a wonderful Thanksgiving!