Retiring Today

You’ve probably seen the headlines with phrases like - Stock Market Slump, Dismal January, and Bears Beware. No doubt the stock market has seen some wild swings recently. In this episode of Retiring Today, we will discuss how these market swings don’t need to equal retirement swings.

According to a new report by Financial Engines, 68% of adults aged 55 and over admit that they procrastinated setting money aside for retirement. In this episode of Retiring Today, we discuss procrastinating and how it could affect your legacy plan.

What factors will determine the economy in 2022? In this episode of Retiring Today, we discuss the 2022 financial outlook including COVID, labor shortages, and the stock market. Plus, what you can do to take control of your retirement in the midst of the uncertainty of a new year. 

According to a Business Insider 2021 article by Ben Winck, the average chance adults expect to work beyond 62 is 50.1%. That’s down from 51.4% in March and marks the smallest share since the Federal Reserve Bank of New York’s survey began in 2014. In this episode of Retiring Today, we discuss the Retirement Resignation Revolution and how to know if you’re ready to retire.

2022 is just around the corner. Is this the year you retire? Or maybe it’s the year you get serious about planning. In this episode of Retiring Today, we discuss five retirement resolutions you can do this year to help you get retirement ready!

What happens to you when you’re gone is not a fun conversation - but it’s an important one. In this episode of Retiring Today, we are heading back to the classroom for Legacy Planning 101. We will tackle this tough topic plus provide you with the action steps you can take right now to protect the wealth you’ve worked so hard to achieve.

For many, their retirement vision includes leaving a legacy for loved ones or charities. Those loved ones are often children or grandchildren. In this episode of Retiring Today, we talk about when, how, and if you should involve your children in your retirement planning process.

Give and save. Sounds great right? In this episode of Retiring Today, we discuss a strategy that could help you accomplish just that.

When The Price is Right started back in 1956 a loaf of bread cost just 18 cents. In this episode of Retiring Today, we tackle the topic of inflation through one of America’s favorite gameshows. 

Everyone wants a superhero on their side when it comes to retirement. In this episode of Retiring Today, we talk about the superpowers of Social Security. Learn how to maximize your benefit and make sense of all of the options you have for electing this important piece of your retirement income. 

When there’s something strange in your neighborhood, who you gonna call? Ghostbusters! In this episode of Retiring Today, we have some fun fighting the ghosts that could haunt your retirement plan. 

Do you have the right person on your team to help you through retirement? Many people tell us they have a long standing relationship with their current adviser - but are they the best person for the job? In this episode of Retiring Today, we tackle how to decide - what to look for in a retirement planner and how to break up with your current adviser, if it’s what’s best for your retirement vision.

You live together. You’ve raised kids together. You’ve saved together. But should you retire together? In this episode of Retiring Today, we explore how to answer this question both financially and emotionally. 

When you have a question about something or want to learn more about a topic, where do you typically turn? Google is apart of our daily lives. Account to a Google Search Study, Google Processes over 3.5 billion searches per day. Did you know about 30% of people get their financial information from a Google search but the results of a Google search are not your retirement plan. In this episode of R...

Turning 65 is a reason to celebrate! That’s because you are Medicare eligible - but trying to understand the program is no party. In this episode of Retiring Today, Director of Medicare, AnnaMarie Morrow joins Loren, Molly, and Richelle in the podcast booth to help us make sense of Medicare coverage, supplements, and the difference between Medigap and Advantage Plans.

Compound interest is often called the eighth wonder of the world but how does it affect your retirement? In this episode of Retiring Today, we are talking about the power of compound interest and strategies to help you maximize this superhero. 

Required Minimum Distributions (RMDs) are amounts that U.S. tax law requires one to withdraw annually from traditional IRAs and employer-sponsored retirement plans. In this episode of Retiring Today, we discuss which types of investments these apply to, how they are calculated, and why they were suspended in 2020. 

One in three baby boomers are unmarried. This group has to navigate some aspects of retirement differently than their married counterparts. In this episode of Retiring Today, we are discussing retiring single.

The Game of Life was created in 1860 by Milton Bradley. The basic principles are simple - earn money, invest, retire. The game has evolved throughout the years but the goal is the same - reaching Happy Old Age. In this episode of Retiring Today, we discuss how adding in those life events like getting married, paying taxes, and searching for a job mirrors real life.

You’ve worked 20, 30, or maybe even 40 years saving for retirement. Sometimes that retirement savings can feel like a junk drawer of investments. In this episode of Retiring Today, Loren, Molly and Richelle talked about how to turn that junk drawer into a plan for retirement.

2020 was not only the year of COVID-19 but also a wild ride for the stock market. The Dow Jones and S&P 500 saw the worst first quarter ever. March of 2020 was the most volatile month on record and the Dow Jones ended the year at record highs. If you don't like the idea of riding this roller coaster as your head to and through retirement, there are other options. In this episode of Retiring To...

"Do I have enough saved for retirement?" It's one of the most common questions and concerns we hear. If retirement feelslike a far-off concept or even unreachable, there are strategies you can do right now to boost your retirement savings. In this episode of Retiring Today, we are discussing 5 ways you can boost your retirement savings including evaluating your debt and maxing out your contributio...

When we recorded this episode of Retiring Today, President Biden and top Congressional leaders were meeting to discuss President Biden's $2.3 trillion dollar infrastructure bill. During this episode we want to look at some of the headlines associated with the plan and put them through the lens of a retirement planner. Show Notes Article 1: How Much of Your Estate Will be Lost to Taxes? Article 2:...

Traveling abroad. Workamping. Going back to school. These are just a few of the things that individuals consider when they are thinking of how to spend their time in retirement. In this episode of Retiring Today, we are dreaming big and talking about how the dream drives many other aspects of the retirement plan.  

According to a Morningstar report , 70% of people turning age 65 will need some type of long-term care services in their life and 24% of people turning 65 will require paid long-term care for more than two years. There are many costs in retirement you can plan for with a high degree of certainty. The fun stuff like visiting grandkids, traveling or living each day like it is Saturday. The necessary...