Retirement Lifestyle Show with Roshan Loungani and Adrian Nicholson

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson dissect two distinct styles of investing: growth and value investing. They differentiate the two investing strategies, analyze their historical patterns, and explain which one is more suited to your portfolio. [08:20] Growth Versus Value Investing [14:05] Characteristics of Growth and Value Stocks [17:04] The...

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson welcome back Jill Myers, an Integrative Nutrition Health Coach. Jill's work focuses on highlighting and addressing overlooked health aspects to facilitate people's optimal health and well-being. They talk about healthy habits for a healthy retirement, why healthy living is cheaper long term, and facts about c...

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson get back to the basics of personal finance. They each share three proven fundamental principles and other practical tips that can impact your financial situation for the better. Personal Finance Principles: These tried and tested tips can improve your financial situation and help you have a happier and health...

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson dissect Ray Dalio's stock market bubble article. They analyze the low-interest-rate environment, the retail investor's role in the stock market, and the difference between risk tolerance and risk capacity. [05:49] Ray Dalio's Stock Market Bubble [11:43] Emerging Tech Stocks and the Stock Market Bubble [17:31]...

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about the return potential and diversifying power of alternative investing. They explain the role alternative investing can play in a portfolio, the illiquid nature of these types of investments, and the risks versus rewards of endowment-style investing. [07:41] What are Alternative Investments? [15:17]...

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson and Adrian Nicholson talk to Buddy Rathmell who is a coach and trainer for the Business as Mission (BAM) movement. Currently, he is in the process of launching BAM School with the goal of developing impactful disciple-leaders in business. He is also the host of the BAM School Podcast. Buddy shares the stories of successful BAM bus...

On this episode of the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about the second phase of President Joe Biden's Build Back Better agenda: The American Jobs plan. They analyze how the project affects your investment portfolio, impacts on long-term capital gains, and propose tax strategies to lower your taxable income. [06:50] The Build Back Better Agenda [13...

On this episode of the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson present part two of the backstory behind their investment philosophies. They share how their expectations evolved after the 2008 financial collapse, the development of their investment strategies, and explain the cyclically adjusted price to earnings ratio. [10:40] Life After the Modern Portfolio Th...

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson discuss the backstory behind their investment philosophies. They tackle modern portfolio theory, data-driven investing, and determining your investment personality. [06:15] Making Sense of your Investment Strategies [12:00] Pros and cons of diversifying your portfolio [16:50] The Buy and Hope Strategy [18:50]...

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson continue their discussion on tax allocation by focusing on 5 client cases. They analyze proper asset allocation strategies, delaying social security, and the factor of life expectancy when planning for retirement. Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be r...

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson address one of the least understood yet important principles of outsmarting the tax code-- tax allocation. They analyze the different tax brackets, the concept of asset allocation, and the tax-efficient investment strategy. [06:05] The Concept of Asset Allocation [10:24] It's Never too Late to Think About a T...

On this episode of the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson focus on one of the most talked-about financial topics right now: inflation. They analyze whether the Feds can control it, its effect on the average investor, and the role of price expectation in inflation. [06:34] Real-life Inflation Example [09:10] Defining Inflation [11:15] Dissecting Inflation f...

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson and Adrian Nicholson talk to Jason Myhre, managing partner and director of advocacy at Eventide about values-based investing: the misconceptions around it and practical strategies you can apply. [00:03:32] Investing that Makes the World Rejoice [00:07:18] How Jason Got into Values-based Investing [00:12:44] Avoid, Embrace, Engage...

The Retirement Lifestyle Show discusses a hypothetical client's retirement plans. They debate on when the client should take social security, which portions of her wealth she should draw from first and analyze the taxable portions of her portfolio. [02:28] Transitioning into retirement [06:15] Maintaining your taxable income below the Social Security limit [14:30] Converting money from a tradition...

Today on the Retirement Lifestyle Show, Erik Olson and Adrian Nicholson talk about financial finish lines and how to set them. They tackle the question of “how much is enough?” from economic, social, and cultural points of view. [03:57] Financial Finish Lines [08:58] Absolute vs. Relative Wealth [15:20] Can Money Buy Happiness? [18:03] Greatest Predictor of Health & Happiness [22:50] What to D...

This episode of the Retirement Lifestyle show centered around options. Option buyers can have the option, but not the obligation to buy or sell something at a preset price within a preset period of time. They can reduce risk for a price of course, but use recklessly they can be instruments of financial self destruction. We discuss how they work, what the opportunities are, what the risks are, and...

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about Roth conversions and Tax rates. They discuss withdrawal and Roth conversion strategies, how to intelligently grow your tax-free assets, and how tax rates can affect your retirement plans. [04:38] Difference between Roth IRA and traditional IRA [14:10] Why tax rates and Roth conversions are importan...

This episode of the Retirement Lifestyle Show focuses on sustainable investing. What is sustainable investing? How can you incorporate it into your portfolio? These are among the topics and more that we discuss to see how investing along with your values can fit into your financial future [04:55] EGS as a Subset of Value-Based Investing [09:10] Components of EGS Investing [13:24] How to Implement...

Roshan Loungani, Erik Olson, and Adrian Nicholson are back with the second installment of Battle of the Plans III, Part 2. They continue the discussion to see the different investment tactics a hypothetical couple can implement in their plan. In Part I, the hosts discussed optimal withdrawal strategies, the couple’s spending levels, and how they can manage the risk of long-term care. In this episo...

On this episode of the Retirement Lifestyle Show, Erik Olson, and Adrian Nicholson present the third installment of  Battle The Plans, which  covers planning for retirement, risk tolerance, and the ideal social security withdrawal strategy.  They take a look at a couples hypothetical financial situation to determine if they are on track for retirement.   [05:41] Planning for Re...

On this episode of the Retirement Lifestyle Show, Erik Olson and Adrian Nicholson talk about the distinction between investing, trading, and speculating, each strategy holding the potential to make your money work for you in the financial market. They discuss the time and risk elements of each and the overall results you can expect from each option. They also talk about ways to implement the strat...

On this episode of the Retirement Lifestyle Show, Roshan Loungani and Adrian Nicholson talk about cybersecurity and data protection. They discuss why it's essential to be safe online, tactics used by scammers to steal your information, and how to protect yourself from potential attacks. The good news is, there are simple steps that you can incorporate into the online space that will protect you fr...

On this episode of the Retirement Lifestyle Show, Roshan Loungani, Erik Olson and Adrian Nicholson talk about college funding. They discuss conventional and unconventional approaches to college funding, the upward trend of college tuition fees, and the cost-benefit considerations of a college education. The hosts also discuss the strengths and weaknesses of using 529 state plans, standard investme...

On this episode of the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about Blockchain, Cryptocurrencies, and how to incorporate them into your portfolio. They also dissect how heavily shorted retail stocks have been taking the market by storm lately, with individual investors clashing with big institutional investors. Roshan can be reached at roshan.loungani@are...

On this episode of the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about President Biden's proposed stimulus plan to help battle the virus and alleviate the economic toll it has taken. They also analyze the potential benefits, drawbacks, and feasibility of some of these proposed plans and how it affects you. Roshan can be reached at roshan.loungani@aretewealth...