Retirement Lifestyle Show with Roshan Loungani and Adrian Nicholson

In today's episode of the Retirement Lifestyle Show, Roshan Loungani and Erik Olson preview market and economic trends to look out for going into 2022. They dissect labor market projections, inflation forecasts for the new year, and the 2022 fixed income & bond market outlook. [02:32] Predictions for the New Year 2022 [05:34] Economic Outlook for 2022 [06:50] Inflation Forecast for 2022 [17:50...

In today’s episode of the Retirement Lifestyle Show, Roshan Loungani and Erik Olson review the major events that defined 2021. They go through the top stories that made headlines month-by-month and cover highlights such as the capitol riots, frenzied real estate markets, vaccine debates, the Afghanistan disaster, and so much more. [04:21] Capitol Riots, the GDP Decline, and Highlights from January...

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson dissect the world of cryptocurrencies with Jeremy Epstein, the Co-Chief Investment Officer at Crypto Futura Fund. They talk about how digital currencies are disrupting the global economy, the safety of cryptocurrencies, and the growth of the crypto custodian market. [01:50] Jeremy's Journey Into the World of...

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson go through 23 bond alternatives you should know about. They talk about REIT, Cash, Structured Notes, TIPS, and Gold [04:01] The Essence of Having Bonds in Your Portfolio [10:05] The Long-term Equity Index Put [14:25] What is a REIT (Real Estate Investment Trust)? [20:16] Cash Versus Bonds [27:10] Structured N...

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about high-yield spreads as a macro indicator. They describe the high-yield spread environment, market turning points during the pandemic and reveal the best times to invest in bonds. [02:28] The High-yield Spread and Why It's Important [09:10] Practical Examples of High-yield Spread Implementation [10:4...

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson go through several dynamic retirement spending strategies. They break down the retirement spending smile, the guardrails approach and explain why most people are defined by their spending habits. [03:34] Dynamic Retirement Spending Strategies [06:02] The Retirement Spending Smile [13:50] Predicting Expenses D...

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about the current housing environment and whether we're in a housing bubble ready to burst. They explain how mortgage interest rates affect market prices, the Ninja Loan, and the regulatory constraints affecting the housing market. [04:40] Buying Conditions in the Housing Markets [11:29] How Mortgage Int...

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson welcome back Jill Daniels Myers, an integrative nutrition health and wellness coach. They talk about staying healthy during the holiday, mindful spending, and explain why health is more than just losing weight. [01:05] Why Preparing for the Holidays is Extremely Important [03:40] Tips for Staying Healthy Duri...

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson analyze the past, present, and future performance of value stocks. They talk about the importance of value stocks, the value trap, and the performance comparison between value and growth stocks. [01:31] What are Value Stocks and Why are They so Important? [05:50] Defining Book Value [10:30] The Value Trap [15...

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson break down the current status of Biden's Build Back Better Agenda. They talk about the proposed corporate tax rate, billionaire's income tax, and how the plan will impact the lives of the everyday American. [01:13] Why Biden's Build Back Better Agenda is an Important Topic of Discussion [07:00] Status on Bide...

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about Medicare's open enrollment. They go through the ten commonly asked questions about Medicare enrollment and how you can avoid the lifetime penalties of late enrollment. [02:35] Medicare Open Enrollment [03:01] When Should You Sign Up for Medicare? [06:50] The Medicare Late Enrollment Penalty [09:29]...

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about technical analysis. They dissect the benefits of using technical analysis in your investment strategies, trend indicators, and the price momentum of a stock based on volume. [03:28] The History of Technical Analysis [08:10] Who is a Technical Analyst? [16:40] The Benefits of Combining Technica...

Today on the Retirement Lifestyle Show, Roshan Loungani and Adrian Nicholson go through actionable year-end financial planning strategies. They explain why the last quarter of the year is an excellent time to review your finances, the benefits of tax-loss harvesting, and how to spend money on your Flexible Spending Account. [04:01] End-of-year Financial Planning [08:44] Cancel Unwanted Subscriptio...

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson analyze the high volatility months. They explain why October is historically very volatile, the best months in the stock market, and how to react to the most volatile months. [03:40] Understanding the September Effect [07:20] Data on the Most Volatile Months [12:50] The 94-year History on Volatility [16:25] W...

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about the current market environment. They analyze the current market volatility, what to do when equities decline, and compare the performance of gold and crypto in the recent price changes. [01:37] What Not to Do When the Markets are Down [04:50] Advice to People Responding to The Current Market Low [0...

This is episode 100! Retirement Lifestyle Show with Adrian Nicholson, Erik Olson, and Roshan Loungani talk about expecting the unexpected during retirement. They go through several unplanned things that could affect your retirement, advise on how to prepare for these situations, and the best way to react to them. Also Adrian adds a new segment so listeners can get to know the co host! [05:40] Expe...

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about cyber fraud and how criminals are now targeting gaming, leisure, and travel industries. They explain tactics used by criminals to target individuals, the pros and cons of using password managers, and how to protect yourself from potential attacks. [03:30] Cyber fraud in a Post-Pandemic World [08:50...

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about side-hustles in retirement. They go through the exciting things people do in retirement, money-making activities for people in all stages of retirement, and the process of settling on retirement hobbies. [01:40] Adrian’s Hobbies and His Plans for Retirement [06:01] Creative Things People Do in Reti...

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about Target-Date Funds. They dissect the pros and cons of investing in target-date funds, what to look out for when choosing a fund, and glide paths. [02:40] What Are Target Date Funds? [06:00] Characteristics of Target-Date Funds [11:15] Industry Highs Versus Lows on Retirement Day [17:47] Cons of Inve...

Today on the Retirement Lifestyle Show Erik Olson and Adrian Nicholson analyze bonds in a negative real interest rate environment. They talk about the pros and cons of having bonds in your portfolio, the long-term debt cycle, and hedge fund replication strategies. [03:30] Do you Still Need Bonds in your Portfolio? [07:15] Bonds and Negative Yields [12:45] The Central Bank’s Plan for Economic Stimu...

Today on the Retirement Lifestyle Show, Roshan Loungani and Adrian Nicholson talk about what they look for in a place to retire in while Erik Olson shares why he chose to retire in Michigan. They discuss their must-haves, non-negotiables, and the possibility of retiring abroad. [04:37] Erik and Roshan in Searching for the Best Place to Retire [14:13] Drawbacks to Testing Out the Area [17:09] Erik’...

Today on the Retirement Lifestyle Show, Roshan Loungani and Adrian Nicholson talk about Olympic athletes and their finances. They expound on the countries that pay the most for Olympic gold, financial advice for Olympic athletes, and why financially literate people seem to maintain their wealth effortlessly. [04:50] Which Countries Pay the Most for Olympic Gold? [12:15] Financial Planning for Prof...

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson analyze the good, the bad, and the ugly of a million-dollar portfolio. They talk about the impact of inflation, diversification versus healthy growth, and the benefits of planning. [05:29] The $1 Million Portfolio [09:40] Efficiency and Performance of the $1 Million Portfolio [14:10] Volatility in Accumulatio...

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson answer some of the most common and intriguing listener and client questions. They dissect topics such as retirement withdrawal strategies, paying down debts versus investing, and the role of cash in your portfolio. [10:15] How to Plan your Retirement Withdrawal Strategy [16:30] How Important is it to have Cas...

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk to Erik Olson in the fourth installment of the value investing series. Erik is the president of Dignity Coconuts, a social enterprise that seeks to affirm dignity by ending poverty and slavery in the Philippines. They talk about modern-day slavery, the challenges of launching businesses in third-world co...