Retirement Lifestyle Show with Roshan Loungani and Adrian Nicholson

On this episode of the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about the 2021 outlook on the market and the economy. They analyze the possible outcomes post-pandemic and explain why emerging markets are becoming popular among investors. They also discuss how consumers will affect the 2021 economy and look at the changes and opportunities present in the cur...

Today on the Retirement Lifestyle Show, Roshan Loungani and Erik Olson talk to Jill Myers, an integrative nutrition health coach. Jill’s work focuses on highlighting and addressing the aspects of our health that are often overlooked to facilitate the optimal health and wellbeing of her clients. Roshan and Erik talk to Jill about living a happy and healthy life, addressing behavioral factors that i...

On this episode of the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson review the highs and lows of the year. They discuss the different trends that made it to the headlines, the most searched terms, and effects of the pandemic on our social and financial wellbeing. The pandemic might have affected your normal way of living, but a new year is just around the corner. Ro...

On this episode of the Retirement Lifestyle Show, Roshan Loungani, Erik Olson and Adrian Nicholson talk about the real estate market. They discuss whether it's a buyer’s vs. seller’s market as well as important data points and what you can do about it. Your home purchase is one of the biggest decisions you will ever make so planning it well and considering all the financial and personal factors ca...

On this episode of the Retirement Lifestyle Show we discuss the varying opinions of retirement. We ask 8 people what the definition of retirement means to them and learn an interesting fact!  The concept of Financial Independence is also brought into the conversation to challenge the traditional concept of retirement. Listen in to gain insight on the current trends of retirement. Roshan can b...

On this episode of the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about charitable giving and how to get the best out of your philanthropic efforts. They discuss the different strategies that can help you receive the total tax benefits from your charitable giving. As a parting shot, they highlight the more significant benefits that come with charitable giving...

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson and Adrian Nicholson talk about timing your retirement.  They weigh financial factors, social needs and personal goals and how they may impact when you choose to retire.  These are lessons to help you in 2020 and beyond! Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reache...

On this episode of the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson talk about gift ideas and gift planning for Christmas. They discuss presents for different age groups: children, teenagers, and adults. During the high impact life segment, they mention organizations and causes that you can give back to this holiday season. Roshan can be reached at roshan.loungani@a...

Gearing up for the end of 2020 we discuss year-end tax strategies.  Managing the tax side of your financial life can help you save additional funds for retirement.  Tax-loss harvesting, Roth conversion, and charitable giving are tax strategies we analyze in this episode of the Retirement Lifestyle Show! Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Er...

A power of attorney is an important cornerstone of incapacity planning.  This legal document can enable someone to provide healthcare or financial decisions on your behalf and much more.  A well organized estate plan that is up-to-date can elevate the emotional stress that unexpected emergencies bring.  We discuss this and more with our guest Alfred Lee. Alfred Lee obtained his law...

There are a number of factors to consider before making your Medicare open enrollment decision.  People have the option to choose from a wide variety of Medicare health plans.  Deciding what plan works the best for you and your budget is crucial.  We discuss the different types of Medicare plans and there cost structures to help see what your options are. Medicare Open enrollment pr...

The decision to retire early contains a mix of self-discovery and opportunity. We discuss the 6 biggest lies about early retirement in order to shine a new light on common misconceptions. In the science of happiness we discuss how one act of kindness can create a ripple effect. The article we reference can be accessed by the following link: https://www.cnbc.com/2020/07/23/biggest-early-retirement-...

We discuss the U.S. election’s effect on the market and economy Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Follow Us At: Website: https://retirementlifestyleshow.com/ https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ http...

We evaluate a person's hypothetical financial situation and discuss the importance of asset allocation/tax diversification.  We take a look at three important tax categories that play significant role in this persons financial plan.  We also discuss different investing methodologies and Roth conversion that help create a pool of tax free wealth Roshan can be reached at roshan.loungani@ar...

We evaluate a person's hypothetical financial situation and discuss how they can pass the maximum amount of their wealth to charity.  In this case the question is not sufficiency its about efficiency since the person has built up a large amount of assets.  There are a number of considerations and approaches we analyze in order to help this person achieve their end goal.   Roshan can...

Jim Stanard has transitioned from a successful career in the business world to a creative musical artist. Jim Stanard's second album Color Outside The Lines once again showcases the Florida/Colorado-based troubadour's distinctive song craft, vivid storytelling and unmistakably authentic voice - the same qualities that made listeners and critics take notice of his acclaimed 2018 debut Bucket List ....

During a divorce, you and your spouse are faced with a lot of tough decisions. On top of that divorce can be extremely costly both emotionally & relationally. Divorce mediation provides an alternative to litigation that can fit your financial needs. We discuss the financial aspects of divorce mediation with Robin Graine. Robin Graine is a highly-rated divorce mediator with 17+ years experience...

Buying a car is one of the biggest purchases people make today.  Researching the different attributes that come with a car and deciding whether to get a new vs used car is a good starting point.  Then comes the next big question how are you going to pay for it?  We discuss helpful tips on the decision making process and financing options when it comes to buying a car.  These ar...

In this episode, we will share 6 tips to help you invest in your retirement.  These are tips to help you become more informed when it comes to making financial decisions in retirement.  Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Follow Us At: Website: https://retirementlifestyleshow...

In this episode we evaluate a person's hypothetical financial situation and discuss our approach.  We begin by analyzing the person's financial constraints and suitability.  Then we challenge each-others strategies and ideas to determine the best course of action for this person.   Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached...

Continuing on with choosing your investing building blocks here is part 2 of our discussion.  The main focus here are exchange traded funds and decision making about which building blocks to incorporate into your portfolio.  We also analyze mutual funds, open ended mutual funds and closed end funds.  These are strategies and tools that can make portfolios well rounded in any market...

Here is the final episode in our political election series where we discuss strategies to capitalize on gains in the event of a market decline.  We review these topics and more to help you be more proactive when it comes to your portfolio during times of political uncertainty! Roshan can be reached at r oshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson...

Continuing on with election related topics we discuss defensive strategies that can protect your portfolio. We take a look at the pros and cons of tactical and passive investing along with risk-adjusted returns.  Remember there are always ways to express your opinion in the markets.  We discuss these topics and more to help you prepare your portfolio through times of political uncertaint...

Understanding the composition of your portfolio is important when it comes to retirement.  In part 1 of 2 we dig into stocks and bonds as they relate to portfolio construction.  We also discuss tools that aggregate stocks and bonds into packages that investors can use alternatively.  These are lessons that will help you in 2020 and beyond. Roshan can be reached at roshan.loungani@ar...

Have you considered how the upcoming election can impact your portfolio? We discuss historical data relating to the markets during a presidential cycle.  We also look at different market sectors and their performance overtime.   These are lessons to help your portfolio navigate through times of political uncertainty. Roshan can be reached at r oshan.loungani@aretewealth.com or at 20...