Retirement 360

Complacency is something many Americans practice, especially when it comes to finances. That is just one of several habits to break according to Alan and Troy, along with so-called lifestyle creep as well as not planning for future taxes. These and other things must be taken into account for anyone's retirement to be successful from a financial standpoint. Retirement 360 is a Sunday morning radio...

It isn't pleasant, but planning for a worst case scenario, such as a major health event or the death of a spouse, is necessary. Alan and Troy talk about how proper planning can cover some of the catastrophic costs associated with things like long term care or other major health care costs. Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a...

Alan and Troy go over the debt limit being argued in Congress an d how it could play into short term retirement planning. Later they revisit how to best make your money work for you during your post-career years. Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decade. Alan Mercuio and Troy Bolton of Mercurio Wealth Advisors take a look a...

Sometimes just small tweaks can improve a lot of things, including a retirement plan. Today Alan and Troy talk about how making marginal gains in any one area can improve your plan and how an advisor can help make that happen. They also talk plans for summer travel for the coming season. Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a de...

Alan and Troy discuss issues such as letting lifestyle creep sink in, along with procrastinating and putting off getting a retirement plan put together and others that could put a major crimp into potential retirement desires. They also look back at the upcoming rush of Generation X members coming into retirement and how planning now will help their plans be that much more effective. Retirement 36...

Alan and Troy talk about things you need to determine as you begin the planning process, including what an individual or couple want to accomplish in retirement, and then work toward applying the financial goals to help make it happen. Later in the show they look back at risks in retirement planning. Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for w...

Today Troy and Alan look at recent headlines, including the recent shootings in downtown Louisville. Later they revisit the topic of a retirement checklist and things you need to do to make sure your retirement plan takes care of all your needs. Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decade. Alan Mercuio and Troy Bolton of Mercu...

You may have heard of a five star restaurant, or five star resort. But what is a five star retirement plan? Today Alan goes over the five main pieces that make up a great retirement plan, covering income, taxes, health care and legacy planning and more. Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decade. Alan Mercuio and Troy Bolton...

Your retirement savings has to cover a lot of things - rising health care costs, inflation in general, taxes, emergencies, the works. It can be a challenge to make sure it's all taken care of. Today Alan and Troy discuss what you can do in your plan to see that these areas are properly planned for. Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for wel...

After some words on the recent Silicon Valley Bank failure, Alan and Troy take a look at the upcoming groups of retirees - baby boomers in the present day and Gen Xers in the near future - and discuss what each needs to do to be as prepared for retirement as they can be. Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decade. Alan Mercui...

Every retiree would like to be able to do this - keep as much income in their own pocket as possible. But it's not that easy with inflation, taxes and other considerations. Today Alan looks at ways in which a solid retirement plan can help you keep more of your own money by being efficient with your expenses. Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, runn...

Today Alan goes over four areas that are not entirely known when someone is getting ready for retirement, such as how long one might live, or the cost of health care - and definitely future market performance. And throw taxes in there and - well, there is a lot to plan for any and all scenarios. Alan goes over how the Retirement 360 Game Plan takes these into consideration when putting a plan toge...

It's not necessarily how much money you have, but how it is implemented in your plan that determines much of its success. Alan and Troy take a look at how money management can help create income and provide for other needs in one's retirement years. Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decade. Alan Mercuio and Troy Bolton of M...

Alan and Troy take a look at three specific areas to watch closely when planning for retirement - income, health care-long term care planning, and taxes. They'll also discuss current headlines and health care trivia. Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decade. Alan Mercuio and Troy Bolton of Mercurio Wealth Advisors take a lo...

The current retirement environment is not the same as it was for your parents or grandparents. Today Alan and Troy talk about the changes and newer strategies today's retirees need to put a solid plan together. Troy also goes over upcoming seminar dates in the Louisville area. Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decade. Alan...

Alan and Troy are back to discuss various risks that your retirement plan could be subjected to, including rising taxes, longevity or not being adequately prepared. They also look at some upcoming dates for seminars and their short courses at the University of Louisville's Shelby Campus. Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a de...

When can I retire? Have I saved enough? Will my money last? Will my loved ones be okay if something happens to me? These are four important questions future retirees ask, and today Alan and Troy address them and how the Retirement 360 Game Plan can help determine the answers for each individual or couple looking at post-working life. Retirement 360 is a Sunday morning radio tradition in the Louisv...

Today Alan and Troy talk about the process they have created to develop a retirement plan that addresses all five main areas - income, growth, health care, protection and estate and legacy planning. Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decade. Alan Mercuio and Troy Bolton of Mercurio Wealth Advisors take a look at economic iss...

Today Troy takes a look at options you have regarding IRA and 401K accounts, as well as requirements depending on the type of account you may have. Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decade. Alan Mercuio and Troy Bolton of Mercurio Wealth Advisors take a look at economic issues and topics related to retirement planning, as w...

Alan and Troy first go over a checklist you can use to make your final moves with financial issues for 2022, then they tackle the challenges of making your money work and last throughout your retirement years, especially as it concerns longevity and health care. Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decade. Alan Mercuio and Tro...

This show takes another look at the local pension issues that potential retirees need to make timely decisions on. Plus segments on getting to know the backgrounds of both Alan Mercurio and Troy Bolton. Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decade. Alan Mercuio and Troy Bolton of Mercurio Wealth Advisors take a look at economic...

You need the right tools for various things around the house - and you also need the right financial tools for a solid retirement plan. Today Alan and Troy talk about what some of those tools are, including instruments to provide income like Social Security and more. They also discuss their Retirement 360 Game Plan, which puts all the elements together for your specific retirement needs. Retiremen...

Pension plans in the Louisville area may see reduced payout rates come the start of December, and you may have options now that could benefit you. Alan and Troy discuss how the current rate changes affect these plans and what you can do to maximize your benefits. They also look at five important retirement general questions. Retirement 360 is a Sunday morning radio tradition in the Louisville, Ken...

In the introductory segment, Alan fills us in on his background in financial services and some of the history of Mercurio Wealth Advisors. Later he and Troy revisit some topics everyone needs to have on their retirement planning checklist. Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decade. Alan Mercuio and Troy Bolton of Mercurio We...

For years the 60-40 rule was applied to stock portfolios for income, with a mix of 50% stocks and 40% bonds. But in this environment with stocks in bear market territory and bonds falling as interest rates rise, neither one is providing the performance necessary for retirement income. Today Alan and Troy look at how this happened, and make suggestions on how to work around these factors to create...