Retirement 360

Today Troy takes a look at things which are changing that you need to know about for the coming year, including new IRS rules, Social Security adjustments and more. Then Alan joins him to revisit how retirement in real life may differ from what someone might imagine it to be beforehand. Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a dec...

Alan and Troy revisit the top financial news stories of 2023, then look back at legacy planning and how important it could be in your financial plan to make sure what you leave behind goes to who you want it to go to in the most tax efficient way possible. Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decade. Alan Mercuio and Troy Bolt...

With a new year about to start, it's a good time to take stock of your financial plan and get out of bad habits which could derail the timing of your potential retirement. Alan and Troy go over some of these, including not having a budget, not paying attention to fees, and several others. Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a d...

Finances and money have an emotional side that people often have issues with, especially when it comes to retirement planning. Alan and Troy take a look at how behavior can affect how people look at their situation heading into retirement and how a financial professional can help them plan to stay on track and not make emotional decisions that could end up costing them in the long run. Retirement...

Today Troy looks at some of the top financial news stories of this past year, then he and Alan revisit Social Security and the facts around this program that still constitutes a good portion of most people's retirement income plans. Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decade. Alan Mercuio and Troy Bolton of Mercurio Wealth Ad...

Today Alan and Troy take another look at a year end checklist of things to get done financially before 2023 turns into 2024. Then they look at the three stages of retirement. commonly referred to as the go-go years, the slow-go years and the no-go years, and how your money needs to be available for certain things in each stage. Retirement 360 is a Sunday morning radio tradition in the Louisville,...

Alan discusses a trick banks use by not raising your account's interest rates when they go up. But if you ask them about it, they could get better rates for your account. Later he and Troy visit the challenges women have when putting plans together for their own retirement without a partner. Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over...

Sometimes what you imagine retirement will be like isn't what it turns out to be. Alan and Troy take a look at what happens when the reality of retirement clashes with the thought of what you want it to be, and how planning can help with issues that crop up that could change the way you could live your post-working years. Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentuc...

November is long term care awareness month, and people have a tendency not to plan for it because they may not know all their options. Alan and Troy discuss the issue and how it could be more affordable than you think with various programs designed to cover at least some of the costs. Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decad...

Everyone should have life insurance at some point - but not everyone needs it for retirement purposes. Today Alan and Troy discuss the idea of having life insurance as an instrument to use in a specific way for retirement and legacy planning. Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decade. Alan Mercuio and Troy Bolton of Mercurio...

After looking at recent financial news, Alan and Troy take a look back at the facts about Social Security and the ways in which in can be taken to help optimize your benefits that maybe you didn't know you had coming. Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decade. Alan Mercuio and Troy Bolton of Mercurio Wealth Advisors take a l...

Today Alan and Troy go over a list of things to be aware of getting done before 2023 ends, then take a look at legacy planning and how best to respect the wishes of those who have passed to be sure what they leave behind is passed on to those who are supposed to receive it. Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decade. Alan Mer...

Retirement account balances are up, according to recent data. But that means you have more to lose in the event of market volatility. Today Alan and Troy talk about how to plan for that scenario so that you keep more of what you have saved and earned throughout your working career. Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decade....

Alan and Troy discuss the items necessary for a solid retirement plan and how much it's like planning for a special trip. They also address the local situation involving various businesses potentially buying out employee pensions and how to make the right decision for your particular situation. Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well ov...

September is life insurance month, and it could play an important role in your retirement plan. Alan and Troy discuss how it may fit into a plan in the fight situation, as well as upcoming seminars they will be putting on. Later in the show they revisit the idea of making marginal gains in your retirement investments, and how that is better than taking big losses. Retirement 360 is a Sunday mornin...

Today Alan and Troy take a look at the unique challenges women face when putting together retirement plans, whether it is as part of a couple or for themselves as a single person. Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decade. Alan Mercuio and Troy Bolton of Mercurio Wealth Advisors take a look at economic issues and topics rela...

Alan and Troy break down Social Security and its importance to anyone's retirement income plan, and also address letting a financial professional help determine when the best time to take it would be for your situation. And be listening for a special offer from Mercurio Wealth Advisors for folks to call and get started with a Retirement 360 Scorecard. Retirement 360 is a Sunday morning radio tradi...

If you own a small business, retirement planning could get even more complicated than if you were just an employee. Today Alan and Troy go over options you have with your business and how you can plan for life after owning it. Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decade. Alan Mercuio and Troy Bolton of Mercurio Wealth Advisors...

Aside from the emotional aspect of a spouse passing away, the financial and legacy aspects still need to be addressed. Today Troy, whose own father died when he was three, addresses what needs to happen if a spouse passes away early, and how proper planning can help make this transition go as smoothly as it can under the circumstances. Retirement 360 is a Sunday morning radio tradition in the Loui...

Alan and Troy look at some current financial news and also provide updates on upcoming seminars. Later they look back at four important questions people should ask themselves before pulling the trigger on retirement. Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for well over a decade. Alan Mercuio and Troy Bolton of Mercurio Wealth Advisors take a lo...

Today's show takes a look at a recent settlement of the estate of singer Aretha Franklin, who didn't leave a formal will but a jury decided from two handwritten notes which one would act as her final wishes, pitting one of her three sons against the other two. Alan and Troy discuss why legacy planning is important, as well as getting over any trepidations about letting other family members know ab...

Retiring often means getting rid of a lot of things in order to perhaps move to a smaller living space, or just to declutter because you didn't have time when you were working. Today Alan and Troy talk about downsizing and organizing all the financial statements and accounts you may have and put them together into one written financial plan that can guide you through retirement so your money can w...

The go-go years, the slow-go years and the no-go years are the common nicknames for the three stages of retirement, each lasting roughly a decade. Alan and Troy look at each of these stages, how people generally hope to live in each and how their money needs to work properly for them in each as well. Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area, running for w...

The long time host of the popular TV game show Wheel of Fortune, Pat Sajak, recently announced he is retiring. This provides a starting point for a discussion by Alan and Troy about how to plan for a retirement which could last as long as your working career. Later in the show the guys revisit how to put together a five star retirement plan to cover all aspects of post-working life. Retirement 360...

Protected income is money coming in outside of Social Security that is guaranteed, and more families are turning to these types of strategies according to a recent study. Alan and Troy discuss the types of financial vehicles that can produce protected income and how they may fit into any individual retirement plan. Retirement 360 is a Sunday morning radio tradition in the Louisville, Kentucky area...