Ready To Retire!

What if retirement  didn't  have to wait until the very end of your career? In this episode,  we'll  explore the idea of "mini retirements"—taking meaningful time away from work before traditional retirement to rest, explore, and reset. Instead of waiting decades for the freedom to step away, a mini retirement gives you the opportunity to take a purposeful break during your working years.  You'll...

In this episode, we explore the real secret to a fun and fulfilling retirement: starting your hobbies now, rather than waiting until you stop working. We'll discuss why engaging in meaningful activities today builds identity, joy, and social connection that carry into retirement. You'll learn simple, practical strategies for weaving hobbies into even the busiest schedule. We also share helpful res...

Retirement isn't the end—it's the beginning of a new adventure! In this episode, we explore how to bring passion and purpose into your next chapter. Learn six practical tips to stay engaged, turn interests into meaningful activities, and create a fulfilling retirement on your terms. Whether you're nearing retirement or already there, these strategies will help you design a life you love.     Here'...

Budgeting for retirement doesn't have to feel overwhelming! In this episode of Ready to Retire! , I'm sharing practical strategies to help you manage your income in retirement—without sacrificing the lifestyle you've worked so hard to build. Many retirees worry about living on a "fixed income," but I encourage you to think of it as a flexible income stream instead. We'll talk about how to structur...

Losing both parents is a challenging time, and managing the family estate as the successor trustee can feel overwhelming—especially when sibling tensions arise. In this episode, Danette shares a step-by-step guide to settling an estate, from obtaining death certificates to distributing assets, and offers five practical strategies to ease sibling conflicts. With tips on fostering collaboration, mai...

Are you looking for fresh ways to boost your income before retirement? In this episode, we explore five fun, practical ways to add to your cash flow without taking on the weight of a second job. Whether you're saving to retire early, dreaming of shifting into a passion project, or just want a bit more financial freedom, these tips can help you get there in a way that aligns with your current lifes...

Today we dive into the crucial topic of retirement planning for married couples. With the challenge of harmonizing two different perspectives on retirement, this episode offers valuable strategies to increase savings and ensure a comfortable retirement… Click here to Download Your FREE "3 Steps" to Plan an Epic Retirement Worksheet:   https://www.trunorthwealth.com/newsletter-signup What's include...

Traditional IRA vs. Roth IRA – Which one is better? In this episode, Danette explores the decision between investing in a Traditional IRA, which offers immediate tax deductions but taxes gains upon withdrawal, and a Roth IRA, which doesn't provide tax deductions on contributions, but offers tax-free gains. Click here to Download Your FREE "3 Steps" to Plan an Epic Retirement Worksheet:   https://w...

In this episode, we explore practical strategies to alleviate the financial strain that often accompanies five major life transitions: Relocating to new places Navigating career or job changes Managing finances through relationship shifts Coping with unexpected health events Finding stability during times of loss or grief. Tune in to discover expert insights and actionable tips for achieving finan...

Don't miss out on these easy steps that can make a big difference in your financial journey.   Uncover practical strategies, in our 1 YEAR Anniversary Episode, that can boost your wealth while fitting into your busy schedule. The episode explores hidden wealth-building gems to help you achieve prosperity. Click here to Download Your FREE "3 Steps" to Plan an Epic Retirement Worksheet:   https://ww...

In this exciting episode, we'll be delving deep into the risks of long-term investing and equipping you with eight powerful strategies to reduce them. Click here to Download Your FREE "3 Steps" to Plan an Epic Retirement Worksheet:   https://www.trunorthwealth.com/newsletter-signup What's included:   3 Steps to Planning an EPIC Retirement Step 1:   How will You Spend Your Time? Step 2:   Identify...

In this episode of the Ready to Retire! podcast, host Danette Lowe CFP®, shares crucial tips to maximize your Social Security benefits and ensure a financially secure retirement.   Click here to Download Your FREE "3 Steps" to Plan an Epic Retirement Worksheet:   https://www.trunorthwealth.com/newsletter-signup What's included:   3 Steps to Planning an EPIC Retirement Step 1:   How will You Spend...

In this episode, I discuss the often overlooked but crucial aspect of financial planning – conducting a beneficiary checkup.   Many people neglect to review and update their beneficiaries listed on various accounts, which can lead to unintended consequences. Click here to Download Your FREE "3 Steps" to Plan an Epic Retirement Worksheet:   https://www.trunorthwealth.com/newsletter-signup   What's...

Discover expert strategies for protecting your retirement plan in times of high inflation, including tips for diversifying your portfolio and building a solid financial plan… Click here to Download Your FREE "3 Steps" to Plan an Epic Retirement Worksheet:   https://www.trunorthwealth.com/newsletter-signup What's included:   3 Steps to Planning an EPIC Retirement Step 1:   How will You Spend Your T...

Empower your financial journey by understanding FDIC insurance, protecting your assets, and learning from the past… Click here to Download Your FREE "3 Steps" to Plan an Epic Retirement Worksheet:   https://www.trunorthwealth.com/newsletter-signup What's included:   3 Steps to Planning an EPIC Retirement Step 1:   How will You Spend Your Time? Step 2:   Identify Your Income & Expenses Step 3:   Pu...

Retiring soon?   We discuss the 9 most common Financial Planning mistakes and How to AVOID them.   Plus, bonus advice on choosing an advisor… Click here to Download Your FREE "3 Steps" to Plan an Epic Retirement Worksheet:   https://www.trunorthwealth.com/newsletter-signup What's included:   3 Steps to Planning an EPIC Retirement Step 1:   How will You Spend Your Time? Step 2:   Identify Your Inco...

Discover the 5 benefits of financial planning and follow the 6-step process to achieve financial goals, reduce stress, and secure your future.… Click here to Download Your FREE "3 Steps" to Plan an Epic Retirement Worksheet:   https://www.trunorthwealth.com/newsletter-signup What's included:   3 Steps to Planning an EPIC Retirement Step 1:   How will You Spend Your Time? Step 2:   Identify Your In...

Where are you in your financial journey? Whether you're just starting to save for retirement or already have your retirement party scheduled, take some time to review how to make the most of where you are right now to avoid future problems.   In this episode, I outline four important phases of your financial journey and how to prepare for retirement in each step. Click here to Download Your FREE "...

Tax season is fast approaching, so it's time to ensure your finances are in order. In this episode, I address the common confusion between taxable and tax-deferred accounts as well as 3 income tax blunders you definitely want to avoid. Click here to Download Your FREE "3 Steps" to Plan an Epic Retirement Worksheet:   https://www.trunorthwealth.com/newsletter-signup What's included:   3 Steps to Pl...

In this episode, you'll learn four key pieces of information from Secure Act 2.0 and how they are beneficial to you right now, including a significant update to the new IRA Beneficiary rule from Secure Act 1.0.   The changes made in this new law greatly impact how you should plan for retirement, so through this episode, I will give you tips on how best to utilize these new laws to your benefit.  ...

Even if your children aren't set to receive an inheritance, they must be educated about money if you want to increase their chances of becoming a financially successful adult. In this episode, I describe nine strategies parents can use to help kids understand how to get the most value out of their money.      Click here to Download Your FREE "3 Steps" to Plan an Epic Retirement Worksheet:   https:...

If you're considering retirement before the age of 60, there are a few key things you must consider to ensure you're financially prepared. You need to have an understanding of how your age will affect your social security payout, how you plan to pay for health insurance, what penalties you may incur for withdrawing early from an IRA, and what the ups and downs of both inflation and the stock marke...

So often when people think about financial goals, they believe money deserves the most attention, but in reality, it's the end result that's the center of your goal. Whether that result is a special experience, like traveling to a bucket list destination or visiting family every year, or perhaps something you've wanted forever like your dream home or car, your financial goals are entirely up to yo...

In a recent survey, 43% of Americans admitted they simply guess when it comes to how much income they will need in retirement. Rather than leave it to chance, it's imperative to think about how you want to spend your time in retirement to have a solid understanding of how much money you'll need in the future. Creating a wealth vision board is an excellent way to get clear on what experiences you w...

With the holidays comes a season of giving, and sharing your wealth with those you love or causes you hold dear to your heart can make for a pretty fantastic, maybe even life-changing, gift. You can help a loved one purchase their first home, pay for college, or ensure the charity of your choice receives a boost in funding.    In this episode, I share fun and creative gifting strategies and what y...