Ready To Retire!

If you build a healthy habit of saving, you will have more control over your finances.   You can start with small changes and watch the savings add up! In this episode, I lay out some of my favorite savings hacks I've learned from different clients over the years. These hacks can easily be implemented to help you start building a habit that helps you decrease your spending and increase your saving...

There is no one-size-fits-all answer to the popular question of whether or not to pay off your mortgage.   Instead, it's helpful to get clear on what makes the most sense for your current and future life by considering your goals, values, wishes, and desires, and where you want to be in the next 5, 10, or even 50 years. In this episode, I offer an easy framework to address your mortgage questions...

Are you familiar with different types of biases and which ones influence you the most?   Whether you realize it or not, biases influence how you make financial decisions. In this episode, I break down some of the key biases that most often impact our minds when we're deciding whether to save, invest, or spend.   It's important to remember biases are completely normal and we all have them. Where bi...

Planning for the future doesn't have to cause fear or anxiety. But how much money should you save now to live comfortably in the future?   In this episode, I dive into my tried-and-true framework called the "Four Phases of Your Financial Journey" to help you understand what financial decisions you can make now to better prepare for tomorrow. I've used this framework successfully for years with my...

Simply spending less money than you make is the secret ingredient to budget success, in life and especially in retirement. But why is it so difficult for us to spend less than we earn? In this episode, we're going to talk about how to avoid overspending. There are several recurring themes individuals seem to ignore. I'm hoping to raise awareness about these patterns in an effort to keep you from g...

What would happen if you fell victim to online scammers? As we prepare for retirement, we're doing all the things to secure our savings, line up legal documents, and prepare for the next 30+ years of adventure and freedom. Online scams are becoming more prevalent and falling victim to these scams could definitely throw all our well-laid plans completely off track. In this episode, not only will we...

The best route to retiring with confidence is to plan for the lifestyle and activities your want and organize your own retiree cash flow around funding those dreams. Part 1 walks you through the thought process to planning the lifestyle you want during your retirement years. You can create a vision board, journal, or simply visualize where you envision yourself, the people who surround you, and th...

Whenever you consider what your life will look like in retirement, I'm sure travel, time with family, and other joyous freedoms come to mind. It's important to consider, however, where your cash flow will come from during those retirement years. In the last episode, I encouraged you to dream. We walked through outlining what you'll do with your time beyond scheduling a few vacations so that when y...

" All you have to do is imagine the things you want to do and make them happen." Planning your epic retirement is a three-part series that will assist you in making the necessary preparations so that you can enjoy the retirement of your dreams. Click here to Download Your FREE "3 Steps" to Plan an Epic Retirement Worksheet:   https://www.trunorthwealth.com/newsletter-signup What's included:   3 St...

When you're approaching retirement, what do you do if the market suddenly drops? When it comes to financial planning, this has been the most challenging scenario by far.   Click here to Download Your FREE "3 Steps" to Plan an Epic Retirement Worksheet:   https://www.trunorthwealth.com/newsletter-signup What's included:   3 Steps to Planning an EPIC Retirement Step 1:   How will You Spend Your Time...

Are you Ready to Retire? Have you saved enough? At what age should you retire? These and many more questions are probably swirling around in your head any time you look at your investment accounts or think about your 401k, pension, or social security. Or maybe you're just tired of working and wondering when you'll be able to quit confidently! With Danette Lowe, CFP ®, and her 20 years of experienc...