Ready For Retirement

In this episode of Ready for Retirement, we’re talking about how to prioritize Roth Conversions v. Tax Gain Harvesting. Questions Answered:  How do I know if I should prioritize Roth Conversions or Tax Gain Harvesting? How can we make sure I'm setting myself up to optimize my retirement strategy? We’re on YouTube !  Check us out here for more content to help you create a secure retirement: Yo...

In this episode of Ready for Retirement, we’re talking about the 5 most important parts of a successful financial strategy.  Questions Answered:  What is the most important parts of a successful financial strategy? How can we make sure we're setting ourselves up for success in retirement? What should we make sure to avoid in retirement? We’re on YouTube !  Check us out here for more content t...

In this episode of Ready for Retirement, we’re talking about pensions and how you should take your pension when you retire. Questions Answered:  Should I take my pension as an annuity or lump sum rollover? What are the pros and cons of each? When might both make sense? We’re on YouTube !  Check us out here for more content to help you create a secure retirement: YouTube - Root Financial Partners L...

In this episode of Ready for Retirement, we’re talking about how to know whether you should prioritize health insurance subsidies or Roth conversions. Questions Answered:  Should I prioritize health insurance subsidies or Roth conversations? When won’t these strategies be relevant? We’re on YouTube !  Check us out here for more content to help you create a secure retirement: YouTube - Root Financi...

Our topic on this episode of the Ready for Retirement podcast is about how to manage Roth Conversions before taxes increase. Questions answered: How can you manage Roth Conversions before taxes increase? What strategies can you implement to ensure you create your ideal retirement? What is the best strategy for your individual situation?  Are you ready to start focusing on the things that truly mat...

Our topic on this episode of the Ready for Retirement podcast is about understanding if you should buy long-term care insurance. Questions answered: Should you buy Long-Term Care insurance? What strategies can you implement to ensure you create your ideal retirement? What is the best strategy for your individual situation?  Are you ready to start focusing on the things that truly matter when it co...

Our topic on this episode of the Ready for Retirement podcast is about why a Monte Carlo analysis is not a financial plan Questions answered: What is a Monte Carlo analysis and how does it impact our retirement plan? What strategies can you implement to ensure you create your ideal retirement? What is the best strategy for your individual situation?  Are you ready to start focusing on the things t...

Our topic on this episode of the Ready for Retirement podcast is about the differences between investing in a tax-deferred annuity and a brokerage account. Questions answered: Should you invest in a tax-deferred annuity or a brokerage account? What strategies can you implement to ensure you create your ideal retirement? What is the best strategy for your individual situation?  Are you ready to sta...

Our topic on this episode of the Ready for Retirement podcast is about the recent iBonds paying 7.12%. Questions answered: Should you invest in iBonds paying 7.12%? What strategies can you implement to ensure you create your ideal retirement? What is the best strategy for your individual situation?  Are you ready to start focusing on the things that truly matter when it comes to your financial fut...

Our topic on this episode of the Ready for Retirement podcast is about the key planning points to consider when retiring before age 65. Questions answered: How can you make sure you're on track to retire before age 65? What strategies can you implement to ensure you create your ideal retirement? What is the best strategy for your individual situation?  Are you ready to start focusing on the t...

Our topic on this episode of the Ready for Retirement podcast is about planning for varying withdrawal needs in retirement Questions answered: Where should I pull funds from first and how does that impact my retirement strategy? What strategies can I implement to maximize my income in retirement? What is the best strategy for your individual situation?  Are you ready to start focusing on the thing...

Our topic on this episode of the Ready for Retirement podcast is about how you can avoid the risk of working too long. Questions answered: How can I make sure I don’t work longer than I need to? What strategies can I implement to ensure I create my ideal retirement? What is the best strategy for your individual situation?  Are you ready to start focusing on the things that truly matter when it com...

Our topic on this episode of the Ready for Retirement podcast is about everything you need to know about the Roth IRA 5-year rule. Questions answered: How does the Roth IRA 5-year rule impact my retirement strategy? What strategies can I implement to maximize my income in retirement? What is the best strategy for your individual situation?  Are you ready to start focusing on the things that truly...

Our topic on this episode of the Ready for Retirement podcast is about how to best plan for the retirement income gap years. Questions answered: What is the best strategy to prepare for years without income? What can I do to increase income before I can access my retirement accounts? What is the best strategy for your individual situation?  Are you ready to start focusing on the things that truly...

Our topic on this episode of the Ready for Retirement podcast is about how to prioritize competing retirement strategies. Questions answered: What are the benefits of having one comprehensive strategy? What are the risks of having multiple strategies? What is the best strategy for your individual situation?  Are you ready to start focusing on the things that truly matter when it comes to your fina...

Our topic on this episode of the Ready for Retirement podcast is about the framework behind how I invest my own money. Questions answered: How do I invest my own money? What are the strategies I’ve learned when it comes to creating an investment portfolio? My goal is to give a framework as to how I think about money.   Are you ready to start focusing on the things that truly matter when it comes t...

Our topic on this episode of the Ready for Retirement podcast is about the top 5 avoidable retirement mistakes (and how you can avoid them). Questions answered: What are the most common retirement mistakes? How can I ensure I have a secure retirement? What is the best approach for my individual situation?  Are you ready to start focusing on the things that truly matter when it comes to your financ...

Our topic on this episode of the Ready for Retirement podcast is about understanding if you should collect Social Security early and invest it. Questions answered: What are the benefits of collecting Social Security early? What are the benefits of delaying Social Security? Should I collect Social Security and invest it to attempt to achieve a higher return? What is the best approach for my individ...

Our topic on this episode of the Ready for Retirement podcast is about understanding how you can best choose what’s best for you when provided with multiple pension and annuity options. Questions answered: When might electing a lump-sum option make more sense than an annuity? Are there certain annuity options that make more sense than others? What are the best strategies when it comes to deciding...

Our topic on this episode of the Ready for Retirement podcast is about understanding how you should invest to take advantage of the 4% Rule. Questions answered: What is the 4% rule and how does it impact my ability to retire? What are the best strategies when it comes to investing to take advantage of the 4% rule? What is the best approach for my individual situation?  Are you ready to start focus...

Our topic on this episode of the Ready for Retirement podcast is about understanding how to prepare for a career change (or lifestyle change) before retirement. Questions answered: What should I take into consideration before I change my career (prior to retirement)? What are the best strategies when it comes to preparing for a career change (or lifestyle)? What is the best approach for my individ...

Our topic on this episode of the Ready for Retirement podcast is about international investments. Questions answered: Should I be investing internationally? What are the best strategies when it comes to investing around the world? What is the best approach for my individual situation?  Are you ready to start focusing on the things that truly matter when it comes to your financial future? We’re on...

Our topic on this episode of the Ready for Retirement podcast is about Roth Conversions in non-traditional scenarios & investing in municipal bonds. Questions answered: When do Roth Conversions make the most sense to implement? What are some examples of non-traditional scenarios where a Roth Conversion makes sense? Should I be investing in municipal bonds for tax-free income? What is the best...

Our topic on this episode of the Ready for Retirement podcast is about when you should stop saving for retirement. Questions answered: How do I know when I no longer need to save for retirement? What are the best strategies when it comes to exploring whether or not I need to continue saving? What is the best approach for my individual situation?  Are you ready to start focusing on the things that...

Our topic on this episode of the Ready for Retirement podcast is about combining retirement planning with legacy planning. Questions answered: How do I combine retirement planning goals with my legacy planning goals? What are the best strategies when it comes to exploring retirement planning and legacy planning together? What is the best approach for my individual situation?  Are you ready to star...