Ready For Retirement

In this episode of Ready for Retirement, James discusses the best strategies for reducing RMDs (Required Minimum Distributions). Questions Answered:  How can you minimize Required Minimum Distributions? What's the best account for your specific goals? How do your investments connect to your overall retirement plan? Check out the podcast on YouTube here! Check out our main channel on YouTube h...

In this episode of Ready for Retirement, James discusses how you can avoid the pitfalls of asset location. Questions Answered:  How can you effectively invest in the right accounts? What's the best account for your specific goals? How do your investments connect to your overall retirement plan? Check out the podcast on YouTube here! Check out our main channel on YouTube here! LET'S CONNE...

In this episode of Ready for Retirement, James discusses the best way to teach kids about money and investing. Questions Answered:  How can you effectively teach kids about money and investing? What's the best strategy to have kids start to understand about money? Check out the podcast on YouTube here! Check out our main channel on YouTube here! LET'S CONNECT! Facebook LinkedIn Website E...

In this episode of Ready for Retirement, James discusses what return you should expect from a 60/40 portfolio going forward. Questions Answered:  Is the 60/40 portfolio the best portfolio in retirement? What's the best strategy to utilize when it comes to determining the best allocation for my retirement goals? How does this impact your overall retirement strategy? Check out the podcast on Yo...

In this episode of Ready for Retirement, James discusses how state taxes impact Roth v. Traditional Contributions. Questions Answered:  How should you determine what tax strategy is best based on your state? What's the best strategy to utilize when it comes to determining when to prioritize Roth contributions? How does this impact your overall retirement strategy? Check out the podcast on You...

In this episode of Ready for Retirement, James discusses Rule 72t distributions to access retirement funds early and penalty-free. Questions Answered:  How can you withdraw funds from retirement accounts early? What's the best strategy to execute the Rule 72t distributions? How does utilizing the Rule 72t impact the overall financial strategy? Check out the podcast on YouTube here! Check out...

In this episode of Ready for Retirement, James discusses how to use individual stocks for better tax-planning. Questions Answered:  How can you use individual stocks for strategic tax planning? What's the best strategy to utilize with individual stocks? How does this impact your retirement strategy? Check out the podcast on YouTube here! Check out our main channel on YouTube here! LET'S...

In this episode of Ready for Retirement, James discusses how to most effectively pull funds out of your college savings account. Questions Answered:  What are the tax implications of pulling from college savings accounts? What are the best ways to utilize this account for your retirement goals? What strategies exist when it comes to funding college? Check out the podcast on YouTube here! Check out...

In this episode of Ready for Retirement, James discusses how to turn real estate equity into income in retirement. Questions Answered:  How can I best use my real estate equity to create income in retirement? What are passive investments to create a secure retirement? How can you ensure you reach your retirement goals? Check out the podcast on YouTube here! Check out our main channel on YouTube he...

In this episode of Ready for Retirement, James discusses if rental real estate is a good idea in retirement. Questions Answered:  Is it worth investing in rental real estate for retirement income? What are passive investments to create a secure retirement? How can you ensure you reach your retirement goals? Check out the podcast on YouTube here! Check out our main channel on YouTube here! LET&apos...

In this episode of Ready for Retirement, James discusses with guest, Ari Taublieb , the four most important steps when considering an early retirement (non-traditional retirement). Ari is a financial planner at Root Financial Partners. Ari Taublieb is the host of the Early Retirement podcast . Ari also has a YouTube channel focusing on early retirement. Questions Answered:  What are the primary co...

In this episode of Ready for Retirement, James discusses how to implement (and do better than) the 4% rule. Questions Answered:  How can you maximize your withdrawal strategy? What should you consider in terms of withdrawing funds from your investments? How can you ensure you reach your retirement goals? We’re on YouTube !  Check us out here for more content to help you create a secure retirement:...

In this episode of Ready for Retirement, James discusses how to invest in different portfolio "buckets". Questions Answered:  How can you best be invested for your goals? What should you consider in terms of withdrawing funds from your investments? How can you ensure you reach your retirement goals? We’re on YouTube !  Check us out here for more content to help you create a secure retire...

In this episode of Ready for Retirement, James discusses how to be a better investor with guest, Chad Hufford, owner of Veritas Wealth Management in Anchorage, Alaska. Questions Answered:  How can you become a better investor? What should you to become a better investor and set yourself up to reach your retirement goals? How can you ensure you reach your retirement goals? We’re on YouTube !  Check...

In this episode of Ready for Retirement, James discusses how withdrawal rates should change if you don't have any legacy goals. Questions Answered:  How can you plan most effectively for your legacy goals (or lack thereof)? What should you consider in terms of withdrawing funds and your goals? How can you ensure you reach your retirement goals? We’re on YouTube !  Check us out here for more c...

In this episode of Ready for Retirement, James discusses how to get financially organized. Questions Answered:  How can you be most organized financially? What should you consider when planning for financial organization? How can you ensure you don't outlive your money? We’re on YouTube !  Check us out here for more content to help you create a secure retirement: YouTube - Root Financial Part...

In this episode of Ready for Retirement, James discusses how to enjoy life today while also preparing for the future. Questions Answered:  What can you do today to prepare for the future? What should you consider when planning your retirement? How can you ensure you don't outlive your money? We’re on YouTube !  Check us out here for more content to help you create a secure retirement: YouTube...

In this episode of Ready for Retirement, James discusses the complete guide to Health Savings Accounts (HSA). Questions Answered:  How can you use an HSA most effectively? What should you consider when planning your healthcare expenses? How can you ensure you don't outlive your money? We’re on YouTube !  Check us out here for more content to help you create a secure retirement: YouTube - Root...

In this episode of Ready for Retirement, James discusses the 3 most important mindset shifts to make going into retirement. Questions Answered:  What are the mindset shifts to make going into retirement?  What should you consider when planning your retirement expenses? How can you ensure you optimize your money? We’re on YouTube !  Check us out here for more content to help you create a secure ret...

In this episode of Ready for Retirement, James discusses how likely it is that you'll run out of money in retirement? Questions Answered:  Is it likely that you will outlive your money in retirement?  What should you consider when planning your retirement expenses? How can you ensure you don't outlive your money? We’re on YouTube !  Check us out here for more content to help you create a...

In this episode of Ready for Retirement, James discusses how to invest for longevity when there's a spousal age gap. Questions Answered:  What would change if one spouse predeceased the other?  How would your income and portfolio be impacted?  What are the considerations when planning around one spouse predeceasing the other? We’re on YouTube !  Check us out here for more content to help you...

In this episode of Ready for Retirement, James discusses how Roth Conversions impact inheritance, specifically legacy planning. Questions Answered:  How can Roth Conversions be best implemented for legacy planning? What are the important strategies to be aware of when implementing Roth Conversions? How can Roth Conversions impact planning for inheritance? We’re on YouTube !  Check us out here for...

In this episode of Ready for Retirement, James discusses where you should pull income from in the first year of retirement. Questions Answered:  What is the best account to pull from in retirement? Why do you need to have more than just a good financial plan?  What are the best ways to withdraw income in retirement? We’re on YouTube !  Check us out here for more content to help you create a secure...

In this episode of Ready for Retirement, James discusses 4 ways to navigate market downturns. Questions Answered:  How should investors approach down markets?  Why do you need to have more than just a good financial plan?  How do you implement the guardrails approach? We’re on YouTube !  Check us out here for more content to help you create a secure retirement: YouTube - Root Financial Partners LE...

In this episode of Ready for Retirement, we’re talking about the best way to rebalance your portfolio. Questions Answered:  How do I know if I need to rebalance my portfolio? How can we make sure I'm setting myself up to optimize my retirement strategy? What is the best rebalance strategy? We’re on YouTube !  Check us out here for more content to help you create a secure retirement: YouTube -...