Ready For Retirement

In this episode of Ready for Retirement, James discusses how much you need to retire. Questions Answered:  How much do I need (financially)? How do I prepare (mentally)? How can your overall retirement strategy be improved? Timestamps: 00:00 - Introduction  2:30 - How much is ENOUGH? 3:25 - Retirement Expenses 5:04 - Assigning Your Dollars 8:50 - First Step 13:40 - Avoid THIS! 17:03 - Inflation Im...

In this episode of Ready for Retirement, James discusses what you should do with extra income after you max out your 401(k).  Questions Answered:  What are the best accounts to invest in after your 401(k)? Should you invest in a brokerage/Roth/IRA/etc? How can your overall retirement strategy be improved? Timestamps: 00:00 - Introduction  1:00 - Key Benefit 2:23 - Order of Operations 4:30 -  Where...

In this episode of Ready for Retirement, James discusses what you should do with your 401(k) when you retire. Questions Answered:  What are the best ways to reduce fees in a 401(k)? Should you move your 401(k) elsewhere? How can your overall retirement strategy be improved? Timestamps: 00:00 - Introduction  1:45 - Listener Question 3:23 - 401(k) Hidden Fees 7:52 - Gaining More Control 9:45 - Inves...

In this episode of Ready for Retirement, James discusses with retirement life coach Cyn Meyer how to create the most meaningful retirement. Guest: Cyn Meyer is a Retirement Life Coach and founder of Second Wind Movement. She has free resources here on her website available to all of you. Cyn also offers a free workshop here . Questions Answered:  What are the best ways to have a meaningful retirem...

In this episode of Ready for Retirement, James how to use Roth Conversions to protect your spouse's future. Questions Answered:  What are the best ways to implement Roth Conversions? What are the best strategies to implement tax planning for your spouse? How can your overall retirement strategy be improved? Timestamps: 00:00 - Introduction  1:45 - Roth Conversions 3:23 - When To Implement 6:5...

In this episode of Ready for Retirement, James discusses when you should start withdrawing cash instead of stocks for retirement income? Questions Answered:  What is the best way to optimize withdrawals? What are the best strategies to optimize pulling funds from cash vs. stocks? How can your overall retirement strategy be improved? Timestamps: 00:00 - Introduction  2:27 - Spending Down Cash 4:14...

In this episode of Ready for Retirement, James discusses 8 important planning opportunities from the SECURE Act 2.0 Questions Answered:  What are the major changes from the SECURE Act 2.0? What are the best strategies to implement from the SECURE Act 2.0? How can your overall retirement strategy be improved? Timestamps: 00:00 - Introduction  3:14 - SECURE Act 2.0 Overview 4:22 - RMD Changes 6:52 -...

In this episode of Ready for Retirement, James discusses 3 steps to make 2023 your best year yet. Questions Answered:  What is the best way to get your "money right"? What are the best strategies to optimize your money choices? How can your overall retirement strategy be improved? Timestamps: 00:00 - Introduction  2:46 - Examples of Prudent Financial Decisions 5:23 - Future Assumptions 6...

In this episode of Ready for Retirement, James discusses 5 assumptions that you shouldn't make in retirement. Questions Answered:  What are the best practices when making assumptions in retirement? What are the best strategies to create income in retirement? How can your overall retirement strategy be improved? Timestamps: 00:00 - Introduction  4:22 - Example of an Investor 6:28 - Short-Term...

In this episode of Ready for Retirement, James discusses if a reverse mortgage is a good "Plan B". Questions Answered:  What are the best practices when using a reverse mortgage? What are the best strategies to create income in retirement? How can your overall retirement strategy be improved? Timestamps: 00:00 - Introduction  5:05 - Reverse Mortgage Basics 9:35 - Example of Income Creati...

In this episode of Ready for Retirement, James discusses when it does (and doesn't) make sense to work with a financial planner. Questions Answered:  When does it make most sense to consider working with a financial advisor? What are the main benefits you can expect from working with a financial advisor? How can your overall retirement strategy be improved by having a financial advisor? Times...

In this episode of Ready for Retirement, James discusses what investments you should own in your retirement portfolio? Questions Answered:  What are the best investments to provide income throughout retirement? What are the best strategies to maximize income? How can your overall retirement strategy be improved? Timestamps: 00:00 - Introduction  5:05 - Stock Ownership 12:15 - Company FAQs 19:55 -...

In this episode of Ready for Retirement, James discusses if withdrawal rates are still applicable in today's markets. Questions Answered:  Can we still trust withdrawal rate rules? What are the best strategies to maximize income? How can your overall retirement strategy be improved? Check out our main channel for all of our podcast episodes and more on YouTube here! LET'S CONNECT! Facebo...

In this episode of Ready for Retirement, James discusses the pros and cons of Mega Backdoor Roth Conversions. Questions Answered:  When does it make most sense to implement? What are the best strategies to implement Mega Backdoor Roth Conversions? How can your overall retirement strategy be improved? Check out our main channel on YouTube here! LET'S CONNECT! Facebook LinkedIn Website ENJOY TH...

In this episode of Ready for Retirement, James discusses if you should get a 15 or 30 year mortgage.  Questions Answered:  What mortgage is best for you? What are the best strategies to view real estate in retirement? How can your overall retirement strategy be improved? Check out the podcast on YouTube here! Check out our main channel on YouTube here! LET'S CONNECT! Facebook LinkedIn Website...

In this episode of Ready for Retirement, James discusses how to invest your bridge account. Questions Answered:  How should you invest your brokerage account? What are the best strategies to think about how your bridge account impacts your overall plan? How can your overall retirement strategy be improved? Check out the podcast on YouTube here! Check out our main channel on YouTube here! LET'...

In this episode of Ready for Retirement, James discusses how to plan for retirement when you and your spouse will be retiring at different times. Questions Answered:  Where will income come from when one spouse is no longer working? What are the best strategies to create income in retirement when you retire at a different age than your spouse? How can your overall retirement strategy be improved?...

In this episode of Ready for Retirement, James discusses why bond prices are falling and what you can do to protect your portfolio. Questions Answered:  Why are bond prices falling? What are the best strategies to protect your portfolio for the long-term? How can your retirement strategy be improved? Check out the podcast on YouTube here! Check out our main channel on YouTube here! LET'S CONN...

In this episode of Ready for Retirement, James Conole discusses with guest, Ari Taublieb, the 5 steps so you can begin preparing for retirement today! Ari is the Vice President of Root Financial Partners and host of the Early Retirement Podcast. Ari also has a YouTube Channel here where he discusses tips and strategies to retire early.  Questions Answered:  What are the 5 steps to prepare for reti...

In this episode of Ready for Retirement, James discusses if you how to know if you have enough to retire. Questions Answered:  How do you know if you have enough to retire? What are the best strategies to understand your retirement timeline? How can your retirement strategy be improved? Check out the podcast on YouTube here! Check out our main channel on YouTube here! LET'S CONNECT! Facebook...

In this episode of Ready for Retirement, James discusses if you should use Roth or Pre-Tax if you're in a 24% tax bracket. Questions Answered:  How do your taxes impact your overall financial plan? What are the best strategies to understand your tax plan? How do your investments impact your overall retirement plan? Check out the podcast on YouTube here! Check out our main channel on YouTube h...

In this episode of Ready for Retirement, James discusses a story to better understand what you're actually invested in. Questions Answered:  How can you reframe the way you view investing What are the best strategies to better understand your investments How do your investments impact your overall retirement plan? Check out the podcast on YouTube here! Check out our main channel on YouTube he...

In this episode of Ready for Retirement, James discusses the best way to help your children buy a home. Questions Answered:  How can I best help my child buy a home? What are the best strategies to help? How does this impact my overall retirement plan? Check out the podcast on YouTube here! Check out our main channel on YouTube here! LET'S CONNECT! Facebook LinkedIn Website ENJOY THE SHOW? Do...

In this episode of Ready for Retirement, James discusses how to best align your portfolio with other income sources. Questions Answered:  How can I align my portfolio with my other income sources? What are the best investments for your specific goals? How do your investments and other income sources connect to your overall retirement plan? Check out the podcast on YouTube here! Check out our main...

In this episode of Ready for Retirement, James discusses if gold should be part of your investment portfolio. Questions Answered:  Should gold play a role in your investment portfolio? What are the best investments for your specific goals? How do your investments connect to your overall retirement plan? Check out the podcast on YouTube here! Check out our main channel on YouTube here! LET'S C...