Ready For Retirement

Our topic on this episode of the Ready for Retirement podcast is about managing asset allocation and asset location leading up to retirement. Questions answered: What are the benefits of Asset Location and why is it important for retirement planning? What is the right asset allocation for my various accounts? How can I position my portfolio for my retirement goals? What is the best approach for my...

Our topic on this episode of the Ready for Retirement podcast is about answering multiple questions that have been recently submitted surrounding RMDs (Required Minimum Distributions), Social Security Taxes, Income Annuities, and Dividend Reinvestment. Questions answered: What are the best strategies to manage RMDs (Required Minimum Distributions)? How should I be determining when to collect Socia...

Our topic on this episode of the Ready for Retirement podcast is about protecting against inflation. Questions answered: How can we position our portfolio to protect against inflation? What are the best strategies to create a hedge against inflation? What is the best approach for my individual situation?  Are you ready to start focusing on the things that truly matter when it comes to your financi...

Our topic on this episode of the Ready for Retirement podcast is about understanding what makes ETFs more tax-efficient than Mutual Funds. Questions answered: Why are ETFs more tax-efficient than Mutual Funds? What are the best strategies to use ETFs? What types of funds are best for each of my accounts? What is the best approach for my individual situation?  Are you ready to start focusing on the...

Our topic on this episode of the Ready for Retirement podcast is about understanding how to plan for longevity without sacrificing the “Good Years”. Questions answered: What are the best strategies to ensure I don’t outlive my money? How can I use my finances to ensure I’m maximizing my different goals (pre-retirement and post-retirement)? What is the best approach for my individual situation?  Ar...

Our topic on this episode of the Ready for Retirement podcast is about understanding when it makes sense to work with a financial planner. Questions answered: Should I work with a financial planner? When is the best time to hire a financial planner? What are the different ways financial planners work with clients? What is the best approach for my individual situation?  Are you ready to start focus...

Our topic on this episode of the Ready for Retirement podcast is about understanding how to consolidate your accounts without putting all of your eggs in one basket. Questions answered: How can I ensure I’m diversified if all of my accounts are in one location? What are the best strategies when it comes to implementing diversification? What is the best approach for my individual situation?  Are yo...

Our topic on this episode of the Ready for Retirement podcast is about 401(k)s and specifically whether or not you should switch from pre-tax 401(k) to an after-tax (Roth) 401(k). Questions answered: Should I be contributing to my 401(k) or Roth 401(k)?  What are the pros and cons to each? What strategies can I implement today to improve my financial future? What is the best approach for my indivi...

Our topic on this episode of the Ready for Retirement podcast is about understanding how much people actually spend in retirement. Questions answered: What do people actually spend in retirement and how much does it differ from what they anticipated? What planning can I do now to ensure I don’t outlive my money? What is the best approach for my individual situation?  Are you ready to start focusin...

Our topic on this episode of the Ready for Retirement podcast is about the lessons learned from history’s greatest investors. Questions answered: What do all great investors do? What are the most important lessons / stories throughout history surrounding investing? What strategies can I implement to improve my financial future? What is the best approach for my individual situation?  Are you ready...

Our topic on this episode of the Ready for Retirement podcast is about 5 things you will have wished you knew before you retire. Questions answered: What should I know before I retire?  What can I do to prepare for retirement? What strategies can I implement to improve my financial future? What is the best approach for my individual situation?  Are you ready to start focusing on the things that tr...

Our topic on this episode of the Ready for Retirement podcast is about the pros and cons of dividend investing. Questions answered: What percentage of my portfolio should be coming from dividends in retirement? What strategies can I implement to improve my financial future? What is the best approach for my individual situation?  Are you ready to start focusing on the things that truly matter when...

Our topic on this episode of the Ready for Retirement podcast is about how to go from a saving mindset to a spending mindset. Questions answered: What amount should I feel comfortable spending in retirement?  What can I do to shift anxiety that comes from no longer receiving a consistent paycheck? What strategies can I implement to improve my financial future? What is the best approach for my indi...

Our topic on this episode of the Ready for Retirement podcast is about annuities and whether or not you should have one in your portfolio. Questions answered: What do I need to look for when determining if an annuity is right for me?  What are the benefits and cons of including an annuity in my portfolio? What strategies can I implement to improve my financial future? What is the best approach for...

Our topic on this episode of the Ready for Retirement podcast is a case study on how to make the right decision for you with all of the various retirement options. Questions answered: What are the best investment strategies throughout retirement? What strategies can I implement to improve my financial future? What is the best approach for my individual situation?  Are you ready to start focusing o...

Our topic on this episode of the Ready for Retirement podcast is about how you should invest once you have more than enough to retire. Questions answered: How should I invest throughout retirement? What investment strategies can I implement to improve my financial future? What should I do with additional funds in retirement that I want to invest? What is the best approach for my individual situati...

Our topic on this episode of the Ready for Retirement podcast is about how I do my budget and why most budgeting doesn’t work. Questions answered: Should everyone have a budget? What’s the best way to track my budget? How can I make sure I’m on track to reach my financial goals? What is the best approach for my individual situation?  Are you ready to start focusing on the things that truly matter...

Our topic on this episode of the Ready for Retirement podcast is part four of the financial tune-up series: What to Look For When Reviewing My Estate Planning Documents. Questions answered: What do I need to look for when reviewing my Estate Planning documents? What strategies can I implement to improve my financial future? What is the best approach for my individual situation?  Are you ready to s...

Our topic on this episode of the Ready for Retirement podcast is part three of the financial tune-up series: What to Look For When Reviewing Insurance Policies. Questions answered: What do I need to look for when looking at insurance policies? What strategies can I implement to improve my financial future? What is the best approach for my individual situation?  Are you ready to start focusing on t...

Our topic on this episode of the Ready for Retirement podcast is part two of the financial tune-up series where I discuss what to look for when reviewing your investments. Questions answered: How do I know if I’m invested appropriately for my goals? What should I invest in? What is the best approach for my individual situation?  Are you ready to start focusing on the things that truly matter when...

Our topic on this episode of the Ready for Retirement podcast is part one of the financial tune-up series: How to Review Your 2020 Tax Return. Questions answered: What does my 2020 Tax Return tell me about how best to manage my financial situation? What tax planning strategies can I implement to improve my financial future? What is the best approach for my individual situation?  Are you ready to s...

Our topic on this episode of the Ready for Retirement podcast is about understanding how to navigate Required Minimum Distributions (RMDs). Questions answered:  What do I need to know about RMDs? How do I calculate RMDs? What tax strategies can I implement to avoid or limit RMDs? What is the best approach for my individual situation?  Are you ready to start focusing on the things that truly matter...

Our topic on this episode of the Ready for Retirement podcast is about understanding when it makes most sense to consider making Roth Conversions. Questions answered: When should I consider a Roth Conversion? What are the pros & cons of a Roth Conversion? What is the best approach for my individual situation?  Are you ready to start focusing on the things that truly matter when it comes to you...

Our topic on this episode of the Ready for Retirement podcast is about paying off a mortgage or investing. Questions answered: Should I pay off my mortgage or invest? What are the trade-offs of investing vs. paying down a mortgage? What is the best approach for my individual situation?  Are you ready to start focusing on the things that truly matter when it comes to your financial future? LET&apos...

Our topic on this episode of the Ready for Retirement podcast is all about how you can create a purposeful and meaningful retirement. Questions answered: How do I create a strategy to have a fulfilling retirement? What activities should I do in retirement? How can I make sure I don't outlive my money?  Are you ready to start focusing on the things that truly matter when it comes to your finan...