Property Challenge Podcast

Most people spend their entire lives working for money. What if the goal isn't to work harder? What if the goal is to make your money work harder than you do? In this episode, I break down the mindset that completely changed my life:  "I invest so I can rest."  This isn't about being lazy. It's about creating freedom. Freedom to own your time, freedom to choose how you work, an...

When people look at my life today, they see the developments, the real estate portfolio, the businesses, and the success. What they don't see are the seven failed real estate exams. They don't see the countless drives back and forth to testing centers hoping this would finally be the time I passed. They don't see me trying to figure out how I was going to come up with another $100 just...

Most real estate agents think the biggest risk in this business is losing a deal. But what if the real risk is losing your life? In this episode, I share the heartbreaking story of Ashley Oakland, a 27-year-old realtor who was murdered while preparing for an open house in Iowa. Fifteen years later, new developments in the case have brought national attention back to a tragedy that continues to imp...

Most landlords think the biggest risk in real estate is bad tenants… But what if the real danger is saying the wrong thing? In this episode, I break down the growing number of Fair Housing claims being filed against landlords and investors and why one phone call, one ad, or one inconsistent response could cost you hundreds of thousands of dollars.  This conversation dives into Section 8 questions,...

Everybody in real estate is talking about wholesaling… But nobody is talking about the scams. In this episode, I expose the dangerous side of unethical wholesaling and how vulnerable homeowners are being manipulated into signing away their properties for pennies—or in some cases, for just $1. This conversation was inspired by a real story involving an elderly disabled homeowner who unknowingly sig...

In this episode, I break down the  10 Second Rule , a simple but powerful habit that can protect you from dangerous situations when showing properties, meeting buyers, or walking vacant homes. Everybody is focused on deals, cash flow, and closing… But what if I told you the most important skill in real estate isn’t making money it’s staying alive. This isn’t about fear… it’s about awareness. Becau...

In this episode, I break down the real, everyday mistakes that quietly destroy property value from deferred maintenance and bad contractors to poor location choices and costly renovation errors. If you’ve ever said “I’ll fix it later”… this episode is for you. Everybody talks about how to make money in real estate… But almost nobody talks about how fast you can lose it. And the truth is—most inves...

Are you buying real estate… or is real estate buying YOU? In this episode of  The Property Challenge Podcast , I’m breaking down the  3-3-3 Rule in real estate —a simple but powerful strategy that can protect you from becoming  house poor  and making emotional financial decisions. Too many people are out here getting approved for homes they can’t sustain… trying to keep up with appearances… and sl...

Foreclosures are increasing—and for investors, that means opportunity. In this episode of The Property Challenge Podcast, I breaks down how to identify properties heading toward foreclosure and how to position yourself to capitalize before they hit the market. Inside this episode: The key signs a property is in distress How to spot foreclosure opportunities early What to look for in neighborhoods...

Is renting really better than buying… or have we been conditioned to think that way? In this episode of The Property Challenge Podcast, I break down the truth behind the renting vs. owning debate and why ownership is one of the most powerful wealth-building tools available. This episode dives into: The real definition of assets vs liabilities Why your primary residence can build wealth How renting...

Are realtors worth the money… or are they overpaid? In this episode of The Property Challenge Podcast, I break down the REAL truth about real estate agents vs. REALTORS and why choosing the wrong one can cost you deals, money, and opportunities. After a heated debate on the Social Proof Podcast, this episode dives deep into: The difference between a real estate agent and a REALTOR What investor-fr...

In this episode of The Property Challenge Podcast, I had to address something that honestly made me mad… people getting online saying real estate is a scam. And I’m not gonna sit back and let that narrative go unchecked. I’ve been in real estate for years. I’ve taken losses, I’ve learned hard lessons, and I’ve built real wealth. So when I hear people say the entire industry is a scam, I already kn...

In this episode of The Property Challenge Podcast, I had to address something that honestly made me mad… people getting online saying real estate is a scam. And I’m not gonna sit back and let that narrative go unchecked. I’ve been in real estate for years. I’ve taken losses, I’ve learned hard lessons, and I’ve built real wealth. So when I hear people say the entire industry is a scam, I already kn...

If you are brand new to real estate and feeling intimidated, this episode is for you. In Episode 52 of The Property Challenge Podcast, I go all the way back to the basics. I’m talking to the person who is about to look at their very first deal and doesn’t even know where to start. I remember being 21 years ago, broke, on Section 8, overwhelmed, and intimidated by everyone around me who looked succ...

If you’ve been watching HGTV thinking you’re about to flip a house and make six figures in 30 days… we need to talk. In this episode of The Property Challenge Podcast, I break down the real math behind fix and flips — specifically the 70% Rule — and why understanding this formula can save you from overpaying and taking a financial haircut. When I first started in real estate, nobody handed me form...

Episode 50. I can’t even believe I’m saying that. In this milestone episode of The Property Challenge Podcast, I reflect on what 50 weeks of showing up has taught me about business, obedience, comparison, and consistency. When I started, I didn’t have everything figured out. I didn’t have a big production team. I didn’t even fully understand where this podcast would go. But I kept showing up. In t...

In this episode of The Property Challenge Podcast, I’m breaking down the five biggest mistakes I see new real estate investors make — and I’ve made some of these myself. If you’re just getting started, or you’ve been thinking about investing for a while, this episode is going to challenge your mindset. I talk about: Why waiting on the “perfect” deal is delaying your progress The importance of know...

You can finish a rehab, have a buyer ready, and still not be able to close. In Episode 48, I break down one of the most overlooked but dangerous parts of real estate investing:  lien waivers . This is not a sexy topic—but it’s a necessary one. In this episode, you’ll learn: What a mechanic’s lien is and how it stops closings Why paying your contractor does NOT guarantee your property is protected...

Most investors don’t lose money because of bad deals. They lose money because they pay contractors the wrong way. In Episode 47, I break down exactly how I structure contractor payments so I don’t get played, pressured, or scammed. This episode is strictly educational and covers: Why signing a contract is  0% complete  (and deserves $0) How draw schedules protect your budget and your leverage What...

If you’re a leader, entrepreneur, investor, or vision carrier and you’ve been feeling exhausted… this might be why: You’re dragging your team. In Episode 46 of The Property Challenge Podcast, Terrica Lynn Smith breaks down a hard truth: You cannot build a successful business while carrying people who keep choosing laziness, fear, inconsistency, and excuses. This episode is for the CEO who’s doing:...

In Episode 45 of  The Property Challenge Podcast , I break down the REAL lessons hidden inside every real estate deal the lessons most investors skip because they’re too focused on surface level headlines like interest rates and national news. This episode is designed to make you dangerous in your neighborhood  so educated that you can out negotiate buyers, and even outsmart lazy agents who don’t...

If you’ve been shrinking to keep the peace…  this episode is for you. In Episode 44 of The Property Challenge Podcast, I break down what it really means to be yourself anyway unapologetically, out loud, and without asking permission. Because the truth is: everybody won’t be comfortable with you… especially when you stop needing their approval. This isn’t just motivation—this is a mindset shift for...

In this episode of The Property Challenge Podcast, I break down why waiting on rates is not a strategy, it’s a delay tactic. Interest rates will always fluctuate, but real investors don’t build portfolios based on things they can’t control. If a deal only works at one interest rate, it’s not a deal  it’s a bet. This is not theory. This is investor education. In this episode, you’ll learn: Why wait...

You Don’t Lose Money on Bad Deals—You Lose It on Bad Execution  Most investors don’t lose money because the deal was bad. They lose money because the  execution was bad . And the most overlooked role in real estate execution? The project manager. In this episode, I break down: What a real project manager actually does 5 red flags your project manager is costing you money Why timelines, budgets, an...

2025 Tried to Take Me Out… But Getting Back Up Is Non-Negotiable  2025 didn’t come quietly—it came swinging. And if I’m being honest, it tried to take me out. This episode isn’t about grinding harder, chasing more doors, or getting a bigger bag. It’s about how to stay focused without losing yourself when life hits you emotionally, mentally, spiritually, and financially. If you’ve been tired, overw...