Property Challenge Podcast

In this episode of the  Property Challenge Podcast , I break down one of the most powerful and misunderstood real estate strategies:  tax liens and tax deeds . If you think investors are waiting on interest rates to drop—you’re already behind. I Share a real story about how I almost lost one of my own properties due to unpaid taxes, I explain the difference between tax liens vs. tax deeds, and wal...

In this episode, I’m teaching you exactly how to get started with mobile home investing — even if you don’t have much capital. I break down how to find mobile homes for $0–$10,000, how to avoid overpaying, what repairs matter, where to find deals, and how my 28-lot park now produces over $100K a year. If you want a low-risk, high-return entry into real estate, this episode is your blueprint. WHAT...

Most investors run  from  Section 8. In this episode, I’m going to show you why I run  toward  it. In Episode 38 of The Property Challenge Podcast, I break down  how to be a Section 8 investor , why I  love  HAP (Housing Assistance Payments), and how one of my 60-unit HAP deals pays  $50,000–$60,000 per month —every single month—directly from the federal government. I’m also sharing a deeply perso...

You can get the bag and still lose everything if the curse is still on you. In this episode of The Property Challenge Podcast, I’m not breaking down a real estate deal…I’m breaking down a  generational curse . I’m sharing my full, transparent testimony: from being raped at 5 years old, growing up in foster care, becoming a teenage mom, homeless under the Claiborne Bridge in New Orleans, suicidal,...

When people hear “181 doors,” they think rich overnight. What they  don’t  see is the stabilization season, the Craigslist tenants, the bad contractors, the reserves, and the nights you want to sell it all and walk away. In this episode of The Property Challenge Podcast, I sit down with my Inner Circle student (and now business partner) Josh Ethridge from Lafayette, Louisiana. Josh went from: W2 j...

Sometimes you can’t fix what’s broken — you’ve got to tear it down and build it right.  In this episode of  The Property Challenge Podcast , I open up about the tough decision to dismantle and rebuild my property management company from the ground up. I break down what it looks like to lead with values, rebuild culture, and take back control when your business drifts off course. You’ll Learn: Why...

Faith doesn’t expire when time runs short. In this episode of  The Property Challenge Podcast , We talk about how the fourth quarter ain’t over yet — God still moves in the 11th hour. You’ll learn how to stop self-sabotaging your progress, shift your language, and believe again — no matter what the facts say. In This Episode: How I pushed past failure to become a broker. The power of your words an...

Hey investors! In this episode of  The Property Challenge , we’re talking legacy— are you passing down wealth or fear?  I break down how to build a God-first blueprint your family can actually follow:  options, knowledge, and order. We get into trusts with milestone releases, teaching your kids the  personal financial statement , and why “rainy-day” thinking keeps you small. Plus: real stories fro...

Welcome back to the Property Challenge Podcast with me, Terrica Lynn Smith. Today I’m not telling deal stories—I’m talking  team construction . If it drains momentum, it doesn’t ride. From cutting gossip and offense to installing real finance systems (hello, controller) and real leadership, this is how you protect your spirit, your deals, and your cash. You’ll learn: How offense blinds vision—and...

Welcome back to the Property Challenge Podcast with me, Terrica Lynn Smith. If purchase prices are scaring you off, it’s time to  simplify the math  and make your first move. I break down how to use a basic mortgage calculator, compare  mortgage vs. rent , and why a  4-plex house hack  can fast-track you into ownership with FHA/USDA/conventional options. We’re choosing  faith over fear  and runnin...

Welcome back to the Property Challenge Podcast with me, Terrica Lynn Smith. 🏁 If “negotiation” makes you freeze, this episode will thaw you out fast. I’m giving you the mindset, research moves, and talk tracks that turn strangers into sellers—and protect your deposits while you’re at it. You’ll learn: • “No” = Next Opportunity—the mindset that keeps you dialing • 5-point pre-call checklist (owner...

Welcome back to the Property Challenge Podcast with me, Terrica Lynn Smith. 💥 Today we’re tackling TIME POVERTY—why “I don’t have time” really means your priorities and systems need a reset. I’m showing you exactly how I run companies, stay present at home, and keep stacking doors without burning out. Let’s buy back your day. You’ll learn: • The quick “priority reset” that frees 5–10 hours/week •...

Welcome back for another episode of The Property Challenge Podcast with me, Terrica Lynn Smith! 🎙️ This week I’m opening up about leading through team shakeups, rumors, and pressure—and how to steady the ship without losing your culture. From spotting a “sleeper cell” to instituting a zero-gossip standard, I’m sharing the exact stabilization steps we used to protect clients, cash flow, and momentu...

Welcome back for another episode of the Property Challenge Podcast with me, Terrica Lynn Smith! 🎙️ This week I’m opening up about something every investor faces but nobody really talks about —  REAL ESTATE BULLIES. From failing the real estate exam seven times to building a portfolio of over 1,000 properties, I’ve had to push through rejection, bias, and intimidation at every level of my career. I...

In this episode of the Property Challenge podcast, I, Terrica Lynn Smith, dive deep into a topic that many investors grapple with: debt. I challenge the common belief, especially among my Christian listeners, that being in debt is inherently unbiblical. While I acknowledge the wisdom in being a lender rather than a borrower, I encourage you to reconsider your perspective on debt. I start by refere...

In this episode of The Property Challenge Podcast, I, Terrica Lynn Smith, delve into a profound topic that I believe is crucial for every investor: identifying and dealing with the "Cain" in your life. Drawing from my recent experiences at a property showing, I reflect on the spiritual implications of jealousy, rage, and entitlement that can arise when we encounter individuals who embody t...

In this episode of The Property Challenge Podcast, I, Terrica Lynn Smith, dive deep into the essential steps for inspecting an investment property before purchasing. I understand that many investors often feel overwhelmed by the fear of missing critical issues, which can hold them back from acquiring properties. I share a comprehensive blueprint for conducting property inspections to alleviate thi...

Welcome to another inspiring episode of the Property Challenge Podcast with your host, Terrica Lynn Smith! In this episode, Terrica shares her incredible journey of resilience and determination as she recounts how she failed the real estate exam seven times before finally passing. From her humble beginnings in New Orleans to overcoming the challenges of Hurricane Katrina, Terrica’s story is a test...

Welcome to another empowering episode of the Property Challenge podcast with your host, Terrica Lynn Smith! In this episode, we dive deep into the concept of "winning a real estate war," focusing on the internal battles we face as investors. Terrica shares her insights on overcoming self-doubt and the negative voices that can hold us back from achieving our real estate goals. She emphasize...

In this episode of the Property Challenge podcast, I, Terrica Lynn Smith, dive deep into the misconceptions surrounding debt in real estate investing. Many people fear debt, believing it to be inherently bad, but I aim to bust that myth by explaining the difference between good debt and bad debt. I share my personal journey, starting from a place of financial struggle after Hurricane Katrina, wher...

In this episode of the Property Challenge Podcast, we dive deep into the world of real estate, personal growth, and the journey of navigating life as a young adult. Join us as I welcome my special guest, Atteya Danae, who shares her experiences as a 20-year-old realtor, podcaster, and wholesaler. We discuss the importance of ownership, the challenges of anxiety, and the lessons learned from both s...

In this episode of the Property Challenge Podcast, host Terrica Lynn-Smith sits down with her best friend and business partner, Stephanie Bailey, to discuss the dynamics of friendship and teamwork in real estate investing. With over 20 years of friendship, Tara and Stephanie share their experiences navigating the challenges of working together while maintaining their personal bond. They dive into...

Welcome to another episode of The Property Challenge Podcast with your host, Terrica Lynn Smith! In this episode, we dive deep into the world of wholesaling in real estate—a hot topic that sparks mixed feelings among investors. Terrica breaks down the ins and outs of wholesaling, explaining why it can be one of the easiest ways to enter the real estate market. She shares her personal experiences,...

In this episode of the Property Challenge Podcast, host Terrica Lynn Smith dives deep into the journey of turning a bad real estate decision into a valuable learning experience. Join Terrica as she shares her story about a challenging 10-unit apartment building project that has spanned over five years and is still ongoing. Discover the lessons learned from navigating permits, dealing with contract...

In this episode, I share a real story that every real estate investor needs to hear. A tenant filed a completely false injury claim against one of my properties — and despite having proof, documentation, and even witness statements, the insurance company still decided to settle. This situation exposed how vulnerable investors really are when it comes to lawsuits, liability, and how little protecti...