Price of Avocado Toast

Can you believe it's already the end of season three?!? We're blown away by what this podcast has turned into. This finale episode touches on the episodes and growth of our family through season 3, as well as all the upcoming greatness for season 4. You'll hear our mid-year goals update from the famous New Year's Eve tradition and some of our hopes as we move into the second half of 2023. Finally,...

Today's episode features Nika Booth from Debt Free Gonnabe™  Nika is a debt payoff expert and public servant who has been on a wild journey of debt freedom culminating in a substantial amount of student loan forgiveness through the PSLF program. She now helps others in student loan debt navigate repayment and the steps it takes to feel empowered on that journey. We invited Nika on so we could chat...

Today's episode features Carly Hill, the creator and entrepreneur behind the Debt Free Mom brand. Carly is a young mom of four who teaches others how to feel empowered by their budgeting method. She is a big supporter of the pay period budgeting system and shares her expertise as to how this style can be just what you need to make those big money gains your family is hoping for. Enjoy!   In this e...

Summertime! And the livin's easy…but not cheap! The summer season brings a whole new ball game with added costs to your budget. Are you ready for summer expenses? We give you some things to be mindful of as we move into warmer weather and outdoor experiences. You'll hear some items you might want to add a budget line for, and we'll also give you some practical tools to take into conversations with...

Today's episode features the amazing Amanda Stein from Debt Free Panda. She is a personal finance content creator and craft extraordinaire! She joins us to chat about her passion and growth into the personal finance space, as well as her incredible side hustle journey. Her signature brand is exploding with creative designs to bring a bit of joy into your personal finance journey. We hope you enjoy...

Today's episode features Daniella Flores, founder of the I Like To Dabble blog and brand. Daniella is a freelance writer, blogger, and ambassador for remote work and side hustles. Through the creation of I Like To Dabble, Daniella has become a champion for folks advocating for remote work and finding meaningful roles that provide them with the lifestyle they dream of. We talk about the benefits of...

What happens when you bring on the man that makes it happen? Sit down with us as we chat with Q, a fellow financial coach and podcaster who paid off over $30,000 of debt on an $18,000 salary. Q shares his story of hustle and grind to create a better financial future for himself and his family. You'll hear the tools that helped Q be successful, and the creation of his content brand and push to help...

Today's conversation was sparked from a growing idea on social media of good debt vs bad debt. Can there be such a thing as good and bad debt? If so, who gets to decide? We talk about our comfortability with debt and some practices listeners can employ when weighing their relationship with debt. Enjoy!    In this episode, we chat about: The morality of good and bad Value-based spending on credit c...

Today's episode features the incomparable Athena Valentine Lent, the Money Smart Latina! Athena is a personal finance advice columnist with Slate Magazine and the author of the upcoming book Budgeting for Dummies. Athena shares her story and her path into personal finance as well as her passion behind uplifting and amplifying the voices of marginalized folks in the community. If you want to hear t...

Today's episode is all about that emergency fund! We help you find out what your number should be, how to fund it, and ways to overcome the negative emotions from spending in the emergency fund. This important tool is one that just about everyone agrees upon, so if you need help with getting that emergency fund started, this is the episode for you! AND if you feel you need additional support, toda...

Today's episode is a summary of our first real estate investment journey! We sat on a vacant home for 15 months and poured dollar after dollar into this place, so we figured we'd better catch you all up on what that means. You'll hear the real figures we spent and the next steps for us with real estate. Investing in real estate can be difficult, so we want to be as transparent as possible for othe...

Today's episode brings on our friend Colleen Salchow from Salchow Coaching. A fellow financial coach and former teacher, Colleen chats about life as a military spouse and the opportunity that finding financial empowerment has provided her family. She gives some actionable tips to families navigating the financial landscape of military service and reminds us all that some of our habits from our deb...

Today's episode is a look into one of our financial flounders - the timeshare we purchased when on our honeymoon. We'll give you our numbers of what we spent and how we try to at least enjoy it a bit. We'll also touch on our old pal, Uncle Dave, and his hypocritical response in regards to a sponsor of his show. If you are someone with a timeshare, stick around to the end of the episode to hear our...

Today's episode features Anjie and RJ from Rich by Intention. This powerhouse couple paid off $123,000 of student loan debt in just one year. They joined us to talk about their success and the key sticking points that have guided their marriage into a healthy place with money. With a mission to empower other couples to find success in their marriage and money, it's no wonder that this duo has been...

Today's episode features Diandra from That Science Couple. Diandra and her husband are scientists looking at nutrition in a holistic approach, including the lens of personal finance. We talk about Diandra's bout with cancer and identifying how nutrition can be a way to begin fighting this disease early on. You'll hear why Diandra is a fan of rice and beans, and how nutrition and finances intersect...

Today's episode was a difficult one to record. We talk about losing Justin's mom and the compound effects that has had on the Brown-Woods family. While we're excited for the next steps, we're still grieving the loss and the change of what lies ahead. The two sides in conflict can make it difficult and scary to approach, but we're hopeful you'll join us on the journey of healing and growth for our...

Today's episode features Brittany, a dentist focused on debt freedom and teaching others in their career to manage their finances in a healthy way. Brittany shares the large amounts of potential student debt that dentists face and pulls back the curtain on her own journey through dental school. She touches on the mental aspects of debt freedom and navigating life once you've paid it all off. If yo...

Today's episode is all about ways you can spend your tax refund! We've been seeing the message floating around social media that getting a tax refund is like giving an interest free loan to the government for a year. It's usually then followed up with some comment loaded with shame. Well, that's not how we do things around here, so join us for a quick chat as to why folks might get a refund, and s...

This week we brought back our good friend, David Gourley. He's a former teacher turned financial coach and podcaster who has now become a financial planner. He's been a POAT cheerleader since day one and has helped our family take the next steps in our financial future. David is the guru of the student loan world and is a certified student loan professional helping borrowers navigate the mess that...

In today's episode, we talk to Jess Gil, a millennial engineer, wife, podcaster, and dog mom who credits her strong money habits to the financial education her parents provided her as a child. We explore how this strong foundation has influenced her financial decisions as an adult and how she has worked hard to continue building her financial empowerment.  In this episode, we chat about: Building...

Today's episode is all about community! Money is a difficult subject to talk about, which makes it all the more important to surround yourself with those who help lighten that burden. We talk about why having those close to you be aware of your goals can help long term. We also share about the truth behind a social media community and the effect it can have on your trajectory! Finally, we've got s...

Today's episode features Kristina Ellis, host of The NBD Podcast. She joins us to talk about her late diagnosis of ADHD and how it has impacted her career journey and financial path. Kristina chats about working through law school and finally having the answers to her previous challenges. If you are someone who identifies as neurodivergent, or if you know someone who does (you do), this is the epi...

This episode features Mariah Raynor, a Life and Money Mindset Coach. Haley and Mariah were accountability friends while in Financial Coach Academy, and now lean on one another for advice and check-ins. Mariah approaches coaching through a compassionate lens that highlights the values and desires of her clients. She brings an empathetic energy to help folks in identifying their fixed mindset with m...

Today's episode features Megan Eddinger, an everyday human willing to share her family's story. From navigating the waters of a teen pregnancy, to managing a house full of teenagers, this mom and wife gives an honest look into the financial world she and her husband struggled through in those early years. If you're feeling beat up on your debt journey, this episode is for you. Megan is raw and vul...

Jamie James jones us this week to discuss record inflation and how YOU can work with your money to mitigate risk and the rise of prices. We reflect on the 2008 housing bubble crash, how you can "crisis" protect your money and more! In this episode, we chat about: Comparing the 2008 financial crisis to modern inflation Crisis-proofing your home economy and finances Navigating safeguards during the...