Price of Avocado Toast

Today's episode features Jillian Knight from Her Financial therapy. Jillian is a Licensed Marriage and Family Therapist who now has her own practice supporting women working through their relationship with money. As a former baby-stepper, Jillian knows intimately what holding shame and unhealthy habits can do to your financial mindset. You'll hear about how Jillian transitioned into the financial...

Today's episode stems from common themes we're seeing with our clients this time of year. So many folks are confronting difficult feelings this holiday season. Whether it is seeing the highlight reels of others or recognizing our own struggles, this time of year can bring many negative emotions surrounding finances. We wanted to give listeners three skills they can work on to help overcome that em...

Today's episode features Kristin, a coaching client of Haley's who has been courageous enough to come on and share her story. Kristin has had tons of success with Haley while also navigating plenty of change, so we figured she would be a prime candidate to come on and talk real people numbers. You'll hear a bit about Kristin's past that led her to financial coaching and some of the benefits she ha...

Today's episode features author, speaker, financial counselor, and one of the best humans in the personal finance space, Rahkim Sabree. Rahkim is a thought leader in the financial trauma space, and he comes on to share some of the aspects of financial trauma and how it manifests itself in our lives. His story is one of success that begins from humble beginnings and "aspirations to be poor". This i...

Today's episode features Tess, founder and coach with the Money Confident community. Tess helps inspire and empower women in their 30's and 40's to begin their investing journey. You'll hear what lit Tess up about helping others and how she now supports and guides other women to own their money management. Tess has an infectious personality that will no doubt have you inspired and ready to go tack...

Do you ever meet folks online and then get hyped to finally chat to the face behind the account? That was Justin for today's interview! Our guest is Jessie from Metalhead Money, a musician and author bringing personal finance support to the music world. Jessie comes on to chat about how she began meshing finance and metal together, as well as her book that aims to do the same. She also shares abou...

Today's episode is our 3-step guide on how to start to tackle your debt when you can't raise your income. Many folks don't have the means or time resources to pick up a second job, so here are some actionable steps to start managing your debt. You'll hear 3 easy tips that you can implement to begin paying down your debt and freeing up some wiggle room in your budget. Enjoy!   In this episode, we c...

Today's episode features our friend, Tom Brickman, AKA The Frugal Gay! Tom is a real estate investor, content creator, and the real estate coach who helped us turn around our investing journey! You'll hear how Tom got his start in real estate investing and one of the best investment stories ever surrounding a house purchased on eBay. We also chat about ethical landlording and ways to be mindful of...

Today's episode breaks down the viral first date list circulating social media. A video went viral last week of a woman refusing to get out of a vehicle when her date arrived at Cheesecake Factory. We share the list of dates that social media deemed unacceptable and give you some takeaways if you're managing money and the dating scene. Enjoy!   In this episode, we chat about: The viral first dates...

Today is the final installment of our financial infidelity series. We have new Toastie Erica on to talk about her family and their debt-free journey while also navigating some hidden credit card debt. Erica shares some practical ways her family is tackling their debt and the ways her and her husband remain connected while on the journey. Erica's transparency and honesty is beautiful, and we're so...

Today's episode features a heartbreaking story about financial infidelity with one of Haley's longtime financial coaching clients, Becky. Becky shares her story about how her entire financial life came crumbling down after she learned the truth about her ex-husband's failure to manage money as he'd been making it seem. Her story is filled with "never saw that coming" moments. Becky's turnaround st...

Today's guest is Liz from Femme Funds. Liz is a female money coach on a mission to empower women to get started managing and maintaining their money. Liz shares her story of confronting financial infidelity and the life changes that happened afterward. You'll hear some of the aspects of financial infidelity and how minor or major they can be, and you'll get practical advice on how to navigate the...

"Hmm…must be nice."  Have you heard that phrase before? Today's episode breaks down the idea of "pocket-watching" where someone inserts or interjects themself in your financial journey, without being asked. This issue may feel minor, but it directly relates to stifling money conversations, so it's important we call it out and recognize it within ourselves. You'll get some ideas on how you can addr...

Our guest today is two-time best selling author Jason Vitug. Jason's book, Happy Money Happy Life, was an instrumental piece in helping our family decide to return back to our previous town, even with a higher cost of living. Jason comes on to chat about his new book and the multidimensional approach to wellness. So often the personal finance space focuses on the numbers rather than emotions, and...

Today's episode features one of the most entertaining guests we've ever had on the show! Melissa Jean-Baptiste from Millennial in Debt joins us to speak about her journey into personal finance and her new book "So…This Is Why I'm Broke." Melissa shares her story of leaving the education world after 10+ years of teaching to pursue content creation and financial empowerment for all, but with a littl...

Today's episode is a breakdown of our second attempt at real estate investing! We finalize our messy break-up with Michigan and move on to the hot new single: Toledo, Ohio! You'll get the details of the property we just purchased and what might be next on the horizon for the Brown-Woods' family as real estate investors. We also feature the trailer for an incredible new podcast that you do NOT want...

Toasties! We are back in action for Season 4 of the show! We missed you all and are so excited for this season. In today's premiere episode, we talk about some exciting nominations for the podcast, a recap of the recent changes for the Brown-Woods family, and the correlation between crash dieting and restrictive budgeting. This connection has been on our minds so we figured there was no better spo...

This episode originally aired in April of 2023 and we are beyond happy to announce that we have purchased a slam dunk investment property since this episode was released. Tune in to season 4 to hear all about the process. Season 4 officially launches on August 30th! Today's episode is a summary of our first real estate investment journey, which was a bit of a belly flop! We sat on a vacant home fo...

This episode was originally aired in March 2022. It's an amazing interview with Jannese Torres, founder of Yo Quiero Dinero Podcast. Jannese is on a mission to start a financial empowerment revolution for the Latinx community by educating folks about different ways they can diversify their streams of income. She is passionate about side hustling and has monetized her food blog, Delish D'lites , in...

This episode was originally aired back in August of 2021. Paying off debt with a vengeance is EXHAUSTING. This episode includes a conversation between Haley and Justin about the debt free journey burnout that so many of us experience at some point along the way. Remember, you don't have to pay off $5,000 in 5 minutes. Use this episode for tangible tips to help you prevent burnout and spiraling bac...

Today's podcast episode was originally aired on December 8, 2021 and it features our most vulnerable interview yet. We talk with marketing expert and finance content creator, Vee Weir, from Vee Frugal Fox and Weir Digital Marketing. Vee has a similar story to ours about the cult that is Dave Ramsey, so this episode features some difficult moments coping with that past pain. This episode originally...

Today's episode was originally aired in October of 2020, during season one… AKA excuse the OG audio here since this was episode #16! This is Haley's absolute favorite episode. We chat about our top six things that millennials "supposedly" are killing, from wine to serendipity... We discuss whether we think they are truly dead or if millennials are killin' the game in the best way possible.   ABOUT...

Today's episode originally aired in January of 2022 and it features the marvelous travel hacking pro, Aunt Kara. Kara dives into her social media persona and how it came to be alongside her start into travel hacking. She touches on some beginner options to dip your toes into travel hacking, and shares about some of the earlier days of the credit card community.   In this episode we chat about:  Ho...

Today's episode was originally aired in November of 2022 and is one of our most downloaded episodes! Courtney and Rob Wendzicki are two of Haley's original clients from when she first launched her financial coaching business. Courtney and Rob paid off an astronomical amount of debt during their first year of coaching and they share their journey on today's episode. It hasn't been all butterflies a...

Today's episode originally aired in October of 2021 and it tells an in-depth version of our financial story up until that point. We share our whirlwind adventure that started with Justin receiving $600k at age 24 from a lawsuit payout with absolutely no clue how to manage money. We then found ourselves deep in over $220k of debt. We made drastic changes that resulted in us paying off $132,000 of d...