Price of Avocado Toast

In this episode, we welcome in the new year! We had a successful 2022 with our personal goals so we figured we should share our 2023 goals and vision for the year. This has become our favorite New Year's Eve tradition, and we are so proud to share all of the ways we want to bring success to 2023. We shout out some business goals, some personal goals, and some ways that we want to connect with all...

This episode features author and speaker Derrick Kinney. Derrick comes on to share about his story and the path that led him to writing his best-selling book Good Money Revolution: How to Make More Money to do More Good. We chat about the processes of finding our passions and pursuits so that we can do great things with money. You can find some tangible tips for the new year on goal setting with y...

Today's episode features our friend, Ali Swart. She's a Certified Financial Planner who has become one of our favorite Toasties. She's raw and honest about her past growing up and how it has shaped her as a parent and money nerd. We think you'll find that Ali has some great practical advice for parents on how to set their children up for long term financial success and empowerment. In this episode...

Today's episode features Liz from Liz Gets Loaded. Liz is our favorite closet podcaster! She shares her favorite ways to focus on altruistic giving and gives listeners a tangible way to live generously. This episode talks about the truth behind giving and opens up the opportunity for folks with less disposable income to see themselves as generous even within their means! In this episode, we chat a...

In this episode we have Marc from Better Wallet joining us. Marc is a former financial advisor who has pivoted to helping those new to the money game figure out where to find momentum. He's created the Better Wallet brand and has become a premier creator in the financial content space. Marc shares his story of foster care to financial empowerment, all while showing his authenticity and charisma th...

In this episode we celebrate 100 episodes with another Q+A session! We got some great questions in our anonymous Instagram box, so we figured we would answer those and reflect on this wild journey of toastiness. Thank you all for being along for the ride, and cheers to the next 100 being just as meaningful. We have been beyond blessed to have you all on our journey and we look forward to the good...

Today's episode features two of Haley's OG financial coaching clients, Courtney and Rob Wendzicki. Courtney and Rob paid off an astronomical amount of debt during their first year of coaching and they share their journey on today's episode. It hasn't been all butterflies and rainbows and they share their highs and lows with us as their way of unveiling the truth behind what getting out of debt act...

Today's episode features Barbara Ginty, a Certified Financial planner and the host of the Future Rich Podcast. Barbara joins us after Haley was a guest on her show earlier this year. She shares her journey in financial planning and her hopes for supporting women to grow as entrepreneurs in the space. About Barbara: Having previously worked for Bloomberg and Credit Suisse in electronic equity deriv...

This episode is a quick rant session on real estate investing. It's been a year since we bought our out-of-state investment property and we still do not have it rented out with a tenant. These are the things social media doesn't talk about with investment properties. We hit on our top 3 frustrations with real estate investing and how we juggle it all   The stuff they don't tell you: why real estat...

Today's episode is our Part 3 finale of the Finance and Fertility series. Our guest is Debt Free Teach , a fellow teacher who adopted a trio of siblings heading into their teenage years. We cover the adoption process from foster care and private agencies, as well as some of the financial challenges and relationship challenges that families might face. Thank you for tuning in - we hope you have enj...

Today's episode is part two of our three part of our finances and fertility series. Our guest is Kara, a mom and teacher who has been a surrogate for two families. She shares her surrogacy story and helps de-mystify some of the questions surrounding this family planning option. The blessing that surrogacy provides cannot be overstated, and we hope that this intimate look at the entire process show...

This episode kicks off our three part finances and fertility mini-series!  Today's guest, Danielle Zimmerman, is a Toastie, an infertility warrior, and a mama of twin boys. Danielle dives into her infertility story on today's episode and this is one you don't want to miss!  In this episode, we chat about: The financial process of infertility treatments How much IUI and IVF actually cost The cost o...

The podcast that was born fresh out of the OG covid lockdowns in 2020 is back for SEASON THREE! Haley and Justin are ready to rumble with new episodes every Wednesday.    They've been through it all over the past two and a half years and along with all of the changes that life threw their way, they've also gone through massive mindset shifts in regards to their relationship with money and debt. Th...

We wrap up Price Of Avocado Toast's investigation of Dave Ramsey's company, Ramsey Solutions, in this Season Two Finale. In this episode, we discuss Dr. Steven Haasan's BITE Model of Authoritarian Control and compare the model's guidelines to previous interviews this season and our personal experience as former Dave Ramsey followers. After tossing around the word "cult" in reference to Dave Ramsey...

On today's episode, Dr. Natalie Feinblatt, nationally recognized cult recovery psychologist, joins the podcast to discuss the cult-like nature of Dave Ramsey and his evangelical personal financial empire, Ramsey Solutions (The Lampo Group, LLC). Dr. Feinblatt explores cults from NXIVM and The Children of God to Scientology and "therapeutic" boarding schools. She has been featured on A&E's Leah Rem...

Today's episode kicks off part one of our three part season finale, where we do a deep examination of Ramsey Solutions. Today's guest, Amy Fritz, shares her story of her family's experience with Ramsey Solutions, Dave Ramsey's Company. Amy's husband, Nathan Fritz, worked at Ramsey Solutions and made his exit after realizing he was no longer aligned with the company. After his departure, interestin...

This episode is a hard one to digest. It touches on the devastating massacre in Uvalde, Texas. Many people have found themselves posting on social media, wanting to do more to help make a profound impact but they have no idea where to even start. During this episode, w e share some of the ways people can get involved in taking action against the gun violence issue in America, along with other soci...

Today's episode is a sit down with Haley and Justin while they reflect back on one of the biggest financial decisions they've made - selling their house and moving a year ago. They sold their house to pay off their remaining student loan debt and then decided not to pay off those loans. They discuss whether or not they think it was worth it and how they've shifted along the way.  If you're interes...

Today's episode features Rachel Richards from Money Honey Rachel. At the age of 27, Rachel Richards quit her job as a financial advisor to pursue financial independence and currently generates $20,000 per month in passive income. Rachel is the bestselling author of "Money Honey" and "Passive Income, Aggressive Retirement." She built a real estate portfolio of 38 rental units by the age of 26. Alth...

In today's episode, Haley and Justin go through their top six tips for budgeting for a post-pandemic summer. We've lost two summers to COVID and it's important that you honor your emotions while also honoring your finances. We've all had a little FOMO over the past few years, longing for normalcy while managing to try and get used to our "new normal." These steps are going to help you maximize bot...

Today we sit down with Charlotte Darr, the founder of Save Live Thrive™. She's a fellow podcaster, former teacher, and financial counselor that is working to empower millennial women to level up their financial education. Charlotte shares her personal story of how she found herself in $78,511 worth of debt after college. She also talks about her journey through college and into her career, to now...

Today's episode features Holly Acre, a teacher who left the classroom to protect her mental health and well-being. We chat with Holly about some of the difficult aspects of teaching that lead to her choosing a new path. She gives listeners some actionable advice if they are interested in leaving the classroom as well. While this episode isn't in the lane of financial literacy, it is important that...

Today's episode features Sami Womack with A Sunny Side Up Life. Sami shares with us how she and her husband, Daniel, paid off $490k of debt! They now have a net worth of over $350k and have shifted their financial priorities to wealth building.  Connect with Sami!  https://www.asunnysideuplife.com/ & on Instagram @asunnysideuplife If you're interested in talking with Haley in further depth about y...

Today's episode is a revamp of Dave Ramsey's 7 Baby Steps from the perspective of folks who have stepped away from Dave's financial empire and are now looking at his advice through a different lens. During this episode, we go through each step in depth with our recurring guest host, Vee Weir, and give our take on what we would adapt to modern times. If you started your financial journey with Dave...

Today's episode is all about keeping your food expenses as low as possible. With inflation sitting at 7.5% compared to 2021, we are all feeling the impact of increasing grocery prices. If you haven't increased your food budget yet, it's probably time to do so. However, we believe there are some tips that you intentionally use to keep your food expenses low.  Create a meal plan and use a grocery li...