Pink Money

What if changing your financial future started with just one dollar a day? In this episode of the Pink Money Podcast, Jerry Williams breaks down one of the simplest and most effective ways to begin saving money — even if you feel broke, overwhelmed, or stuck living paycheck to paycheck. Instead of focusing on complicated investing strategies or unrealistic financial goals, Jerry explains how build...

Single & Struggling – Step 6: Now Voyager (The Transformation) This is the final step in the Single & Struggling series—and it’s where everything comes together. After organizing your finances, prioritizing what matters most, breaking the paycheck-to-paycheck cycle, and setting realistic goals, you’ve done the hard work. Now it’s time for transformation. Inspired by the classic film Now, V...

In Step 5 of the Single & Struggling series, we shift from survival to self-reliance—and inspiration comes from an unexpected place: the classic film Mildred Pierce . After organizing your finances, prioritizing what matters most, breaking the paycheck-to-paycheck cycle, and setting SMART goals, this episode is about something deeper— believing in your ability to create income and opportunity...

In this episode of the Single & Struggling series, we move into the next critical step: setting goals and taking control of your financial life. By now, you’ve organized your finances, prioritized your obligations, and started breaking the paycheck-to-paycheck cycle. Now it’s time to decide where you’re going—and build a realistic plan to get there. We walk through:  How to set practical, achi...

In this episode of the Pink Money Podcast, Jerry Williams continues the Single & Struggling series by tackling one of the most critical steps in breaking the paycheck-to-paycheck cycle: understanding where your money is actually going. After organizing bills and prioritizing urgent financial obligations, the next step is deeper analysis. Jerry walks you through how to track your spending, iden...

When everything feels urgent and the bills are piling up, where do you even start? In this second episode of the Single & Struggling series, Jerry walks you through a practical “financial triage” system to help you prioritize what matters most when money is tight. You’ll learn how to sort your financial obligations into clear categories, focus on protecting your essentials like housing and inc...

We all have a starting point—and sometimes it’s not pretty. In this episode of Pink Money , I share a personal story about facing financial chaos head-on and taking the first real step toward control. Before budgeting, before goal-setting, before any kind of plan—you have to understand where you are. That means opening the mail, organizing the mess, and getting a clear picture of what you’re deali...

Credit utilization is one of the most important — and most misunderstood — parts of your credit score. In this episode of the Pink Money Podcast, Jerry Williams breaks down how credit utilization works, why it accounts for 30% of your credit score, and how even responsible borrowers can accidentally damage their credit rating. Using a real-life experience while helping manage his mother’s finances...

In this episode Jerry talks about being single and alone and struggling financially what can you do? He offers some practical steps to help move you forward from the basics like taking stock of your financial situation and personal capabilities and skills, to developing necessary documents like a simple Letter of Instruction to help locate accounts, friends and relatives. Additionally he gives som...

403(b) plans confuse a lot of people - and so do the mysterious 457 plans. If you're lucky enough to have access to one (or both), you'll thank yourself later. SEO tags  Core teacher retirement plan educator finances 403b 457b 403b vs 457b public school benefits 💬 Have a question or comment? Contact Jerry here

Ever feel like you’re juggling seven due dates, five interest rates, and one constant headache ? In this episode, Jerry breaks down what a consolidation loan actually is (spoiler: it’s usually just a personal loan), how it works , and why it can simplify your life —especially when credit card debt starts feeling unmanageable. We’ll cover unsecured vs. secured options , how your credit score impact...

Congress just passed what they’re calling the “One Big Beautiful Bill” — and 2025 is officially your do-it-now year for tax planning. In this solo episode, Jerry breaks down what everyday listeners (especially seniors, working families, and folks living on tips or overtime) need to know before big changes hit in 2026. We’ll talk about the new $6,000 senior deduction, how charitable giving is going...

So many women are told “don’t worry, he’s taking care of it” — right up until the moment the money’s gone. In this episode, Jerry welcomes back his friend and longtime finance pro Grace for a candid conversation about why women so often feel intimidated around money and how to change that, starting today. Jerry shares real-life stories: a woman inheriting $200,000 and unsure what to do next, anoth...

In this episode of Pink Money , Jerry Williams tackles a deceptively simple financial question: What’s the smartest move for an extra $500 a month? Should you pay off your mortgage early, invest in the market, or buy a second home to generate income? Jerry breaks down the pros and cons of each path—from the emotional security of being mortgage-free to the risks and rewards of the stock market, to...

Fraud doesn’t always look like a Ponzi scheme. Sometimes it’s a smooth voice, a business card, and a “don’t worry, I’ve got it.” In this episode, Jerry unpacks how advisor misconduct happens—from misusing client funds to risky bets that go bad—and why the fallout can reach far beyond your portfolio and straight into your credit report . You’ll learn the red flags to spot, how to “trust but verify”...

Jerry opens Season 6 with a timely reflection on self-worth and spending habits. Inspired by a tire blowout and a chat with a fellow driver, he explores how the cost of vehicles — and vanity — can derail financial goals. Through practical budgeting rules and a clear explanation of opportunity cost, he shows how redirecting money from depreciating assets toward investments or emergency savings can...

It’s the Season 5 finale of Pink Money ! In this episode, Jerry breaks down one of the most misunderstood topics in personal finance: how taxes actually work. From U.S. progressive brackets to global flat tax systems, Jerry explains why your last dollar doesn’t put your whole paycheck in a new bracket, why deductions matter, and why “simple” tax systems aren’t always fair. Along the way, he highli...

Jerry welcomes entrepreneur and author Gregory True, whose new book Proud Wealth: Building Abundance on Your Own Terms guides LGBTQ+ listeners through the A-to-Z of personal finance. 📚 Get the book on Amazon Gregory shares the personal story behind the book — the loss of his husband — and why estate planning, powers of attorney, and other legal documents are essential for queer couples. We also t...

Jerry pulls back the curtain on those nonstop ads for “mortgage protection” and “no-exam” life insurance. He walks through a real-world experiment comparing quotes from Ethos (no medical exam), USAA, and a broker (Big Lou/Pacific Life), showing how underwriting, company ratings, and policy type (term vs. permanent) can swing your cost—and your family’s outcome—by hundreds of dollars a month. You’l...

Target has been under fire for its Pride displays — from merchandise being ripped down to employees harassed and media voices calling for boycotts. In this episode, unpacks the controversy around Target, Bud Light, and corporate Pride backlash. You’ll hear: Why stock price swings don’t mean a company is collapsing. The difference between unrealized gains/losses and actual losses. Why most analysts...

From Jerry explores the real impact of rising prices, inflation, and tariffs—from simple t-shirt math to the historical bread lines of Weimar Germany. He explains how costs trickle down to consumers, why shortages fuel chaos, and how history shows us the dangers of runaway inflation. More, he offers practical advice for protecting your finances today: build an emergency fund, cut high-interest deb...

From wills to insurance to savings, here are 5 money moves you’ll regret not starting today. 💬 Have a question or comment? Contact Jerry here

In this thought-provoking episode of Pink Money , host Jerry Williams dives into the real numbers behind America’s leading causes of death—from smoking and heart disease to suicide and substance abuse—and explores how these realities impact the LGBTQ+ community in unique and devastating ways. Jerry unpacks health disparities, discrimination, and the ongoing threats of hate-filled rhetoric from tho...

In this Pride Month episode of Pink Money , host Jerry Williams reflects on the emotional and financial challenges of breakups—sharing personal stories of how money habits, debt, and resentment can intensify the stress of separation. Jerry explains how tracking expenses, setting common goals, and building financial independence can make or break a relationship, and why developing good money habits...

In this episode of Pink Money , Jerry Williams tackles a common workplace shock: automatic 401(k) enrollment. When a listener panics after finding their paycheck suddenly smaller, Jerry explains why employers are allowed to do this, how automatic contributions work, and why it’s ultimately designed to benefit you. From target-date funds to money markets, pre-tax vs. Roth contributions, and employe...