Pink Money

Jerry talks about EOY distributions from your investment company, what you should start thinking about regarding payouts for dividends and capital gains, along with the current tax rates.  💬 Have a question or comment? Contact Jerry here

In this episode of Pink Money , Jerry Williams shares his surprising experience using ChatGPT as a financial planning tool. From creating a debt payoff strategy in seconds—comparing the “debt avalanche” vs. “debt snowball” methods—to suggesting investment options for as little as $60 a week, Jerry explores how AI can deliver practical, actionable financial insights. He highlights the pros and cons...

In this episode of Pink Money , Jerry Williams cuts through the noise of nonstop commercials about “dual eligible” Medicare plans and explains what’s really going on during open enrollment. He breaks down the difference between Medicare and Medicaid, what “dual eligible” actually means, and the key parts of Medicare—A, B, C, and D—so you can better understand your options. Jerry also explains the...

The viral “Man in Finance” song may be catchy, but what are the real chances of finding a 6’5”, blue-eyed finance guy with a trust fund? In this episode of Pink Money , Jerry Williams crunches the numbers—looking at how rare those traits really are—and dives into what working “in finance” actually means, from investment bankers to financial planners. Jerry also explores the reality of trust funds,...

In this episode of Pink Money , Jerry Williams breaks down the confusing—and often overwhelming—decision of when to start taking Social Security. From age 62 to 70, Jerry explains how timing impacts your monthly benefit, why “take it early and invest” isn’t always the best advice, and what realistic returns look like compared to the hype. He also dives into full retirement age rules, earnings limi...

 Jerry welcomes Dalton and Melina for a candid, funny, and sometimes raw conversation about what many lesbians navigate day-to-day. From being ignored at gay bars and dress-code gatekeeping to why some lesbians feel safer in “straight” spaces, Melina shares lived realities that don’t get talked about enough. The trio also gets practical about relationships—hyphenated names, beneficiaries, insuranc...

In this episode of The Pink Money Podcast, host Jerry Williams breaks down the IRS’s most recent changes to the tax code — more than 60 adjustments that could affect your 2024 filing. From higher standard deductions and updated tax brackets to shifts in IRA contribution limits, AMT thresholds, and tax credits, Jerry explains what really matters in plain English. He also covers healthcare FSAs/HSAs...

In this episode of the Pink Money Podcast , Jerry Williams, MS-PFP, explores one of the most overlooked aspects of personal finance: the true cost of fees in financial products . From annuities and life insurance to mutual funds and advisor commissions, Jerry explains how hidden expenses can quietly drain your portfolio over time. He also discusses the risks of chasing “hot stock tips,” the import...

What happens to your business when you’re gone? In this episode, Jerry shares a real-life story of a woman left struggling after her CPA husband passed without a plan in place. From probate headaches to locked accounts, Jerry explains the simple steps you can take today—like payable-on-death designations, life insurance, and succession planning—to protect your loved ones and keep your business run...

Austin storms can shred shingles—and your claim—if you don’t know the rules. Jerry talks with Alex of Alexis Roofing (roofer + 20+ year adjuster) about navigating roof damage and insurance without getting shortchanged. You’ll learn: Claims playbook: Document damage, request a re-inspection, and why desk adjusters often miss code-required items. Policy must-knows: Replacement Cost vs. ACV , code-up...

Sometimes the biggest financial risks aren’t the ones you see coming. In this episode of the Pink Money Podcast , Jerry breaks down why an umbrella policy can be a smart, affordable way to protect your assets beyond the limits of your homeowners or auto insurance. From dog bites at the neighborhood pool to trampolines, defamation claims, or even accidents that exhaust your standard liability limit...

Do you ever feel like your money is out of control? Host Jerry Williams dives into what being “terrible with money” really means—and how to fix it with a clear, step-by-step strategy. From setting realistic goals and creating a budget that works, to building an emergency cushion, paying down debt, and planning for retirement, Jerry lays out a roadmap for financial success. With tips on accountabil...

 In this episode of the Pink Money Podcast , Jerry unpacks the confusing world of “X-date.” While the media ties the term to debt ceiling debates, in the investing world it means something very different. Jerry explains the record date, declaration date, and ex-dividend date for mutual funds—what they mean for payouts, taxes, and your portfolio. Using simple examples, he breaks down how dividends...

In this episode, Jerry clears up a mix-up from the last release (where the wrong audio played about gold instead of bonds) and dives into the U.S. debt ceiling and how it ties directly into bonds and credit ratings. Jerry explains the debt ceiling in everyday terms—like paying off a credit card—and why a U.S. default would affect ordinary people, including Social Security recipients. He then conne...

As parents age — or even in your own life — there comes a point when someone may need help managing financial or health decisions. That’s where a power of attorney (POA) becomes critical. In this episode of the Pink Money Podcast, Jerry explains: The different types of powers of attorney (general, durable, limited, healthcare, and springing). Why timing matters — and why waiting until a loved one...

In this episode, Jerry tackles the ever-present ads urging people to “buy gold for your IRA” and breaks down whether that’s really a good idea. He explains the different ways investors can gain exposure to gold and other precious metals—from physical gold bars and coins to mutual funds and ETFs—and highlights the pros and cons of each approach. Key points include: Physical gold in IRAs: Allowed un...

Buying a home can feel overwhelming, especially for first-time buyers. In this episode of the Pink Money Podcast, Jerry is joined by his husband Dalton for a candid conversation about mortgages—what they are, how they work, and what first-time buyers need to know before jumping in. From FHA and VA loans to credit unions, down payments, interest rates, and hidden costs like PMI, Jerry breaks down t...

In this episode of Pink Money Podcast , Jerry answers a listener’s question about how to remove a co-signer or joint owner from a car loan and title. He explains what banks look for before releasing the other party, including creditworthiness, payment history, and loan-to-value considerations. The discussion expands to practical steps like checking your credit reports, understanding credit utiliza...

 In this episode of the Pink Money Podcast , Jerry breaks down the meaning behind the daily headlines about the Dow, S&P 500, and NASDAQ. He explains how each index works, why they’re tracked, and what they really mean for your portfolio. From the history of these indexes to how portfolio managers use them as benchmarks, this episode gives you a clear, practical way to understand what the mark...

 In this episode of the Pink Money Podcast , Jerry covers everything you need to know about IRA contributions ahead of the April 18th tax filing deadline. He explains the difference between traditional and Roth IRAs, contribution limits, deductibility rules, and how phase-outs work based on income. Jerry also shares tips on recordkeeping, rollovers, and why keeping track of forms like 8606 and 549...

 Jerry pushes back on claims that “wokeness” caused Silicon Valley Bank’s collapse, explaining the real issues—concentration risk, poor risk management, and the red flags raised by insider stock sales. He argues that inclusion efforts don’t sink banks—and pivots to the broader climate targeting LGBTQ+ people, from drag bans to bad-faith “groomer” smears. The episode closes with a clear call to sta...

 Jerry sits down with guest David for a candid conversation on today’s political climate and LGBTQ rights—from marriage equality threats and drag-show bans to real-world safeguards like joint ownership, estate planning, and military survivor benefits. They swap stories about community backlash, book bans, and rising extremism, then pivot to practical money talk: interest rates, long car loans, fin...

Jerry discusses FDIC insurance  💬 Have a question or comment? Contact Jerry here

 Jerry welcomes financial advisor Grace to unpack smart gifting and simple estate-planning moves. They clear up gift-tax myths (down-payment help, Form 709, annual exclusions), when direct payments avoid gift tax (tuition/medical), and why POD/TOD designations, updated beneficiaries, wills, POAs, and living directives keep loved ones out of probate chaos. Real talk on naming guardians/trustees, st...

In this episode of the Pink Money Podcast , Jerry tackles the heavy burden of student loan debt—especially for those misled by predatory for-profit schools. He explains how the Borrower Defense to Repayment program can help cancel loans tied to fraud or deception, shares real-world stories of crushing debt, and offers step-by-step guidance on where to apply. Jerry also emphasizes the importance of...