Pera and Purpose Podcast

It’s not your salary that’s going to make you rich, it’s your saving and investing habits. In my next episode, I’ll be joined by Aries Baloran. He is based in Italy where he started as a driver & helper, and now working as a gardener. But don’t be fooled because he is also a stock market trader & investor, an entrepreneur, a freelance graphic artist and web developer and a Financial Litera...

Jumping from one job to another come in varying distances. Some feel lofty and risky. Some are difficult yet manageable. When considering whether or not to make a jump, there tend to be more convincing reasons to stop taking the risk. After all, the justified mind wouldn't trade the security and stability of the present moment for an unpredictable and rocky future. In this episode, my next guest w...

Does the way we value ourselves impact our capacity to earn more (or less)?Do you value yourself based on your paycheck or what you own? Or Self Worth before Net Worth ba muna? Well, let’s invite someone who has been advocating Self Worth since day one and who’s now living life in his own terms through vlogging! RTD is back! This time around we’ll be discussing the importance of knowing your worth...

“The best investment you can make is an investment in yourself. The more you learn, the more you’ll earn.”- A quote by Uncle Warren B.Whether you’re considering going to college or university, or you just want to expand your knowledge with a course – studying has many benefits. One of which is gaining the essential skills needed to be happier in your career, or even finally figuring out what job i...

Bakit pag pinag-uusapan ang ugali ng mga Pinoy tungkol sa pera, kadalasan eh yung hindi magandang traits ang napag uusapan? Ibahin natin ang usapan this time at sasamahan tayo nila Michael, JanJan, Mark at Karl. Sila ang mga kapatid natin na based sa Singapore na mas kilala sila as the Overseas Filipino Entrepreneurs! Sa episode na to with OFE, we’ll talk about the positive traits that we Filipino...

BUSINESS OWNERS & ASPIRING BUSINESS OWNERS LISTEN UP!One of the seven habits of highly effective people, as Stephen Covey said, is to begin with the end in mind. As successful entrepreneurs, we also have to think about the exit plan from the very beginning if when the time comes that we need to sell our business. But how?! Many business owners fall into the trap of overvaluating their business...

Warren Buffet is arguably the most famous investor on the planet, and his investing style is called "Value Investing".Old school 'tong si Uncle Warren, and in these modern times, with the advancement of technology and other investors who developed new ways of investing, meron pa bang sense i-apply ang kanyang technique? My next guest is Ms. Salve Duplito, she's a Registered Financial Planner, and...

Whether you're a company owner or a professional who feels like it's time for a shift, making a change may be stressful and daunting. Change itself is scary enough. There's a lot of apprehension before trying something new, and when you add further questions about your future, growth opportunities, and risks/rewards, it's even more difficult. My next guest is Mr. Expat Entrepreneur himself, Franci...

I think one of the greatest deficiencies of our generation is our obsession with showcasing our deficits. What if we focus more on enhancing our talents, gifts and strengths? Embracing our weaknesses and doubling down on our strengths allow us to capitalize on what we do well, and build on what we need help with (whether through getting better at our job or improving our Personal Finance).My first...

Wouldn't it be cool to finally be someone other people look at and think, "Wow, ang galing mong humawak ng pera. Nakakabilib!"Do you still find yourself wishing for better money habits, but you just can't seem to change your everyday behavior? Good news! You can change your current behaviors entirely and become the person you always wanted to be! We are not inherently "good" or "bad" with money. H...

The world is the true classroom and evaluated experience is our best teacher.2020 has been a helluva experience for the most of usIn this episode let's evaluate the money lessons that we've all learned this year para mas mapaghandaan natin ang 2021!👋🏽Download the Intentional Spending Plan here!---👋🏻 Connect with Kuya Jay on social media. Ask questions, inquire for collabs, sponsorships, or sch...

Canada is a top destination for many Overseas Filipinos. Bakit nga naman hinde eh Filipinos who migrate to Canada either as a Permanent Resident or as a citizen, have access to all of the country’s social programs tulad ng libreng health care, libreng pagpapaaral ng mga anak hanggang matapos ng highschool at marami pang iba! My next guest is Maricel Agustines, a Regulated Canadian Immigration Cons...

Whether you’re looking for an investment opportunity or just a place to live, there are some very important variables about buying a home that your real estate agent may not be telling you (or forgot to tell you).👋🏽Download the Intentional Spending Plan here! Visit http://jayadriantolentino.com/ today!---👋🏻 Connect with Kuya Jay on social media. Ask questions, inquire for collabs, sponsorships...

Alam mo ba na the majority of the world’s richest people, whose combined fortunes have reached more than $2.3 trillion, are degree holders and started their career in sales, according to a study by Forbes? In this world, you're either selling or being sold to. Either way, you have to choose a side. If you seek to understand sales, the highest-paying profession, you will become a millionaire. In my...

Maliban sa Wills, ang Trusts ay isa ring magandang paraan para ma-distribute ang ating mga ari-arian the moment na matapos na natin ang ating misyon sa buhay. In this episode, I interviewed Coach PJ Roman. He is the Head of Business Development for AB Capital and Investments Corporation where they manage over 20 Billion Php in funds. Also he has 12 years in the Trust Industry, and a fellow Yaman C...

Now more than ever, many have realized the importance of having a Life Insurance policy in place. As Financial Planners, we can determine the time when you'll be out of debt or if you're ready to retire but one thing we can never tell is the time when you'll acquire a life-threatening disease or die. In my next episode, I'll be joined by Michael Pe. He is the FIRST foreigner pass holder to obtain...

Naalala ko noong 2015 nung nagsisimula pa lang akong mag-invest. Wala akong matanungan or malapitan sa circle ko kasi wala namang may alam about stocks or mutual funds! Ang alam lang namin noon na investments eh sapatos! Good thing social media groups were emerging back then at napadaan ako sa The Global Filipino Investors FB Group where discussions about investments and business were openly discu...

I'm always fascinated by how few people accomplish remarkable feats. What I'm also curious about is if they view wealth and success differently from the average individual. Overseas Wealthy Filipinos is a segment that aims to deconstruct the lives of overseas Filipino achievers from various areas (business, sales, marketing, arts, engineering, architecture, sports, etc.) to discover their purpose,...

The process of starting a business in the UAE involves several steps that can be difficult for a new entity to understand the process of setting up a business. Wondering how to get started? Edwin Duria, Managing Director of Play Middle East Business Consultancy FZE, has helped companies through the business set-up process in this part of the world. His venture has supported over 250 high profile c...

Bago sumakabilang wallet ang sweldo natin ngayong darating na undas, kwentuhan muna tayo ng mga nakakatakot na PERAnormal stories that I have seen and heard in my experience as a Financial Planner. I-share ko na rin ang ilan sa mga naka-engkwentro ko nung mga panahong wala pa akong idea about personal finance. Let's turn these stories to important financial lessons kasi life is too short to experi...

How do you know that you're TRULY wealthy? Is it the amount of money in your bank? The assets you own? The number of friends you have? My next guest is Dr. Rex Bacarra, a highly-respected educator, a community leader, a philosopher, and a monk in his younger years. He is an inspiration not just to me but to many Filipinos and other expats living here in the UAE.In this episode, Doc Rex will share...

If you’re interested in putting up your own business but don’t have any idea where to begin, Franchising can be a good option for you. In my next episode, I’ll be joined by a man of many hats! In addition to being a celebrity in the 90’s, RJ Ledesma has done so many things such as hosting, writing a book, being a columnist, being a consul for Monaco in the Philippines and being an owner of so many...

One reason many people don’t become entrepreneurs is that they just don’t know where to begin. What we often forget is that the most successful entrepreneurs in the world all started the same way! They didn’t know what the first step was or what they had to do, but they all managed to take it and become the amazing success stories they are today. Jon Edward Santillan is the founder of Denarii Cash...

Should you buy a Condo, a Town House, or a House & Lot? Housing choices are abundant, leaving many first-time homebuyers wondering which type of residence to buy. Each style of dwelling has its pros and cons. So tonight, we'll be discussing the things that you should consider in buying your first home.---As part of providing informative content about Responsible Real Estate Investing, Mr. E &a...

“Our prosperity as a nation depends upon the personal financial prosperity of each of us as individuals.”- George Clason, Author of The Richest Man in BabylonWhat makes other nations flourish financially? Is it the location? The government? Its people? Or its financial culture? Let's learn from my next guest, Nathan McFarlane! He'll share with us about what it's like in the UK and how most of its...