Pera and Purpose Podcast

Want to level up your PowerPoint game? Join us for Present Better, a free workshop designed to help you create and deliver presentations that do more than look good — they connect, engage, and leave a lasting impact.📅 August 24, 2025🕑 2PM to 4PM📍 BHub, Burjuman Mall🎟 Free Event. Limited Seats Only! Register now via this link - https://forms.gle/UE862CU3wRJkqV7Z8Learn from Dr. Rex Bacarra as he...

📅 OFW in Dubai? Attend my first meet and greet event: https://lu.ma/f0vf3yrj 💸 Apply for Financial Coaching: https://tidycal.com/jayadriantolentino/apply-for-coaching

🎟️ Free event. Limited slots. Register now through this link - https://forms.gle/q6YWasLpLyzk8QqC6📍 Ostro Restaurant, Dusit D2 Kenz Hotel, Barsha Heights🗓️ July 25, 2025🕖 7PM to 10PM===Many OFWs think they have to choose between a stable career and their passion, pero what if you didn’t have to pick one over the other? In this episode, we explore how following your passion alongside your career...

✅ Register for Hyku's upcoming workshop: https://forms.gle/QN6DN7cti9WL4cgd9 📅 Schedule Your Financial Clarity Call with Kuya Jay: https://jayadriantolentino.com/financialclaritycall?video=jUWfedLfngE ============ At 19, Hyku Desesto dropped out of college and gave birth to her son on the day she turned 20. Not long after, she moved to Dubai—with a plan and a deep sense of purpose. By 22, sh...

📅 Schedule Your Financial Clarity Call: https://jayadriantolentino.com/financialclaritycall?podcast=howmuchdoyouneedtoretire ⬇️ Download the Retirement Calculator here: https://jayadriantolentino.com/resources?video=wgkzK1FTHRg ========= Most OFs have no idea how much they really need to retire. In this video, I’ll walk you through the exact process I use with my clients to calculate their retire...

Attend the next PRO-ANGAT event happening on May 23 : https://forms.gle/twcdgnacV5gXwpKa8📅 Schedule Your FREE Financial Clarity Call with Kuya Jay: https://jayadriantolentino.com/financialclaritycall ==She sells luxury for a living — but doesn’t believe in spending to impress. Meet Gweys Soriano, founder of Watch Girl Dubai, a Filipina entrepreneur in the UAE luxury watch scene. Her mindset?“Inis...

Book your clarity call today: https://bit.ly/3Gjhm8S ==== If you're earning ₱250K to ₱800K/month abroad but still feel stuck, this video is for you. You have savings, insurance, even investments—but deep down, you’re unsure where it’s all leading. You’re not alone. I call this The Clarity Gap—the space between earning well and knowing exactly what you’re building. CHAPTERS:Reason #1: 00:47Reas...

Book your free clarity call today: https://bit.ly/4jjeA1W We’re about to lose ₱307,000… and we still don’t know if we should walk away. This isn’t a theory video. This is real. My wife and I bought a pre-selling Ayala condo in South Park District, thinking it would pay for itself over time. But now that turnover is approaching — and the numbers are in — we’re not so sure anymore. In this episode,...

📢 Pro Angat Talks Free Registration: https://bit.ly/4iXa3BE REGISTER NOW! In celebration of International Women’s Month, PRO-ANGAT proudly presents its first event! Join us for an inspiring panel discussion featuring successful Filipino career women who have mastered the art of thriving in competitive careers while embracing motherhood—all while living abroad. 💪 👩‍👧‍👦Wo-Moms Day: Balancing Am...

📅 Schedule Your Free Clarity Call: https://bit.ly/claritycallwithjay ⬇️ Download MYNE today: joinmyne.com ========= If I were to start investing again in 2025, I’d keep it simple—no individual stocks, no hype, and definitely no get-rich-quick schemes. I’ve made all the mistakes before—getting scammed, losing money in bad investments, and even falling for FOMO plays like Axie Infinity. But after y...

Download TapTap Send today: 🤖Google Play Store: https://bit.ly/3KCAmyq 🍎Apple App Store: https://apple.co/3qsTQii Bonus of promo code KUYAJAY for 1st senders to PH: UAE - AED 25US and Canada - $20UK - GBP 10EU - EUR 10 ============================== Are you thinking about buying a condo in the Philippines? Before you make that big investment, watch this masterclass to avoid costly mistakes that...

The Philippine real estate market is shifting, and condo owners and investors are facing a big decision—should you buy, sell, or hold your condo in 2025? With an oversupply of condo units in Metro Manila (and other areas), declining rental prices, and increasing maintenance costs, knowing the right move can save or make you money. In this episode, we run the actual numbers with Coach Efren Cruz, a...

Metro Manila’s condominium market is facing an unprecedented challenge: an oversupply of units has left buyers, investors, and developers grappling with uncertainty. In this video, we’ll uncover the factors behind this crisis and explore what it means for property owners, potential buyers, and the overall real estate market. Joining us is Dr. Ben Lebig Jr, a financial planning expert, entrepreneur...

In this video, I react to a heartfelt compilation of retirees sharing their biggest financial and life regrets. From the importance of saving early to the lessons learned from health and career decisions, these reflections offer valuable insights for anyone planning for their future. Discover the common mistakes retirees wish they could undo, like cashing out retirement accounts prematurely, negle...

How often do you set financial goals, only to feel overwhelmed or lose focus along the way? It’s not that you lack ambition—it’s that most goals fail because they’re not built on a clear vision or a solid plan. In today’s episode, we’re diving into the strategies that can change that. What You’ll Learn in This Video: ✅ Impossible, Possible, Probable and Given - 3:13 ✅ How to create a compelling...

Tired of making financial resolutions that fail? 88% of resolutions don’t even make it past two weeks, especially when it comes to money. But there’s a better way! In this video, I will show you why resolutions fail and share the 5-step Payday Checklist that helped me: - Pay off debt - Build an emergency fund - Start investing - Grow my net worth by 30% in just one year! What You’ll Learn: 1. The...

In this episode, we explore the growing trend of DINK couples —those who are Dual Income, No Kids —and how this lifestyle is reshaping traditional ideas about family, finances, and fulfillment. Our special guest, Sharday Filio, a seasoned marketing and public relations professional based in Dubai, shares her experience of choosing a child-free life with her husband, Jeremy. Married since 2021, the...

We often view wealth-building as securing our future, but what if you never get to enjoy it? This episode explores the philosophy from Bill Perkins' Die With Zero , which encourages aligning your resources with meaningful experiences. Rather than saving everything for later, Perkins argues that true wealth is found in experiences, not just in money. We'll dive into how this mindset can lead to a m...

Christmas is the most wonderful time of the year, pero madalas, ito rin ang panahon ng "overspending." Pagkatapos ng holidays, ang daming nauuwi sa utang dahil sa impulsive shopping at di-planadong gastos. Ayon sa Bangko Sentral ng Pilipinas, ang household consumption ay tumataas tuwing fourth quarter dahil sa holiday spending. Sa podcast na 'to, pag-uusapan natin ang mga simpleng paraan para mag-...

Many Filipinos struggle to build wealth, not because they aren't working hard, but due to cultural expectations around money. In the Philippines, finances are closely tied to family and community, often leading to pressures that keep people financially stuck. Obligations like supporting extended family or maintaining appearances can hurt financial health. This episode explores how these cultural n...

Ang ironic, di ba? The less money you have, the more expensive life becomes. It sounds counterintuitive, but this is the harsh reality for many Filipinos. Everyday expenses like healthcare, housing, transportation, and even food cost more for those who are struggling financially. And the worst part? These costs trap people in a cycle of poverty. According to studies, people living in poverty face...

So my wife and I just bought our first (and only) car, and let me tell you, it wasn’t easy navigating all the choices. From figuring out what we needed to what we could afford, we learned a lot along the way. And by the end of this episode, I’ll share a smart strategy we discovered that can help you manage your interest payments. So, whether you’re in the market for a new car or just curious, stay...

In this eye-opening Halloween episode, we explore real-life stories of individuals and families who experienced dramatic financial downfalls. These cautionary tales serve as powerful reminders of the importance of financial literacy and prudent money management. What You'll Learn: - The importance of risk management in wealth preservation - Why being a good steward of your resources matters - Unde...

Are you working hard but still not seeing the wealth you hoped for? It might not be about your effort or desire but about not having a solid set of financial principles guiding you. In today’s episode, we’ll uncover the key wealth principles that can help you build a strong financial foundation. We’ll differentiate between values and principles, why principles matter, and how to craft and apply yo...

Have you ever felt uncertain or disconnected when making financial choices, wondering if your decisions truly align with what matters most to you? This alignment is crucial because when your values and financial decisions are out of sync, it often leads to stress, dissatisfaction, and even financial instability. Research shows that when people align their financial actions with their personal valu...