Pera and Purpose Podcast

Are you truly investing or just gambling your money? Register to Pera & Purpose Pre-Workshop Webinar: https://bit.ly/38EsTPg—👨‍👩‍👧‍👦Join Purpose Driven Finance Community: (https://discord.gg/ktYsKZXSEu)✅Schedule a FREE 30-Minute Financial Health Check Session: (https://bit.ly/3vPlFiY)💸Invest in Low-Cost, Globally-Diversified Funds thru StashAway (Middle East Only): (https://bit.ly/3vQcsq...

Zeena Zalamea-Turner is a Filipino news presenter, reporter, and a producer for Dubai Eye 103.8 FM under Arabian News Network and formerly a correspondent at Dutch broadcaster VPRO, and concept developer/scriptwriter and segment producer at ABS-CBN.She started with nothing when she came to Dubai in 2006 but being raised by a single mom and being the breadwinner of the family was enough motivation...

Ramdam nyo na ba ang pagtaas ng presyo ng mga bilihin? Sa past episode na-mention natin ang impact ng geopolitical issues like the russia-ukraine war sa ating finances and ngayon, unti-unti na nating nararamdaman ang epekto ng inflation dahil sa pagtaas ng presyo ng langis and kakulangan ng wheat supply or trigo. May gera man o wala, expected naman natin na tumataas talaga ang presyo ng mga bilihi...

Alam nyo ba na the Pag-IBIG Board of Trustees has approved dividends for their members’ savings in the amount of P31.79 billion – the highest declared amount in the history of PagIBIG! The final dividend rates for 2021 are now 5.5% for the Pag-IBIG Regular Savings and 6% for MP2.Pero ano ba talaga ang MP2 or Modified Pagibig 2 savings program? Paano tayo pwedeng kumita or mawalan ng pera dito? At...

Presidents get a lot of the blame, and take a lot of the credit, for the performance of a country’s economy while they are in office. Napakarami nilang trabaho and it is probably the most stressful job ever! Pero when it comes to Personal Finance, ano ba talaga ang magagawa ng susunod na presidente lalung-lalo na sa ating mga kaperahan, utang at investments? Sa special episode na to, we are bringi...

Sadly, Ukraine and Russia are still in conflict. War is a costly affair to governments and crucial to their citizens, kaya it is a must that we know its impact and how to prepare financially if ever it happens to us. Here I discussed the direct and indirect impact of the war to our finances. In this episode you'll learn:- How the current war will affect the Philippines as a whole- The impact of wa...

When it comes to investing, you make money the moment you buy, not when you sell. Pero how do you know what industry and investment trends are worth pursuing? Many people say that trend can be your friend but if you’re not careful, it can lead you to your end! Kaya sa episode na to, ininvite natin ulit si Bro. Fitz Villafuerte - ang isa sa mga favorite guests natin who has profited from trends in...

Decentralized Finance (DeFi) is an emerging technology that aims to remove third parties in financial transactions. Over the years it has grown rapidly at a pace that I never thought possible. As I’m learning this space, I’m fortunate to have met Emman Navalan whom I got recently connected with through a trusted friend. He is a civil engineer by profession, a crypto investor, a entrepreneur and th...

Sa panahon ngayon, many professionals are taking on a “side hustle” in addition to their full-time job. More and more people are choosing to pursue freelance work, sell handmade products, drive for rideshare services and many other ways to earn supplemental income and achieve their goals. But is “side-hustling” for everyone? How do we know the right kind of work to pursue? How do we avoid hustling...

Money topics are never just about money. These subjects will always be touchy, awkward and emotional. But getting comfortable with money talks with family and friends can be rewarding and even life-changing. In this episode I have invited Coach Herbie Recato. He is..A fellow YAMAN Coach and Overseas Filipino who works as a Senior Landscape Designer and Urban Planner in Shanghai for 10 years now. A...

Last December of 2021, a post I made about a scampany went a bit viral. Before the rest of the world knew it was a scam, I was mocked and shamed by people I didn’t know and those who i thought were my friends! Natakot din ako para sa safety ko, but I knew that part of being an advocate of Financial LIteracy is to combat investment scams para wala na silang maloko pa. I’m just blessed to have the p...

Let’s all face it! Retailers are smart. They know your weaknesses and how to capitalize on them. So every time you go shopping — online or IRL — you're being taunted by infinite reasons to buy more, more, more. Consumer experience these days is not simply designed; it's engineered. Research determines the ads you see, the scents and sounds you encounter in stores, even the way a salesperson might...

Achieving balance in our life and our finances in this modern world seems like a myth! Even I personally struggle from this dilemma! How to live to the fullest today and prevent financial struggles in our Golden Years? How do we build wealth without sacrificing our health? Is sacrifice required to achieve balance? So in this episode I have invited a man full of wisdom. Andrew Hallam is back in our...

I always begin my day with appreciation. I give thanks for the things that I have and the things that I’m about to receive. Over the years, I’ve learned that gratitude makes us more aware of the sources of joy, wonder and hope in our lives. It helped me combat depression and stress by making me focus on the things that I have than what I lack. Being grateful can improve health, strengthen relation...

It's the last episode of the year! So I want to leave you with some thoughts that you can ponder on so you can start your next year with your best foot forward! In this episode I'll share with you the 4 best gifts you can give to yourself---Spot & Stop Scams WebinarUPDATED DATE: DEC. 28, 7PM (PH)What you'll learn:- The common types of scams these days- How to easily detect scams- How to stop a...

Direk Guddy Hernandez started his career for 20+ years in ABS CBN as a dubber. Sya yung isa sa mga boses ng mga paboritong cartoon characters nating mga batang 90’s! Pero bago marating ang buhay na meron sya ngayon, lumaki muna sa hirap si Direk Guddy. He was born in Marinduque and at a young age, he already knew the value of hard work and how he can make money without having any capital. Kaya nun...

Your Christmas Bonus is just around the corner! Sana ol! Kasi for the last 6 years na I’ve been in the UAE eh hindi ko na alam anong feeling ng may 13th month pay! Kaya part of our Special Christmas Season episodes, we’ll talk about how we can get the most of this windfall with the help of our special guest, Coach Joy Mendoza-Longcop! She is…A freelance for over 15 years, offering operations and a...

Na-experience mo na ba na habang nag scroll ka ng social media feed mo eh may nag appear na ad bout an item na matagal mo nang gustong makuha or iregalo sa mahal mo. After clicking the ad, napansin mo na ang mahal pala nung item na yun and hindi mo na ma-afford kasi sira na budget mo this month because of the holiday season! But wait, there’s more! Merong banner sa baba that says, Buy Now, Pay Lat...

Onting tulog na lang pasko na! At bago mo pa maubos ang ipon or ma-mismanage ang 13th month pay mo, pakinggan mo muna ang mga succeeding episodes natin that will be focused on Christmas spending. Now that there’s still a pandemic and many are financially affected, how can we still celebrate this Christmas season without going broke? Kaya in this episode, I have invited Ms. Mariel Bitanga who’s kno...

Dr. Iris Radev is one of the very few Filipino medical doctors who made it big in Canada. But just like other Overseas Filipinos, nagkaroon din sya ng mga moments when her income was never enough for her extravagant lifestyle. While most people think that being a highly-paid professional is the ultimate definition of success, Dr. Iris never settled. Now, still working as a medical doctor full time...

Earlier this year, a digital artwork was sold for 69M USD!A .gif of a flying cat sold for lots and lots of money! Popular memes being purchased from left and right! Just today, I saw a Lebron James dunk being auctioned for 500k USD!Indeed, nonfungible tokens also known as NFT’s have become a sensation this 2021!With sales volumes that surged to $10.7 billion in the third quarter of this year, ther...

May nag ask na gumawa ako ng list of money lessons sa pinaka sikat na Netflix series ngayon, Squid Game. Currently meron ng 111 million fans since its premiere on September 17!It is a series that revolves around a contest where 456 players in deep financial debt put their lives at risk to play a series of children's games for the chance to win a ₩45.6 billion prize or 1.9B PHP!I personally believe...

Mae Mendoza was an Overseas Filipino in Dubai for 12 years! She’s been married for the last decade and is now the mom of Noah, her 2-year-old boy. Straight out of college, she immediately went to the UAE and worked as a Cabin Crew in the Emirates, the most prestigious airline in the world. Like many Overseas Filipinos, she got buried in debt at a very young age but after she got herself out of it,...

Teaching kids about financial literacy is an important life skill that isn’t consistently taught in schools. That’s why if you don’t teach your kids how to manage money, somebody else will. And that’s not a risk you want to take! Money lessons for kids are important at all ages and stages. That’s why in this episode, I have invited Marilyn Lydia Pinto who will show you how to give your kids the he...

Na-no-nose bleed ka bang pag-usapan ang topic ng Economics? Ako, oo. It’s one of the subjects I almost failed in college! But as I grew older and delved deeper in the field of personal finance, I realized that Economics is more than just numbers. Understanding the how economists think can help us make smarter decisions in our professional and personal life. This is why I've invited an Economist -...